What is OneMain Holdings, Inc.'s earnings per share (EPS)?

OneMain Holdings, Inc. (OMF) reported diluted earnings per share of $6.56 for fiscal year 2025. This represents a 54.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

OneMain Holdings, Inc. (OMF) Financials

OMF

Trailing 12 months to March 31, 2026

Revenue $5.0B +8.0% YoY

Net Income $796.0M +40.4% YoY

EPS (Diluted) $6.72 +41.8% YoY

Operating Cash Flow $3.2B +14.3% YoY

Market Cap $6.5B as of Oct 7, 2026

Price / Sales 1.3x on $5.0B revenue, trailing 12 months to March 31, 2026

Price / Earnings 8.1x on $796.0M net income, trailing 12 months to March 31, 2026

Price / Book 1.9x on $3.4B equity, Q1 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported May 1, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed May 1, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the OMF SEC filings page.

OneMain Holdings, Inc. (OMF) reported $5.0B in revenue over the twelve months to Mar 31, 2026, up 8.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI OMF FY2025 2026-10-04

OneMain’s earnings recovery shows a business that remains debt-funded and recycles most operating cash into reinvestment.

Net margin recovered to 16.0% in FY2025 after FY2024’s trough, while operating cash flow reached $3.1B. That combination indicates earnings improved, but the business’s economics are still shaped by balance-sheet cash flows rather than profit alone.

Interest expense rose to $1.3B in FY2025 while debt-to-equity remained 6.7x, meaning the earnings rebound came despite a heavier financing burden. Liabilities were $24.0B against $27.4B of assets, leaving relatively little balance-sheet equity beneath the asset base.

Operating cash flow reached $3.1B versus net income of $783M, a wide gap that points to substantial cash effects from the underlying balance sheet rather than earnings alone. Investing cash outflow was $3.2B, nearly absorbing that inflow and showing that much of the generated cash was recycled into reinvestment.

Financial Health Signals

Financial health score not available

OneMain Holdings, Inc. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/7

OneMain Holdings, Inc. passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

4.00x

For every $1 of reported earnings, OneMain Holdings, Inc. generates $4.00 in operating cash flow ($3.1B OCF vs $783.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.3B

YoY+6.6%

QoQ-1.9%

5Y CAGR+6.6%

10Y CAGR+3.3%

OneMain Holdings, Inc. generated $1.3B in revenue in Q1 2026. This represents an increase of 6.6% from the same quarter a year earlier. Against the prior quarter it is down 1.9%.

Net Income

$226.0M

YoY+6.1%

QoQ+10.8%

5Y CAGR-11.4%

10Y CAGR+5.1%

OneMain Holdings, Inc. reported $226.0M in net income in Q1 2026. This represents an increase of 6.1% from the same quarter a year earlier. Against the prior quarter it is up 10.8%.

EPS (Diluted)

$1.93

YoY+8.4%

QoQ+12.2%

5Y CAGR-8.8%

10Y CAGR+6.7%

OneMain Holdings, Inc. earned $1.93 per diluted share (EPS) in Q1 2026. This represents an increase of 8.4% from the same quarter a year earlier. Against the prior quarter it is up 12.2%.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Cash & Debt

$834.0M

YoY+33.0%

QoQ-8.8%

5Y CAGR-8.5%

10Y CAGR+1.5%

OneMain Holdings, Inc. held $834.0M in cash against $22.4B in long-term debt as of Q1 2026.

Dividends Per Share

$1.05

YoY+1.0%

QoQ0.0%

5Y CAGR-23.3%

OneMain Holdings, Inc. paid $1.05 per share in dividends in Q1 2026. This represents an increase of 1.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

116M

YoY-2.9%

QoQ-1.4%

5Y CAGR-3.0%

10Y CAGR-1.5%

OneMain Holdings, Inc. had 116M shares outstanding in Q1 2026. This represents a decrease of 2.9% from the same quarter a year earlier. Against the prior quarter it is down 1.4%.

Free Cash Flow

Not reported for Q1 2026.

Margins & Returns

Net Margin

17.9%

YoY-0.1pp

QoQ+2.1pp

5Y change-27.2pp

10Y change+2.8pp

OneMain Holdings, Inc.'s net profit margin was 17.9% in Q1 2026, showing the share of revenue converted to profit. This is down 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.1 percentage points.

