OppFi (OPFI) risk chief trims stake with 23,683-share stock sale

Rhea-AI Filing Summary

OppFi Inc. Chief Risk & Analytics Officer Christopher J. McKay reported an open-market sale of 23,683 shares of Class A Common Stock on June 12, 2026. The shares were sold at a weighted average price of $8.3526, with individual trade prices ranging from $8.35 to $8.375.

After this transaction, McKay directly holds 1,513,063 shares of OppFi Class A Common Stock, indicating the sale represents a relatively small portion of his reported holdings.

Insights

Equity compensation and insider-trading analyst

Routine-size open-market sale; executive retains a large position.

Christopher J. McKay, OppFi’s Chief Risk & Analytics Officer, executed an open-market sale of 23,683 shares of Class A Common Stock at a weighted average price of $8.3526 per share on June 12, 2026.

Following the transaction, he directly holds 1,513,063 shares, so the sale is a relatively small fraction of his reported stake. The price range of $8.35 to $8.375 reflects multiple trades grouped into a single reported weighted average price.

The filing does not reference any Rule 10b5-1 trading plan, so the timing appears discretionary based on the provided information. Future company filings may add context on any additional transactions or changes to executive shareholdings.

Insider Trade Summary

Net Seller: 23,683 shares

Net Sell 1 txn

Insider McKay Christopher J.

Role Chief Risk & Analytics Officer

Sold 23,683 shs ($198K)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock	23,683	$8.3526	$198K

Holdings After Transaction: Class A Common Stock — 1,513,063 shares (Direct)

Footnotes (1)

1. F1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $8.35 to $8.375 for a weighted average sale price of $8.3526. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

Key Figures

Shares sold: 23,683 shares Weighted average sale price: $8.3526 per share Post-transaction holdings: 1,513,063 shares +1 more

4 metrics

Shares sold 23,683 shares Open-market sale of Class A Common Stock on June 12, 2026

Weighted average sale price $8.3526 per share Average price for the 23,683 shares sold

Post-transaction holdings 1,513,063 shares Direct ownership after the reported sale

Sale price range $8.35–$8.375 per share Range of individual trade prices within the transaction

Key Terms

open-market sale, weighted average price, Class A Common Stock, Form 4

4 terms

open-market sale financial

"The transaction is identified as an open-market sale of non-derivative Class A Common Stock."

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

weighted average price financial

"The price reported is a weighted average price with trades between $8.35 and $8.375."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Class A Common Stock financial

"The security title for the transaction is Class A Common Stock."

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Form 4 regulatory

"The insider transaction is reported on a Form 4 filing."

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 06/16/2026 - 04:08 PM Accepted by SEC EDGAR 06/16/2026 - 04:07 PM Learn about SEC filing dates

FAQ

What insider transaction did OppFi (OPFI) report for Christopher J. McKay?

OppFi reported that Chief Risk & Analytics Officer Christopher J. McKay completed an open-market sale of 23,683 shares of Class A Common Stock on June 12, 2026, at a weighted average price of $8.3526 per share, according to the Form 4 filing.

At what price did Christopher J. McKay sell OppFi (OPFI) shares?

McKay sold OppFi Class A Common Stock at a weighted average price of $8.3526 per share. Individual trades occurred in a price range from $8.35 to $8.375 per share, aggregated into the reported weighted average in the Form 4.

How many OppFi (OPFI) shares does Christopher J. McKay hold after this sale?

After the reported transaction, McKay directly holds 1,513,063 shares of OppFi Class A Common Stock. This figure reflects his direct ownership position immediately following the 23,683-share open-market sale disclosed in the Form 4 filing.

Was Christopher J. McKay’s OppFi (OPFI) transaction an open-market sale?

Yes. The Form 4 identifies the transaction as an open-market sale of non-derivative Class A Common Stock, coded “S.” The transaction_direction field classifies it as a sell, and the filing specifies it as an open-market or private transaction sale.

Does the OppFi (OPFI) Form 4 mention a Rule 10b5-1 trading plan for this sale?

The provided Form 4 footnote describes the weighted average sale price and trade price range but does not mention any Rule 10b5-1 trading plan. Based on the excerpt, there is no specific reference to a pre-arranged trading plan for this transaction.

How is the sale price range described in the OppFi (OPFI) Form 4 footnote?

The footnote states that the reported price is a weighted average, with multiple trades executed between $8.35 and $8.375 per share. It notes that detailed information on shares sold at each separate price is available from the reporting person upon request.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McKay Christopher J.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO ILLINOIS 60601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Risk & Analytics Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	06/12/2026		S		23,683	D	$8.3526(1)	1,513,063	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. The shares were sold in multiple transactions with prices ranging from $8.35 to $8.375 for a weighted average sale price of $8.3526. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Christopher J. McKay	06/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)