Welcome to our dedicated page for Onemain Hldgs SEC filings (Ticker: OMF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings for OneMain Holdings, Inc. (NYSE: OMF) provide detailed insight into its operations as a consumer finance company serving nonprime borrowers. Core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q describe the company’s Consumer and Insurance segment, its focus on personal loan origination, underwriting and servicing, and its main revenue source of net interest income. These reports also present information on interest income, interest expense, provisions for finance receivable losses, operating expenses, insurance policy benefits and claims, and other revenues.
Investors reviewing OMF filings will find extensive disclosure on credit performance, including delinquency ratios, net charge-offs, and changes in the allowance for finance receivable losses. Management discusses non-GAAP measures such as Consumer and Insurance adjusted pretax income, adjusted net income, adjusted earnings per diluted share, pretax capital generation, and capital generation, explaining how these measures are used to evaluate profitability and capital creation alongside GAAP metrics.
Current reports on Form 8-K are another important component of OneMain’s regulatory record. Recent 8-K filings describe material events such as quarterly earnings releases, dividend declarations, authorization of share repurchase programs, and multiple issuances of senior notes by OneMain Finance Corporation. These filings outline key terms of the notes, including maturity dates, interest rates, redemption provisions, guarantees by OneMain Holdings, Inc., and the relationship of the notes to other secured and unsecured obligations. Some 8-Ks also summarize underwriting agreements and the intended use of proceeds, such as repaying secured facilities, redeeming other notes, or funding general corporate purposes.
On this page, users can access OneMain’s 10-K and 10-Q reports, 8-K current reports, and other registered offerings, along with Form 4 and related insider transaction disclosures when available. AI-powered summaries help explain complex sections of these filings, highlight key changes from prior periods, and clarify topics such as segment performance, funding and liquidity, and capital generation metrics. Real-time updates from EDGAR ensure that new filings, including earnings-related 8-Ks and debt offering disclosures, appear promptly, while structured views of Forms 3, 4 and 5 make it easier to review insider activity and ownership changes.
By combining the full text of OneMain’s SEC filings with AI-generated explanations, this page is intended to make it simpler to understand how OMF reports its credit performance, capital structure, and strategic decisions over time.
Shulman Douglas H. reported acquisition or exercise transactions in this Form 4 filing.
OneMain Holdings President and CEO Douglas H. Shulman received an equity award of 77,724 shares of common stock on February 11, 2026. The award is structured as employee restricted stock units under the company’s Amended 2013 Omnibus Incentive Plan.
These RSUs vest in three equal installments, with one-third vesting on February 19, 2027, one-third on February 18, 2028, and the final third on February 20, 2029, contingent on his continued employment through each vesting date. After this grant, he beneficially owns 295,030 common shares directly.
Osterhout Jeannette E reported acquisition or exercise transactions in this Form 4 filing.
OneMain Holdings EVP & CFO Jeannette E. Osterhout received an equity grant of 24,326 shares of common stock on February 11, 2026. The award is in the form of restricted stock units granted at a price of $0 per share under the company’s Amended 2013 Omnibus Incentive Plan.
The RSUs vest in three equal installments, with one-third vesting on each of February 19, 2027, February 18, 2028, and February 20, 2029, contingent on her continued employment through each vesting date. After this grant, she directly beneficially owns 100,460 shares of OneMain Holdings common stock.
Conrad Micah R. reported acquisition or exercise transactions in this Form 4 filing.
OneMain Holdings, Inc. executive Micah R. Conrad received an equity award of 18,326 shares of common stock on February 11, 2026. The award is in the form of restricted stock units granted under the company’s Amended 2013 Omnibus Incentive Plan at a grant price of $0 per share.
The RSUs vest in three equal installments, with one-third scheduled to vest on February 19, 2027, one-third on February 18, 2028, and the final third on February 20, 2029, if he remains employed through each vesting date. After this grant, he beneficially owns 121,817 shares of OneMain common stock directly.
SMITH RICHARD A reported acquisition or exercise transactions in this Form 4 filing.
OneMain Holdings director Richard A. Smith was granted 3,243 shares of common stock on a restricted stock unit basis at a price of $0 per share. These units vest 100% on January 4, 2027, if he remains in continuous service as a director. After this award, he beneficially owns 30,812 shares directly.
Bronner Philip reported acquisition or exercise transactions in a Form 4 filing for OMF. The filing lists transactions totaling 3,243 shares. Following the reported transactions, holdings were 16,945 shares.
MACDONALD ANDREW D reported acquisition or exercise transactions in this Form 4 filing.
OneMain Holdings director Andrew D. Macdonald received an equity award of 3,243 shares of common stock in the form of restricted stock units. The award was granted at a price of $0 per share and increased his directly owned common stock holdings to 5,461 shares.
The restricted stock units were granted under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan and will become 100% vested on January 4, 2027, if he remains in continuous service as a director through that date. Upon vesting, he will receive one share of common stock for each unit.
OneMain Holdings, Inc. director equity grant: Director Christopher A. Halmy reported an acquisition of 3,243 shares of OneMain Holdings, Inc. common stock on February 11, 2026, at a price of $0 per share. These shares represent restricted stock units granted under the company’s Amended 2013 Omnibus Incentive Plan.
The restricted stock units will become 100% vested on January 4, 2027, if he remains in continuous service as a director through that date. Following this award, Halmy beneficially owns 4,810 shares of OneMain common stock in direct ownership.
OneMain Holdings director Phyllis R. Caldwell received a stock grant. On February 11, 2026, she acquired 3,243 shares of OneMain Holdings common stock at a price of $0 per share through a grant classified as a grant, award, or other acquisition.
The grant consists of restricted stock units under the OneMain Holdings, Inc. Amended 2013 Omnibus Incentive Plan. These units vest 100% on January 4, 2027, if she continues serving as a director through that date. After this grant, she beneficially owns 18,246 shares of common stock directly.
OneMain Holdings and OneMain Finance Corporation file a combined annual report describing a nationwide nonprime consumer lending platform focused on personal loans, auto finance, and credit cards, plus related insurance products.
As of December 31, 2025, OneMain had $24.8 billion of finance receivables from about 3.6 million customer accounts, and $26.3 billion of managed receivables from roughly 3.8 million accounts. The company operates through more than 1,300 branches across 48 states, supported by a growing digital platform, central servicing centers, and an auto dealer network. OneMain’s only reportable segment is Consumer and Insurance, which includes loan origination and servicing, BrightWay credit cards, and credit-related insurance written through its AHL and Triton insurance subsidiaries. The filing emphasizes detailed credit risk management, extensive regulatory oversight, cybersecurity and privacy obligations, and a broad set of risk factors tied to economic conditions, funding, compliance, technology, and reputation. The company reports around 9,300 employees and highlights culture, human capital, and community impact programs, including large-scale financial education initiatives.
OneMain Holdings, Inc. filed a current report to share that it has released financial results for its fiscal quarter ended December 31, 2025, via a press release attached as Exhibit 99.1.
The company also declared a cash dividend of $1.05 per share, payable on February 23, 2026 to shareholders of record as of the close of business on February 17, 2026. Both the earnings results and dividend details are being furnished through accompanying press releases rather than formally filed into other securities law documents.