Return on Equity

6.7%

YoY+0.2pp

QoQ+0.7pp

5Y change-5.8pp

10Y change+2.1pp

OneMain Holdings, Inc.'s ROE was 6.7% in Q1 2026, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.7 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

Share Buybacks

$107.0M

YoY+568.8%

QoQ+50.7%

OneMain Holdings, Inc. spent $107.0M on share buybacks in Q1 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 568.8% from the same quarter a year earlier. Against the prior quarter it is up 50.7%.

R&D Spending

Not reported for Q1 2026.

Capital Expenditures

Not reported for Q1 2026.

OMF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

OMF quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$5.0B	$4.9B+8.9%	$4.5B+5.2%	$4.3B+2.6%	$4.2B+5.4%	$4.0B+2.4%	$3.9B+2.3%	$3.8B+12.6%	$3.4B+14.2%	$2.9B-2.9%	$3.0B+104.9%	$1.5B-25.6%	$2.0B+44.5%	$1.4B+86.4%	$737.0M+1.2%	$728.0M
SG&A Expenses	$945.0M	$923.0M+5.0%	$879.0M+2.8%	$855.0M+2.3%	$836.0M-0.4%	$839.0M+11.0%	$756.0M-6.4%	$808.0M-11.9%	$917.0M+18.0%	$777.0M-1.4%	$788.0M+62.5%	$485.0M+34.7%	$360.0M-22.4%	$464.0M+44.9%	$320.2M-11.0%	$359.7M
Interest Expense	$1.3B	$1.3B+7.3%	$1.2B+16.3%	$1.0B+14.2%	$892.0M-4.8%	$937.0M-8.8%	$1.0B+5.9%	$970.0M+10.9%	$875.0M+7.2%	$816.0M-4.7%	$856.0M+19.7%	$715.0M-2.6%	$734.0M-20.2%	$920.0M-14.4%	$1.1B-16.3%	$1.3B
Income Tax	$226.0M	$218.0M+38.0%	$158.0M-20.6%	$199.0M-29.7%	$283.0M-33.7%	$427.0M+72.9%	$247.0M+1.6%	$243.0M+37.3%	$177.0M-28.6%	$248.0M+119.5%	$113.0M+185.0%	-$133.0M-148.9%	$272.0M	$0+100.0%	-$87.7M+26.0%	-$118.4M
Net Income	$796.0M	$783.0M+53.8%	$509.0M-20.6%	$641.0M-26.5%	$872.0M-33.6%	$1.3B+80.0%	$730.0M-14.6%	$855.0M+91.3%	$447.0M+144.3%	$183.0M-14.9%	$215.0M+197.7%	-$220.0M-147.5%	$463.0M+194.9%	$157.0M+172.1%	-$217.7M+9.9%	-$241.7M
EPS (Basic)	N/A	$6.59+54.7%	$4.26-20.1%	$5.33-24.1%	$7.02-29.2%	$9.91+82.8%	$5.42-13.7%	$6.28+90.9%	$3.29+143.7%	$1.35-15.6%	$1.60+193.0%	-$1.72-142.7%	$4.03+5657.1%	$0.07+103.2%	-$2.18	N/A
EPS (Diluted)	$6.72	$6.56+54.7%	$4.24-20.3%	$5.32-24.1%	$7.01-29.0%	$9.88+82.6%	$5.41-13.7%	$6.27+90.6%	$3.29+143.7%	$1.35-15.1%	$1.59+192.4%	-$1.72-142.8%	$4.02	$0.07	-$2.18	N/A
Diluted Shares (Avg)	N/A	119M-0.7%	120M-0.4%	121M-3.0%	124M-6.5%	133M-1.4%	135M-1.0%	136M+0.2%	136M+0.3%	136M+0.4%	135M+5.6%	128M+11.0%	115M	103M	100M	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Revenue	$1.3B+6.6%	$1.3B+10.1%	$1.2B+6.2%	$1.2B+9.3%	$1.2B+10.0%	$1.2B+5.7%	$1.2B+7.2%	$1.1B+3.6%
SG&A Expenses	$240.0M+10.1%	$241.0M+5.2%	$234.0M+6.4%	$230.0M+11.7%	$218.0M-2.7%	$229.0M+10.6%	$220.0M+1.4%	$206.0M-5.9%
Interest Expense	$322.0M+3.2%	$323.0M+4.2%	$320.0M+6.3%	$317.0M+6.7%	$312.0M+12.6%	$310.0M+15.2%	$301.0M+12.7%	$297.0M+21.7%
Income Tax	$70.0M+12.9%	$45.0M+18.4%	$64.0M+28.0%	$47.0M+123.8%	$62.0M+26.5%	$38.0M-32.1%	$50.0M-3.8%	$21.0M-40.0%
Net Income	$226.0M+6.1%	$204.0M+61.9%	$199.0M+26.8%	$167.0M+135.2%	$213.0M+37.4%	$126.0M-23.6%	$157.0M-19.1%	$71.0M-31.1%
EPS (Basic)	$1.93+7.8%	$1.73+63.2%	$1.67+26.5%	$1.40+137.3%	$1.79+38.8%	$1.06-23.2%	$1.32-18.0%	$0.59-30.6%
EPS (Diluted)	$1.93+8.4%	$1.72+62.3%	$1.67+27.5%	$1.40+137.3%	$1.78+38.0%	$1.06-23.2%	$1.31-18.6%	$0.59-30.6%
Diluted Shares (Avg)	117M-2.2%	N/A	119M-0.6%	119M-0.7%	120M-0.2%	N/A	120M-0.5%	120M-0.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

