OneMain Holdings, Inc. filings document a consumer finance company focused on nonprime credit products, including personal loans, auto finance loans, credit cards and optional insurance offerings. Its 8-K reports record quarterly results, financial-condition disclosures, Regulation FD communications, dividend declarations, stock repurchase authorization and other material events.
The filing record also covers capital-structure activity through OneMain Finance Corporation senior unsecured notes guaranteed by OneMain Holdings, related indenture supplements, public offering materials and Form S-3 registration references. Proxy filings document board matters, executive compensation, equity awards and shareholder voting items tied to the company’s governance.
OneMain Holdings, Inc. (OMF) and its wholly owned subsidiary OneMain Finance Corporation have filed an automatic shelf registration statement on Form S-3 as well-known seasoned issuers. The registration allows them, and certain selling stockholders, to offer from time to time an indeterminate aggregate amount of various securities, including OMH common stock, preferred stock, depositary shares, debt securities (with related guarantees), warrants, stock purchase contracts and stock purchase units, as well as OMFC debt securities and related OMH guarantees. Specific terms, pricing and any selling stockholders for each issuance will be detailed in future prospectus supplements.
The company describes a nationwide nonprime consumer lending platform, operating in 48 states through more than 1,300 branches and digital channels. As of June 30, 2026, finance receivables were $25.1 billion from about 3.8 million customer accounts, and managed receivables were $26.9 billion from about 4.0 million accounts. Net proceeds from primary offerings are expected to be used for general corporate purposes unless otherwise specified in a supplement.
OneMain Holdings, Inc. (OMF) reported that its direct subsidiary OneMain Finance Corporation issued $600.0 million aggregate principal amount of 7.125% Senior Notes due 2034, guaranteed on an unsecured basis by OneMain Holdings, Inc.
The Notes mature on March 15, 2034 and bear interest at 7.125% per annum, payable semiannually in arrears on March 15 and September 15, beginning March 15, 2027. They are senior unsecured obligations of OMFC and rank equally with its other unsubordinated debt, are effectively subordinated to secured debt to the extent of collateral value, and structurally subordinated to liabilities of subsidiaries other than OMFC.
The Notes may be redeemed at OMFC’s option at a make-whole price before August 15, 2029, and thereafter at 103.5625% in 2029, 101.7813% in 2030, and 100.0000% in 2031 and later, plus accrued interest. The Indenture includes covenants limiting liens and certain mergers or asset sales, customary events of default, and no sinking fund.
AQR Capital Management, LLC and its parent AQR Capital Management Holdings, LLC report beneficial ownership of 6,296,859 shares of OneMain Holdings, Inc. common stock on a Schedule 13G, representing 5.45% of the outstanding class.
Both entities report shared voting power over 6,169,339 shares and shared dispositive power over 6,296,859 shares, with no sole voting or dispositive power. AQR Capital Management, LLC is a wholly owned subsidiary of AQR Capital Management Holdings, LLC, and the filing is signed on behalf of both by an authorized signatory.
OneMain Holdings, Inc., acting as guarantor, and its subsidiary OneMain Finance Corporation agreed to issue and sell $600.0 million of 7.125% Senior Notes due 2034 in an underwritten public offering. Barclays Capital Inc. and BMO Capital Markets Corp. are representatives of the several underwriters under an Underwriting Agreement dated August 6, 2026.
The offering is expected to close on August 20, 2026, subject to customary closing conditions. OneMain Finance Corporation intends to use the net proceeds for general corporate purposes, which may include debt repurchases or repayments. The agreement includes customary representations, warranties, covenants, indemnification and contribution provisions.
OneMain Finance Corporation is issuing $600 million aggregate principal amount of 7.125% Senior Notes due 2034 under its shelf registration. The notes pay interest semiannually each March 15 and September 15, starting March 15, 2027, and mature on March 15, 2034.
The notes are senior unsecured obligations of OMFC, fully and unconditionally guaranteed on a senior unsecured basis by its parent, OneMain Holdings, Inc., but not by subsidiaries, leaving them structurally subordinated to subsidiary liabilities. OMFC expects net proceeds of about $592 million, to be used for general corporate purposes, which may include debt repurchases or repayments.
The notes are redeemable at a make-whole price before August 15, 2029, and at declining fixed premiums thereafter, and up to 40% may be redeemed before that date with proceeds of certain equity offerings. After this offering and related actions, OMH and its subsidiaries would have about $23.9 billion total debt outstanding.
OneMain Holdings, Inc. executive Micah R. Conrad, EVP & COO, reported selling 5,000 shares of common stock on August 4, 2026 at a weighted average price of $65.401 per share. Following this sale, he directly owns 91,250 shares, with the sale executed in multiple trades between $65.360 and $65.405.
OneMain Finance Corporation is conducting a primary offering of $500 million senior unsecured notes due 2034 under its shelf registration. The notes will be fully and unconditionally guaranteed on a senior unsecured basis by OneMain Holdings, Inc., but not by any subsidiaries, making them structurally subordinated to subsidiary liabilities and effectively subordinated to secured debt.
OMFC estimates net proceeds of about $493 million, to be used for general corporate purposes, which may include debt repurchases or repayments. As of June 30, 2026, after this offering and related actions, OMH and its subsidiaries would have approximately $23.8 billion of total indebtedness outstanding, supported by sizeable consumer finance operations with $25.1 billion of finance receivables and a nationwide branch and digital network.
OneMain Holdings, Inc. is the issuer of 5,000 shares of common stock proposed to be sold through Rockefeller Capital Management, with an indicated aggregate market value of $327,500.00 and a CUSIP reference of 117152064. The planned sale date is August 4, 2026.
The shares were originally acquired as a stock award on January 14, 2026 as compensation. The filing also notes that Micah R Conrad sold 5,000 shares of OneMain Holdings, Inc. common stock on June 29, 2026 for total proceeds of $309,962.68.
OneMain Holdings, Inc. executive Michael A Hedlund, pao, SVP and Group Controller, reported selling 2,500 shares of common stock at $64.00 per share on July 29, 2026, in a sale described as an open market or private transaction.
After this sale, he directly owns 10,627 shares of OneMain common stock. The transaction was carried out under a Rule 10b5-1 trading plan that he established on August 8, 2025.
OneMain Holdings, Inc. (OMF) reported steady loan growth with modestly lower profitability for the quarter ended June 30, 2026. Net finance receivables rose to $25.1 billion from $24.8 billion at year-end 2025, driven by personal loans of $21.3 billion, auto finance of $2.7 billion, and credit cards of $1.1 billion. Managed receivables reached $26.9 billion across about 4.0 million customer accounts.
Second-quarter 2026 interest income increased to $1.42 billion from $1.34 billion a year earlier, and net interest income rose to $1.09 billion. However, the provision for finance receivable losses increased to $610 million from $511 million, reflecting higher charge-offs and portfolio growth; net income declined to $152 million from $167 million, with diluted EPS at $1.32. For the first six months, net income was $378 million, little changed from $380 million, while the provision rose to $1.07 billion.
The allowance for finance receivable losses increased to $2.92 billion, and 90+ day delinquencies in personal loans totaled $490 million. OneMain generated $1.54 billion in operating cash in the first half, supported by secured funding, unsecured notes and a $1.0 billion unsecured corporate revolver. The company returned capital via common stock repurchases of $139 million year-to-date and cash dividends totaling $2.10 per share for the first six months.