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OMF authorizes $1.0B repurchase through 2028; dividend raised 1%

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

OneMain Holdings (OMF) reported three updates. The company furnished a press release announcing results for the quarter ended September 30, 2025. It also declared a quarterly dividend of $1.05 per share, a 1% increase from $1.04, payable on November 14, 2025 to shareholders of record on November 10, 2025. In addition, the Board authorized a new $1.0 billion stock repurchase program on October 23, 2025 that replaces the prior program and runs through December 31, 2028.

Repurchases may occur via open market purchases, block trades, privately negotiated transactions (including accelerated share repurchases), related derivatives, or under Rule 10b5-1 plans, and can be suspended or discontinued based on market, regulatory, and corporate considerations. The press release information and dividend announcement were furnished, not filed.

Positive

  • None.

Negative

  • None.

Insights

$1.0B buyback authorization and slight dividend raise disclosed.

OneMain authorized up to $1.0 billion in share repurchases, replacing its prior plan and expiring on December 31, 2028. The program permits multiple methods, including open market, block trades, accelerated share repurchases, derivatives, and Rule 10b5-1 plans. Authorization levels set an upper limit but do not require purchases.

The company also declared a quarterly dividend of $1.05 per share, up 1% from $1.04, payable on November 14, 2025 to holders of record on November 10, 2025. Actual buyback activity will depend on market conditions, regulatory requirements, and other corporate considerations as stated.

Investors can track execution via future disclosures; the furnished press release covers the quarter ended September 30, 2025.

0001584207FALSE00015842072025-10-312025-10-31



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934

DATE OF REPORT (Date of earliest event reported): October 31, 2025 (October 31, 2025)

ONEMAIN HOLDINGS, INC.
(Exact name of registrant as specified in its charter)
Delaware001-3612927-3379612
(State or other jurisdiction of incorporation)(Commission file number)(I.R.S. employer identification number)

601 N.W. Second Street, Evansville, IN 47708
(Address of principal executive offices) (Zip code)
(812) 424-8031
(Registrant’s telephone number, including area code)
Not Applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading SymbolName of each exchange on which registered
Common Stock, par value $0.01 per shareOMFNew York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.




Item 2.02
Results of Operations and Financial Condition.
On October 31, 2025, OneMain Holdings, Inc. (the “Company”) issued a press release announcing the Company’s results for its fiscal quarter ended September 30, 2025. A copy of the Company’s press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference in its entirety.

The information disclosed under this Item 2.02, including Exhibit 99.1 hereto, is being furnished and shall not be deemed to be filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into any of the Company’s filings under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, unless expressly set forth as being incorporated by reference into such filing.

Item 7.01
Regulation FD Disclosure.
On October 31, 2025, the Company issued a press release announcing that the Company declared a dividend of $1.05 per share, a 1% increase from the prior quarterly dividend of $1.04 per share, payable on November 14, 2025 to record holders of our common stock as of the close of business on November 10, 2025. A copy of the Company’s press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

The information in the press release is being furnished, not filed, pursuant to this Item 7.01. Accordingly, the information in the press release will not be incorporated by reference into any registration statement filed by the Company under the Securities Act unless specifically identified therein as being incorporated therein by reference. The furnishing of the information in this Current Report with respect to the press release is not intended to, and does not, constitute a determination or admission by the Company that the information in this Current Report with respect to the press release is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Company.

Item 8.01
Other Events
On October 23, 2025 the Board of Directors of the Company authorized a stock repurchase program that replaced and superseded the Company's previous stock repurchase program, pursuant to which the Company may repurchase up to $1.0 billion of the Company’s outstanding shares of common stock, exclusive of any fees, commissions and other expenses related to such repurchases, from time to time. The authorization will expire on December 31, 2028. Shares may be repurchased under the program through open market purchases, block trades and/or privately negotiated transactions (including accelerated share repurchase transactions), related derivative transactions or pursuant to Rule 10b5-1 trading plans.

The extent to which the Company repurchases shares of its common stock, and the timing of such repurchases, will depend upon a variety of factors, including market conditions, regulatory requirements and other corporate considerations, as determined by the Company’s management. The stock repurchase program may be suspended or discontinued at any time.

Item 9.01
Financial Statements and Exhibits.
(d)     Exhibits.
Exhibit NumberDescription
99.1
Press Release issued October 31, 2025
104Cover Page Interactive Data File (embedded within the Inline XBRL document)





Signature

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
ONEMAIN HOLDINGS, INC.
(Registrant)
Date:October 31, 2025By:/s/ Jeannette E. Osterhout
Jeannette E. Osterhout
Executive Vice President and Chief Financial Officer





FAQ

What did OneMain (OMF) announce in this 8-K?

The company furnished its Q3 2025 results press release, declared a quarterly dividend of $1.05 per share, and authorized a new $1.0 billion share repurchase program.

What is the new dividend for OneMain (OMF) and when is it paid?

The quarterly dividend is $1.05 per share, payable on November 14, 2025 to shareholders of record on November 10, 2025.

How large is OneMain’s (OMF) new stock buyback and how long does it last?

The authorization is up to $1.0 billion and expires on December 31, 2028, replacing the prior program.

What methods can OneMain (OMF) use to repurchase shares?

Open market purchases, block trades, privately negotiated transactions (including accelerated share repurchases), related derivative transactions, and Rule 10b5-1 plans.

Is OneMain (OMF) required to complete the entire buyback?

No. Repurchases may vary and the program can be suspended or discontinued; activity depends on market, regulatory, and corporate factors.

Was the press release information filed or furnished?

It was furnished, not filed, and is not subject to Section 18 liabilities nor incorporated by reference unless expressly stated.
Onemain Hldgs Inc

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