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[8-K] OppFi Inc. Reports Material Event

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Form Type
8-K
Rhea-AI Filing Summary

OppFi Inc. (OPFI) furnished an 8-K announcing its third-quarter results for the period ended September 30, 2025. On October 29, 2025, the company released a press release and an accompanying earnings presentation, provided as Exhibits 99.1 and 99.2.

The Exhibit 99.1 press release is titled “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance,” and Exhibit 99.2 contains the earnings presentation. The materials are furnished, not filed, under the Exchange Act, which affects how they may be incorporated by reference.

OppFi Inc. (OPFI) ha presentato un modulo 8-K annunciando i risultati del terzo trimestre per il periodo terminato il 30 settembre 2025. Il 29 ottobre 2025 la società ha pubblicato un comunicato stampa e una presentazione sugli utili, fornite come Exhibit 99.1 e 99.2.

L’Exhibit 99.1 del comunicato stampa ha il titolo "OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance", e l’Exhibit 99.2 contiene la presentazione sugli utili. I materiali sono forniti, non depositati, ai sensi della Exchange Act, il che influisce su come possono essere incorporati per riferimento.

OppFi Inc. (OPFI) presentó un formulario 8-K anunciando sus resultados del tercer trimestre correspondientes al periodo terminado el 30 de septiembre de 2025. El 29 de octubre de 2025, la compañía emitió un comunicado de prensa y una presentación de resultados adjunta, proporcionados como Exhibit 99.1 y 99.2.

El comunicado de prensa del Exhibit 99.1 lleva el título "OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance", y Exhibit 99.2 contiene la presentación de resultados. Los materiales se suministran, no presentados, conforme a la Exchange Act, lo que afecta a cómo pueden ser incorporados por referencia.

OppFi Inc. (OPFI)는 2025년 9월 30일로 종료되는 기간의 3분기 실적을 발표한 8-K를 제출했습니다. 2025년 10월 29일, 회사는 보도자료와 수익 발표자료를 발표했으며 각각 Exhibit 99.1 및 99.2로 제공됩니다.

Exhibit 99.1 보도자료의 제목은 “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance”이며 Exhibit 99.2에는 수익 발표자료가 수록되어 있습니다. 이 자료들은 Exchange Act에 따라 제출된 것이 아니라 참조에 의해 인용될 수 있도록 제공된 것입니다.

OppFi Inc. (OPFI) a déposé un formulaire 8-K annonçant ses résultats du troisième trimestre pour la période se terminant le 30 septembre 2025. Le 29 octobre 2025, la société a publié un communiqué de presse et une présentation des résultats, fournis en tant qu’exhibits 99.1 et 99.2.

Le communiqué de presse de l’Exhibit 99.1 est intitulé « OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance », et l’Exhibit 99.2 contient la présentation des résultats. Les documents sont fournis, non déposés, en vertu de la Securities Exchange Act, ce qui affecte la manière dont ils peuvent être incorporés par référence.

OppFi Inc. (OPFI) hat ein 8-K eingereicht, das die Ergebnisse des dritten Quartals für den Zeitraum beendet am 30. September 2025 ankündigt. Am 29. Oktober 2025 veröffentlichte das Unternehmen eine Pressemitteilung und eine begleitende Gewinnpräsentation, die als Exhibits 99.1 und 99.2 bereitgestellt wurden.

Die Exhibit-99.1-Pressemitteilung trägt den Titel „OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance“, und Exhibit 99.2 enthält die Gewinnpräsentation. Die Unterlagen werden als vorgelegt, nicht eingereicht, gemäß dem Securities Exchange Act, was beeinflusst, wie sie durch Bezugnahme aufgenommen werden können.

OppFi Inc. (OPFI) قدمت إقراراً 8-K للإعلان عن نتائجها للربع الثالث للفترة المنتهية في 30 سبتمبر 2025. في 29 أكتوبر 2025، أصدرت الشركة بياناً صحفياً وعرضاً تقديمياً للنتائج المصاحبة، مقدمان ك Exhibit 99.1 و99.2.

