OppFi Inc. (OPFI) SEC Filings

OppFi Inc. Chief Risk & Analytics Officer Christopher J. McKay had 3,735 shares of Class A Common Stock withheld on October 1, 2026, to cover tax withholding obligations upon settlement of vested restricted stock units. The three reported entries were 1,970, 1,369 and 396 shares, each at $6.03 per share.

OppFi Inc. CFO Pamela D. Johnson had 4,185 shares of Class A Common Stock withheld on October 1, 2026, to cover tax withholding obligations upon settlement of vested restricted stock units. The three reported entries were 1,974, 1,715 and 496 shares, each at $6.03 per share.

OppFi Inc. (OPFI) entered into a new senior secured multi-draw term loan structure through its wholly owned subsidiary Opportunity Funding SPE Residual, LLC. On September 15, 2026, the subsidiary borrowed $75.0 million in initial principal under a Senior Secured Multi-Draw Term Loan Agreement that permits up to $100.0 million of total borrowings.

The loans carry a fixed interest rate of 12.50% per annum before completion of OppFi’s pending acquisition of BNCCORP, Inc. and BNC National Bank and 13.50% per annum afterward, with a 1.25% original issue discount on each draw. The facility matures on the four-year anniversary of September 15, 2026 and is subject to semi-annual amortization payments equal to 10% of funded principal. After the initial draw, $25.0 million remains available to be drawn through February 10, 2027.

The obligations are guaranteed by Opportunity Financial, LLC and secured by all assets of the borrower and guarantor, including equity interests in special purpose vehicles that hold consumer loan receivables. OppFi states it intends to use the initial proceeds to support growth in finance receivables and for working capital and general corporate purposes. Separately, BNCCORP stockholders have adopted the merger agreement with OppFi, and completion of the bank acquisition remains subject to remaining customary closing conditions, including regulatory approvals.

OppFi Inc. (OPFI) reported that Chief Executive Officer and director Todd G. Schwartz, a more than ten percent owner, indirectly purchased 5,240 shares of Class A Common Stock in open-market transactions through the TGS Revocable Trust. On September 11, 2026, the trust purchased 3,300 shares at a weighted average price of $7.9639 per share, with individual trade prices ranging from $7.86 to $8.06. On September 14, 2026, it purchased an additional 1,940 shares at a weighted average price of $7.7962, with prices ranging from $7.7251 to $7.95. Schwartz is the sole trustee of the TGS Revocable Trust and also reports 301,710 shares held directly, and indirect holdings of 24,656,083 shares by TGS Capital Group, LP and 1,949,309 shares by TGS MCS Capital Group LP, while disclaiming beneficial ownership of the LP-held securities except to the extent of his pecuniary interest.

OppFi Inc. (OPFI) reported that its CFO, Pamela D. Johnson, sold 8,650 shares of Class A Common Stock on September 11, 2026. According to the disclosure, these shares were sold to satisfy tax liability upon the vesting of restricted stock units at a weighted average price of $8.0191 per share, with trades ranging from $8.01 to $8.024. After this tax-related sale, Johnson directly held 151,039 shares of OppFi Class A Common Stock, and no Rule 10b5-1 trading plan is reported.

OppFi Inc. (OPFI) insider Todd G. Schwartz, the Chief Executive Officer, director and ten percent owner, reported purchasing 3,350 shares of Class A Common Stock on September 10, 2026 through the TGS Revocable Trust at a weighted average price of $7.5563 per share, with individual trade prices ranging from $7.5093 to $7.62. Following this purchase, the TGS Revocable Trust held 636,658 shares indirectly, while Schwartz also held 301,710 shares directly and had indirect interests in 24,656,083 shares held by TGS Capital Group, LP and 1,949,309 shares held by TGS MCS Capital Group LP, which he may be deemed to beneficially own but for which he disclaims beneficial ownership except to the extent of his pecuniary interest. No Rule 10b5-1 trading plan is reported.

OppFi Inc. (OPFI) received a notice under Rule 144 that officer Pamela D. Johnson, through Fidelity Brokerage Services LLC, intends to sell up to 8,650 shares of Class A common stock on the NYSE. The shares arise from restricted stock vesting awards granted by OppFi as compensation.

OppFi Inc. (OPFI) reported that Chief Executive Officer and director Todd G. Schwartz, through the TGS Revocable Trust, purchased 3,450 shares of Class A Common Stock on September 9, 2026 at a weighted average price of $7.5914 per share, with individual trade prices ranging from $7.50 to $7.69. Following this purchase, the TGS Revocable Trust holds 633,308 shares indirectly for Schwartz. Separate holding entries show 301,710 shares held directly, and additional indirect holdings of 24,656,083 shares through TGS Capital Group, LP and 1,949,309 shares through TGS MCS Capital Group LP, for which Schwartz is associated via their general partners and may be deemed to beneficially own the securities, while disclaiming beneficial ownership beyond his pecuniary interest.

OppFi Inc. (OPFI) reports that Chief Executive Officer and major shareholder Todd G. Schwartz, through TGS Revocable Trust, purchased 3,475 shares of Class A common stock on September 8, 2026 at a weighted average price of $7.4062 per share in open-market transactions. Share prices ranged from $7.37 to $7.44. Following this purchase, the trust holds 629,858 shares indirectly. Schwartz also holds 301,710 shares directly, and may be deemed to beneficially own 24,656,083 shares held by TGS Capital Group, LP and 1,949,309 shares held by TGS MCS Capital Group LP, while disclaiming beneficial ownership except to the extent of his pecuniary interest. No Rule 10b5-1 trading plan is indicated for this purchase.