OMF Balance Sheet

OMF quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$27.4B+5.7%	$25.9B+6.7%	$24.3B+7.8%	$22.5B+2.0%	$22.1B-1.7%	$22.5B-1.5%	$22.8B+13.6%	$20.1B+3.4%	$19.4B+7.2%	$18.1B-14.5%	$21.2B+93.9%	$10.9B-28.7%	$15.3B+4.6%	$14.7B-5.4%	$15.5B
Cash & Equivalents	$914.0M+99.6%	$458.0M-54.8%	$1.0B+103.6%	$498.0M-7.9%	$541.0M-76.2%	$2.3B+85.2%	$1.2B+80.7%	$679.0M-31.2%	$987.0M+70.5%	$579.0M-38.3%	$939.0M+6.8%	$879.0M+103.9%	$431.0M-72.3%	$1.6B+125.4%	$689.6M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0-100.0%	$1.0M0.0%	$1.0M0.0%	$1.0M	$0	$0	$0	$0	$0	$0
Goodwill	$1.5B0.0%	$1.5B+2.6%	$1.4B0.0%	$1.4B0.0%	$1.4B+1.1%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B-1.3%	$1.4B	$0	N/A	N/A	N/A
Total Liabilities	$24.0B+5.6%	$22.7B+7.6%	$21.1B+8.1%	$19.5B+2.8%	$19.0B-0.2%	$19.0B+2.9%	$18.5B+13.5%	$16.3B+0.8%	$16.2B+7.3%	$15.1B-18.4%	$18.5B+105.2%	$9.0B-33.4%	$13.5B+0.2%	$13.5B-4.8%	$14.2B
Long-Term Debt	$22.7B+5.9%	$21.4B+8.2%	$19.8B+8.4%	$18.3B+3.0%	$17.8B-0.3%	$17.8B+3.4%	$17.2B+13.4%	$15.2B+0.9%	$15.1B+7.8%	$14.0B-19.3%	$17.3B+107.0%	$8.4B-34.6%	$12.8B+1.2%	$12.6B	N/A
Total Equity	$3.4B+6.6%	$3.2B+0.2%	$3.2B+5.7%	$3.0B-0.7%	$3.0B-11.7%	$3.4B-20.5%	$4.3B+14.0%	$3.8B+15.9%	$3.3B+6.9%	$3.1B+9.1%	$2.8B+36.3%	$2.1B+27.4%	$1.6B+37.0%	$1.2B-12.2%	$1.3B
Retained Earnings	$2.6B+12.3%	$2.3B+0.5%	$2.3B+7.8%	$2.1B+22.7%	$1.7B+2.1%	$1.7B-34.9%	$2.6B+20.7%	$2.2B+26.1%	$1.7B+12.0%	$1.5B+16.4%	$1.3B-14.4%	$1.5B+54.9%	$986.7M-1.9%	$1.0B	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Total Assets	$27.0B+3.8%	$27.4B+5.7%	$27.0B+5.5%	$26.6B+6.2%	$26.0B+8.9%	$25.9B+6.7%	$25.6B+5.9%	$25.1B+6.7%
Cash & Equivalents	$834.0M+33.0%	$914.0M+99.6%	$658.0M+14.0%	$769.0M+15.3%	$627.0M-24.5%	$458.0M-54.8%	$577.0M-51.5%	$667.0M-34.7%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B+2.6%	$1.5B+2.6%	$1.5B+2.6%	$1.5B+2.6%
Total Liabilities	$23.6B+3.9%	$24.0B+5.6%	$23.6B+5.5%	$23.3B+6.2%	$22.7B+9.9%	$22.7B+7.6%	$22.4B+6.3%	$21.9B+7.2%
Long-Term Debt	$22.4B+4.2%	$22.7B+5.9%	$22.3B+5.7%	$22.1B+6.7%	$21.5B+10.1%	$21.4B+8.2%	$21.1B+6.5%	$20.7B+7.7%
Total Equity	$3.4B+3.0%	$3.4B+6.6%	$3.4B+5.3%	$3.3B+5.5%	$3.3B+2.1%	$3.2B+0.2%	$3.2B+3.2%	$3.2B+3.1%
Retained Earnings	$2.7B+12.4%	$2.6B+12.3%	$2.5B+8.9%	$2.4B+7.2%	$2.4B+2.8%	$2.3B+0.5%	$2.3B+2.5%	$2.3B+4.4%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