يُسمى بيان Exhibit 99.1 الصحفي بعنوان “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance”، وتحتوي Exhibit 99.2 على العرض التقديمي للنتائج. تُقدم المواد وليس تقديمها بموجب قانون الأوراق المالية Exchange Act، مما يؤثر على كيفية إدراجها بالمرجع.

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Insights

Routine 8-K furnishing Q3 2025 results; headline cites raised guidance.

OppFi furnished, rather than filed, its Q3 2025 earnings materials on October 29, 2025, including a press release (Ex. 99.1) and presentation (Ex. 99.2). The press release title cites record quarterly revenue and profit metrics and an increase to full-year guidance.

Because the materials are furnished, they are not subject to certain liabilities tied to “filed” information and are not automatically incorporated into other filings absent specific reference. Actual impact depends on the detailed figures and guidance ranges contained within the exhibits.

OppFi Inc. (OPFI) ha presentato un modulo 8-K annunciando i risultati del terzo trimestre per il periodo terminato il 30 settembre 2025. Il 29 ottobre 2025 la società ha pubblicato un comunicato stampa e una presentazione sugli utili, fornite come Exhibit 99.1 e 99.2.

L’Exhibit 99.1 del comunicato stampa ha il titolo "OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance", e l’Exhibit 99.2 contiene la presentazione sugli utili. I materiali sono forniti, non depositati, ai sensi della Exchange Act, il che influisce su come possono essere incorporati per riferimento.

OppFi Inc. (OPFI) presentó un formulario 8-K anunciando sus resultados del tercer trimestre correspondientes al periodo terminado el 30 de septiembre de 2025. El 29 de octubre de 2025, la compañía emitió un comunicado de prensa y una presentación de resultados adjunta, proporcionados como Exhibit 99.1 y 99.2.

El comunicado de prensa del Exhibit 99.1 lleva el título "OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance", y Exhibit 99.2 contiene la presentación de resultados. Los materiales se suministran, no presentados, conforme a la Exchange Act, lo que afecta a cómo pueden ser incorporados por referencia.

OppFi Inc. (OPFI)는 2025년 9월 30일로 종료되는 기간의 3분기 실적을 발표한 8-K를 제출했습니다. 2025년 10월 29일, 회사는 보도자료와 수익 발표자료를 발표했으며 각각 Exhibit 99.1 및 99.2로 제공됩니다.

Exhibit 99.1 보도자료의 제목은 “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance”이며 Exhibit 99.2에는 수익 발표자료가 수록되어 있습니다. 이 자료들은 Exchange Act에 따라 제출된 것이 아니라 참조에 의해 인용될 수 있도록 제공된 것입니다.

OppFi Inc. (OPFI) a déposé un formulaire 8-K annonçant ses résultats du troisième trimestre pour la période se terminant le 30 septembre 2025. Le 29 octobre 2025, la société a publié un communiqué de presse et une présentation des résultats, fournis en tant qu’exhibits 99.1 et 99.2.

Le communiqué de presse de l’Exhibit 99.1 est intitulé « OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance », et l’Exhibit 99.2 contient la présentation des résultats. Les documents sont fournis, non déposés, en vertu de la Securities Exchange Act, ce qui affecte la manière dont ils peuvent être incorporés par référence.

OppFi Inc. (OPFI) hat ein 8-K eingereicht, das die Ergebnisse des dritten Quartals für den Zeitraum beendet am 30. September 2025 ankündigt. Am 29. Oktober 2025 veröffentlichte das Unternehmen eine Pressemitteilung und eine begleitende Gewinnpräsentation, die als Exhibits 99.1 und 99.2 bereitgestellt wurden.

Die Exhibit-99.1-Pressemitteilung trägt den Titel „OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance“, und Exhibit 99.2 enthält die Gewinnpräsentation. Die Unterlagen werden als vorgelegt, nicht eingereicht, gemäß dem Securities Exchange Act, was beeinflusst, wie sie durch Bezugnahme aufgenommen werden können.

