Welcome to our dedicated page for Onemain Hldgs SEC filings (Ticker: OMF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings for OneMain Holdings, Inc. (NYSE: OMF) provide detailed insight into its operations as a consumer finance company serving nonprime borrowers. Core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q describe the company’s Consumer and Insurance segment, its focus on personal loan origination, underwriting and servicing, and its main revenue source of net interest income. These reports also present information on interest income, interest expense, provisions for finance receivable losses, operating expenses, insurance policy benefits and claims, and other revenues.
Investors reviewing OMF filings will find extensive disclosure on credit performance, including delinquency ratios, net charge-offs, and changes in the allowance for finance receivable losses. Management discusses non-GAAP measures such as Consumer and Insurance adjusted pretax income, adjusted net income, adjusted earnings per diluted share, pretax capital generation, and capital generation, explaining how these measures are used to evaluate profitability and capital creation alongside GAAP metrics.
Current reports on Form 8-K are another important component of OneMain’s regulatory record. Recent 8-K filings describe material events such as quarterly earnings releases, dividend declarations, authorization of share repurchase programs, and multiple issuances of senior notes by OneMain Finance Corporation. These filings outline key terms of the notes, including maturity dates, interest rates, redemption provisions, guarantees by OneMain Holdings, Inc., and the relationship of the notes to other secured and unsecured obligations. Some 8-Ks also summarize underwriting agreements and the intended use of proceeds, such as repaying secured facilities, redeeming other notes, or funding general corporate purposes.
On this page, users can access OneMain’s 10-K and 10-Q reports, 8-K current reports, and other registered offerings, along with Form 4 and related insider transaction disclosures when available. AI-powered summaries help explain complex sections of these filings, highlight key changes from prior periods, and clarify topics such as segment performance, funding and liquidity, and capital generation metrics. Real-time updates from EDGAR ensure that new filings, including earnings-related 8-Ks and debt offering disclosures, appear promptly, while structured views of Forms 3, 4 and 5 make it easier to review insider activity and ownership changes.
By combining the full text of OneMain’s SEC filings with AI-generated explanations, this page is intended to make it simpler to understand how OMF reports its credit performance, capital structure, and strategic decisions over time.
A holder of OMF common stock has filed a notice to sell 652 shares of common stock through Fidelity Brokerage Services LLC on the NYSE, with an aggregate market value of $40,424.00. These shares were acquired on 02/20/2024 through restricted stock vesting from the issuer as compensation. The filing notes that there are 117,731,910 shares of this class outstanding, providing context for the planned sale. The seller also represents that they are not aware of any undisclosed material adverse information about the issuer’s current or prospective operations.
OneMain Holdings (OMF) executive Micah R. Conrad, EVP & COO, reported an open-market sale of 5,000 shares of common stock on 11/07/2025.
The sale was executed at a weighted average price of $59.2, with individual trades ranging from $58.99 to $59.35. Following the transaction, Conrad beneficially owns 88,221 shares directly.
OMF filed a Form 144 indicating a planned sale of 5,000 common shares on the NYSE, with an aggregate market value of $296,003.50, through Rockefeller Capital Management. The approximate date of sale is 11/07/2025.
The shares were acquired via stock awards: 411 shares on 02/20/2025 and 4,589 shares on 09/06/2025. The filing lists 119,079,875 shares outstanding.
OneMain Holdings (OMF) President & CEO and Director Douglas H. Shulman reported an open‑market sale of 35,000 shares of common stock on 11/03/2025, executed under a Rule 10b5-1 trading plan established on July 29, 2025.
The shares were sold at a weighted average price of $59.54, with individual trades ranging from $59.19 to $60.00. Following the transaction, Shulman beneficially owns 231,600 shares, held directly.
FMR LLCOneMain Holdings (OMF). The filing shows beneficial ownership of 7,002,038.77 shares of common stock, representing 5.9% of the class as of September 30, 2025.
FMR LLC reports sole voting power over 6,988,185.00 shares and sole dispositive power over 7,002,038.77 shares, with no shared voting or dispositive power. Abigail P. Johnson is also a reporting person, with sole dispositive power over 7,002,038.77 shares and no voting power. The certification states the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control.
OMF: A security holder filed a Form 144 notice to sell up to 35,000 shares of common stock with an aggregate market value of $2,083,800, with an approximate sale date of 11/03/2025. The planned sales are listed for the NYSE through Fidelity Brokerage Services LLC (900 Salem Street, Smithfield, RI 02917).
The shares to be sold were acquired via restricted stock vesting as compensation on multiple dates, including 12/31/2020 (868), 02/19/2021 (2,826), 03/03/2022 (1,000), 07/14/2023 (11,174), 02/20/2024 (9,135), and 07/16/2024 (9,997). Shares outstanding are listed as 117,731,910; this is a baseline figure, not the amount being sold.
OneMain Holdings (OMF) reported higher Q3 2025 profitability. Net income rose to $199 million from $157 million a year ago, and diluted EPS increased to $1.67 from $1.31. Net interest income grew to $1,072 million from $981 million, while the provision for finance receivable losses decreased to $488 million from $512 million, reflecting stable credit costs.
Other revenue drivers were mixed: gain on sales of finance receivables increased to $17 million from $6 million, but net loss on debt repurchases widened to $39 million from $1 million. Operating expenses rose with salaries and benefits at $234 million and other operating expenses at $202 million. On the balance sheet, total assets were $26,985 million and long‑term debt was $22,338 million. Net finance receivables reached $24,465 million, with an allowance of $2,815 million. The company sold $258 million of receivables in Q3 under whole loan flow agreements. Shares outstanding were 117,731,910 as of October 24, 2025.
OneMain Holdings (OMF)$1.05 per share, a 1% increase from $1.04, payable on November 14, 2025 to shareholders of record on November 10, 2025. In addition, the Board authorized a new $1.0 billion stock repurchase program on October 23, 2025 that replaces the prior program and runs through December 31, 2028.
Repurchases may occur via open market purchases, block trades, privately negotiated transactions (including accelerated share repurchases), related derivatives, or under Rule 10b5-1 plans, and can be suspended or discontinued based on market, regulatory, and corporate considerations. The press release information and dividend announcement were furnished, not filed.
OneMain Holdings, Inc. filed a Current Report on Form 8-K reporting a Twenty-Third Supplemental Indenture dated September 17, 2025 among OneMain Finance Corporation, OneMain Holdings, Inc. and Wilmington Trust, National Association, as trustee. The filing incorporates the form of 6.500% Senior Notes due 20 33 as Exhibit A to the supplemental indenture. The submission also includes legal opinions from Jeffrey M. Gershon and Skadden, Arps, Slate, Meagher & Flom LLP, and their consents are included. The filing references an earlier Indenture dated December 3, 2014 filed as Exhibit 4.1 and lists exhibits related to the supplemental indenture, opinions, and consents.
Micah R. Conrad, EVP & COO of OneMain Holdings, Inc. (OMF), reported a sale of common stock on 09/05/2025. The Form 4 shows 4,786 shares were disposed of at a price of $62.61 per share, leaving the reporting person with 93,221 shares beneficially owned after the transaction. The filing is signed by an attorney-in-fact on 09/09/2025. This disclosure documents an officer stock sale under Section 16 and does not include any derivative transactions or additional explanatory remarks.