OMF Cash Flow Statement

OMF quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$3.2B	$3.1B+16.0%	$2.7B+7.1%	$2.5B+5.5%	$2.4B+6.2%	$2.2B+1.6%	$2.2B-6.4%	$2.4B+15.4%	$2.0B+31.6%	$1.6B+17.6%	$1.3B+78.4%	$741.0M+94.5%	$381.0M-42.4%	$661.0M+189.8%	$228.1M+33.2%	$171.3M
Depreciation & Amortization	N/A	$287.0M+3.6%	$277.0M+7.8%	$257.0M-1.9%	$262.0M-0.8%	$264.0M0.0%	$264.0M-2.6%	$271.0M-6.2%	$289.0M-11.9%	$328.0M-37.0%	$521.0M+163.1%	$198.0M+760.9%	$23.0M+141.1%	-$56.0M-133.9%	$165.2M-39.9%	$274.8M
Stock-Based Compensation	N/A	$36.0M+20.0%	$30.0M-16.7%	$36.0M+16.1%	$31.0M+34.8%	$23.0M+35.3%	$17.0M+30.8%	$13.0M-38.1%	$21.0M+23.5%	$17.0M-22.7%	$22.0M+46.7%	$15.0M+150.0%	$6.0M-95.9%	$146.0M	N/A	N/A
Investing Cash Flow	-$3.1B	-$3.2B+3.2%	-$3.3B-14.1%	-$2.9B-35.1%	-$2.1B+1.1%	-$2.1B-185.4%	-$751.0M+78.1%	-$3.4B-43.1%	-$2.4B-9.4%	-$2.2B-1967.9%	-$106.0M+95.2%	-$2.2B-218.7%	$1.8B	N/A	N/A	N/A
Financing Cash Flow	$50.0M	$500.0M+210.6%	$161.0M-82.7%	$932.0M+385.9%	-$326.0M+82.0%	-$1.8B-389.2%	-$370.0M-124.3%	$1.5B+3356.8%	$44.0M-95.5%	$975.0M+157.9%	-$1.7B-185.8%	$2.0B+210.8%	-$1.8B	N/A	N/A	N/A
Dividends Paid	$501.0M	$499.0M+0.2%	$498.0M+2.3%	$487.0M+1.5%	$480.0M-62.3%	$1.3B+58.1%	$806.0M+97.5%	$408.0M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$232.0M	$141.0M+302.9%	$35.0M-46.2%	$65.0M-78.5%	$303.0M-17.7%	$368.0M+717.8%	$45.0M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Cash Flow	$739.0M+11.1%	$865.0M+15.0%	$828.0M+22.3%	$774.0M+8.7%	$665.0M+19.2%	$752.0M+10.9%	$677.0M+13.6%	$712.0M+4.2%
Depreciation & Amortization	$74.0M+5.7%	$73.0M+4.3%	$72.0M+1.4%	$72.0M+2.9%	$70.0M+6.1%	$70.0M+6.1%	$71.0M+7.6%	$70.0M+9.4%
Stock-Based Compensation	$11.0M+10.0%	N/A	N/A	N/A	$10.0M-9.1%	N/A	N/A	N/A
Investing Cash Flow	-$227.0M+31.4%	-$807.0M+21.5%	-$1.0B-0.3%	-$1.0B-1.5%	-$331.0M-42.1%	-$1.0B-44.8%	-$1.0B-12.9%	-$998.0M+5.5%
Financing Cash Flow	-$563.0M-398.2%	$149.0M+0.7%	$77.0M-74.6%	$387.0M+152.9%	-$113.0M+74.5%	$148.0M+177.9%	$303.0M-40.9%	$153.0M-82.0%
Dividends Paid	$128.0M+1.6%	$123.0M-1.6%	$125.0M-0.8%	$125.0M0.0%	$126.0M+3.3%	$125.0M+3.3%	$126.0M+4.1%	$125.0M+2.5%
Share Buybacks	$107.0M+568.8%	$71.0M+2266.7%	$33.0M+73.7%	$21.0M+162.5%	$16.0M+220.0%	$3.0M-85.0%	$19.0M+72.7%	$8.0M+14.3%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