OppFi Inc. (OPFI) قدمت إقراراً 8-K للإعلان عن نتائجها للربع الثالث للفترة المنتهية في 30 سبتمبر 2025. في 29 أكتوبر 2025، أصدرت الشركة بياناً صحفياً وعرضاً تقديمياً للنتائج المصاحبة، مقدمان ك Exhibit 99.1 و99.2.

يُسمى بيان Exhibit 99.1 الصحفي بعنوان “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance”، وتحتوي Exhibit 99.2 على العرض التقديمي للنتائج. تُقدم المواد وليس تقديمها بموجب قانون الأوراق المالية Exchange Act، مما يؤثر على كيفية إدراجها بالمرجع.

OppFi Inc. (OPFI) 已提交一份8-K,宣布截至2025年9月30日的第三季度业绩。公司于2025年10月29日发布了一份新闻稿及相关的收益披露材料,作为Exhibit 99.1和99.2提供。

Exhibit 99.1新闻稿的标题为“OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance”,Exhibit 99.2包含收益披露材料。该等材料是作为提供材料而非备案材料,依据《交易法》(Exchange Act)进行处理,影响其是否可被通过引用方式并入。

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT (Date of earliest event reported): October 29, 2025
OppFi Inc.
(Exact Name of Registrant as Specified in its Charter)
Delaware001-3955085-1648122
(State or Other Jurisdiction
of Incorporation)
(Commission
File Number)
(IRS Employer
Identification No.)
130 E. Randolph Street, Suite 3400
Chicago, Illinois 60601
(Address of Principal Executive Offices) (Zip Code)
Registrant’s telephone number, including area code: (312) 212-8079
Not Applicable
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d- 2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e- 4(c))

Securities registered pursuant to Section 12(b) of the Act:
Title of Each ClassTrading
Symbol
Name of Each Exchange
on Which Registered
Class A common stock, par value $0.0001 per shareOPFIThe New York Stock Exchange
Warrants, each whole warrant exercisable for one share of Class A common stock, each at an exercise price of $11.50 per shareOPFI WSThe New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2).
Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.



Item 2.02 Results of Operations and Financial Condition.

On October 29, 2025, OppFi Inc. issued a press release announcing the financial results for the third quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

This information and the information contained in Exhibit 99.1 is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or incorporated by reference in any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, except as may be expressly set forth by specific reference in any such filing, regardless of any general incorporation language in the filing.

Item 7.01 Regulation FD Disclosure.

On October 29, 2025, OppFi Inc. issued an earnings presentation to accompany the press release. A copy of the earnings presentation is furnished as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference.

This information and the information contained in Exhibit 99.2 is furnished and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or incorporated by reference in any filing under the Securities Act or the Exchange Act, except as may be expressly set forth by specific reference in any such filing, regardless of any general incorporation language in the filing.

Item 9.01 Financial Statements and Exhibits.
(d) Exhibits

Exhibit Index

Exhibit NumberDescription
99.1
Press Release from OppFi Inc. dated October 29, 2025, entitled “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance.”
99.2
OppFi Inc. Presentation dated October 29, 2025.
104Cover Page Interactive Data File (the cover page tags are embedded within the Inline XBRL document).





SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: October 29, 2025OppFi Inc.
By:/s/ Pamela D. Johnson
Pamela D. Johnson
Chief Financial Officer

FAQ

What did OppFi (OPFI) disclose in its 8-K?

OppFi furnished Q3 2025 financial results via a press release (Exhibit 99.1) and an earnings presentation (Exhibit 99.2).

When were the OppFi (OPFI) Q3 2025 materials released?

On October 29, 2025, covering the quarter ended September 30, 2025.

What do the exhibits include for OPFI?

Exhibit 99.1 is the press release; Exhibit 99.2 is the earnings presentation.

Is the OppFi (OPFI) information furnished or filed?

It is furnished, not filed, under the Exchange Act, which affects incorporation by reference.

Did OppFi mention guidance in this update?

The press release title states an increase in full-year guidance.

Where can I find detailed OPFI Q3 2025 figures?

In the furnished exhibits: the press release (99.1) and the earnings presentation (99.2).
OppFi Inc

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