OMF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

OMF quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	16.0%+4.7pp	11.3%-3.7pp	15.0%-5.9pp	20.9%-12.3pp	33.2%+14.3pp	18.9%-3.8pp	22.6%+9.3pp	13.3%+7.1pp	6.2%-0.9pp	7.1%+22.0pp	-14.9%-38.2pp	23.3%+11.9pp	11.4%+41.0pp	-29.5%+3.7pp	-33.2%
Return on Equity	23.0%+7.1pp	16.0%-4.2pp	20.1%-8.8pp	28.9%-14.3pp	43.3%+22.1pp	21.2%+1.5pp	19.8%+8.0pp	11.8%+6.2pp	5.6%-1.4pp	7.0%+14.8pp	-7.8%-30.3pp	22.5%+12.8pp	9.7%+28.1pp	-18.4%-0.5pp	-18.0%
Return on Assets	2.9%+0.9pp	2.0%-0.7pp	2.6%-1.2pp	3.9%-2.1pp	5.9%+2.7pp	3.3%-0.5pp	3.8%+1.5pp	2.2%+1.3pp	0.9%-0.3pp	1.2%+2.2pp	-1.0%-5.3pp	4.2%+3.2pp	1.0%+2.5pp	-1.5%+0.1pp	-1.6%
Debt-to-Equity	6.670.0x	6.72+0.5x	6.22+0.2x	6.06+0.2x	5.84+0.7x	5.17+1.2x	3.980.0x	4.00-0.6x	4.590.0x	4.55-1.6x	6.16+2.1x	4.05-3.8x	7.89-2.8x	10.69+0.2x	10.53
Asset Turnover	0.180.0x	0.170.0x	0.180.0x	0.190.0x	0.180.0x	0.170.0x	0.170.0x	0.170.0x	0.150.0x	0.17+0.1x	0.07-0.1x	0.18+0.1x	0.090.0x	0.050.0x	0.05

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Net Margin	17.9%-0.1pp	15.9%+5.1pp	16.1%+2.6pp	13.9%+7.5pp	18.0%+3.6pp	10.8%-4.1pp	13.5%-4.4pp	6.5%-3.3pp
Return on Equity	6.7%+0.2pp	6.0%+2.0pp	5.9%+1.0pp	5.0%+2.8pp	6.5%+1.7pp	4.0%-1.2pp	4.9%-1.3pp	2.3%-1.1pp
Return on Assets	0.8%0.0pp	0.7%+0.3pp	0.7%+0.1pp	0.6%+0.4pp	0.8%+0.2pp	0.5%-0.2pp	0.6%-0.2pp	0.3%-0.2pp
Debt-to-Equity	6.63+0.1x	6.670.0x	6.610.0x	6.63+0.1x	6.55+0.5x	6.72+0.5x	6.59+0.2x	6.56+0.3x
Asset Turnover	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
OneMain Holdings, Inc. OMF	FY2025	$4.9B	$783.0M	16.0%	$6.5B	—
FirstCash Holdings, Inc. FCFS	FY2025	$3.7B	$330.4M	9.0%	$9.2B	45/100
SLM Corporation SLM	FY2025	$2.0B	$744.8M	37.5%	$4.2B	13/100
Upstart Holdings, Inc. UPST	FY2025	$1.0B	$53.6M	5.1%	$2.3B	26/100
Credit Acceptance Corp CACC	FY2025	$2.3B	$424	0.0%	$5.6B	30/100
Nelnet, Inc. NNI	FY2025	$851.5M	$428.5M	50.3%	$4.4B	23/100

Where OneMain Holdings, Inc. Ranks

Frequently Asked Questions

What is OneMain Holdings, Inc.'s annual revenue?

OneMain Holdings, Inc. (OMF) reported $4.9B in total revenue for fiscal year 2025. This represents a 8.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is OneMain Holdings, Inc.'s revenue growing?

OneMain Holdings, Inc. (OMF) revenue grew by 8.9% year-over-year, from $4.5B to $4.9B in fiscal year 2025.

Is OneMain Holdings, Inc. profitable?

Yes, OneMain Holdings, Inc. (OMF) reported a net income of $783.0M in fiscal year 2025, with a net profit margin of 16.0%.

How much debt does OneMain Holdings, Inc. have?

As of fiscal year 2025, OneMain Holdings, Inc. (OMF) had $914.0M in cash and equivalents against $22.7B in long-term debt.

What is OneMain Holdings, Inc.'s net profit margin?

OneMain Holdings, Inc. (OMF) had a net profit margin of 16.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does OneMain Holdings, Inc. pay dividends?

Yes, OneMain Holdings, Inc. (OMF) paid $4.17 per share in dividends during fiscal year 2025.

What is OneMain Holdings, Inc.'s return on equity (ROE)?

OneMain Holdings, Inc. (OMF) has a return on equity of 23.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is OneMain Holdings, Inc.'s operating cash flow?

OneMain Holdings, Inc. (OMF) generated $3.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are OneMain Holdings, Inc.'s total assets?

OneMain Holdings, Inc. (OMF) had $27.4B in total assets as of fiscal year 2025, including both current and long-term assets.

Does OneMain Holdings, Inc. buy back shares?

Yes, OneMain Holdings, Inc. (OMF) spent $141.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does OneMain Holdings, Inc. have outstanding?

OneMain Holdings, Inc. (OMF) had 117M shares outstanding as of fiscal year 2025.

What is OneMain Holdings, Inc.'s debt-to-equity ratio?

OneMain Holdings, Inc. (OMF) had a debt-to-equity ratio of 6.67 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is OneMain Holdings, Inc.'s return on assets (ROA)?

OneMain Holdings, Inc. (OMF) had a return on assets of 2.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is OneMain Holdings, Inc.'s P/E ratio?

OneMain Holdings, Inc. (OMF) trades at 8.1x earnings, its market capitalization divided by net income of $796.0M net income, trailing 12 months to March 31, 2026. The market capitalization is $6.5B as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is OneMain Holdings, Inc.'s price-to-sales ratio?

OneMain Holdings, Inc. (OMF) trades at 1.3x sales, its market capitalization divided by revenue of $5.0B revenue, trailing 12 months to March 31, 2026. The market capitalization is $6.5B as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is OneMain Holdings, Inc.'s Piotroski F-Score?

OneMain Holdings, Inc. (OMF) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are OneMain Holdings, Inc.'s earnings high quality?

OneMain Holdings, Inc. (OMF) has an earnings quality ratio of 4.00x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.