Welcome to our dedicated page for OppFi SEC filings (Ticker: OPFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
OppFi Inc. filings document a public digital-finance company with Class A common stock and warrants, bank-partner consumer-credit operations, and receivables-based funding arrangements. Form 8-K reports furnish quarterly and annual financial results, earnings presentations, Regulation FD materials, share repurchase authorizations, and material definitive agreements involving OppFi-LLC and related funding subsidiaries.
Proxy materials cover annual-meeting voting matters, director elections, board governance, and stockholder procedures. Credit-agreement disclosures describe revolving facilities, borrowing-base mechanics, eligible receivables, seller subsidiaries, collateral and performance triggers, covenants, maturity terms, and default provisions that support OppFi's finance-charge revenue model.
Zeeman Gregory T reported acquisition or exercise transactions in this Form 4 filing.
OppFi Inc. director Gregory T. Zeeman received a grant of 16,843 restricted stock units (RSUs) linked to Class A Common Stock. The award was made at no cash cost to him as part of the OppFi Inc. 2021 Equity Incentive Plan.
Each RSU represents a contingent right to receive one share of Class A Common Stock, par value $0.0001 per share. All RSUs will vest 100% on the earlier of the one-year anniversary of the grant date or the next annual stockholder meeting, if he continues serving the company. Following this grant, Zeeman directly holds 166,487 shares.
Vennettilli David reported acquisition or exercise transactions in this Form 4 filing.
OppFi Inc. director David Vennettilli reported equity awards and updated holdings. He received two grants of 25,265 restricted stock units (RSUs) each at a price of $0.00 per share under the OppFi Inc. 2021 Equity Incentive Plan.
One RSU grant will vest 100% on the earlier of the one-year anniversary of the grant date or the next annual stockholder meeting, subject to his continued service. The other represents deferred RSUs, with underlying shares issued on the earlier of June 8, 2029 or his separation from service. Following these awards, he holds 182,919 shares of Class A Common Stock directly and 284,501 shares indirectly through the DAV 513 Revocable Trust, where he is sole trustee and beneficiary.
SCHWARTZ THEODORE G reported acquisition or exercise transactions in this Form 4 filing.
OppFi Inc. director and 10% owner Theodore G. Schwartz reported an equity award and his updated holdings of Class A Common Stock. He received 16,843 restricted stock units (RSUs) under the OppFi Inc. 2021 Equity Incentive Plan, with each RSU representing one share of Class A Common Stock.
All of these RSUs will vest 100% on the earlier of the one-year anniversary of the grant date or the next annual stockholder meeting, subject to his continued service and plan terms. Following this grant, he holds 29,750 shares directly, in addition to 3,000,000 shares held by LTHS Revocable Trust and 18,887,359 shares held by LTHS Capital Group LP, which are reported as indirect holdings with a beneficial ownership disclaimer.
Moore Jocelyn reported acquisition or exercise transactions in this Form 4 filing.
OppFi Inc. director Jocelyn Moore received a grant of 16,843 restricted stock units (RSUs) of Class A Common Stock. The RSUs were awarded at no cash purchase price under the OppFi Inc. 2021 Equity Incentive Plan as part of equity compensation.
Each RSU represents a contingent right to receive one share of Class A Common Stock. All RSUs will vest 100% on the earlier of the one-year anniversary of the grant date or the next annual meeting of stockholders, subject to her continued service and the plan terms. Following this award, Moore holds 55,919 shares directly.
OppFi Inc. director Christina M. Favilla reported both a stock sale and an equity award. A joint revocable trust for Santo and Christina Favilla sold 30,000 shares of OppFi Class A Common Stock on June 8, 2026 at a weighted average price of $8.1392 per share, leaving 156,737 shares held indirectly. Separately, Favilla received a grant of 16,843 restricted stock units on June 9, 2026, increasing her directly held shares to 29,750. These RSUs vest 100% on the earlier of one year from grant or the next annual stockholder meeting, and certain deferred RSUs will settle in shares on June 8, 2029.
OppFi Inc. ownership disclosure: Wellington Trust Company reports beneficial ownership of 1,462,035 shares of Common Stock, representing 5.53% of the class, with shared voting and shared dispositive power over those shares. The filing is signed by an authorized person and dated 05/15/2026.
OppFi Inc. ownership disclosure: Wellington-affiliated entities report 2,630,168 shares beneficially owned, representing 9.95% of common stock as stated on the cover pages. The filing lists shared voting and dispositive powers across Wellington entities (including 1,966,268 shared votes and 2,630,168 shared dispositive power).
The Schedule 13G/A attributes ownership to multiple Wellington entities and notes these shares are held of record by clients of Wellington investment advisers; the cover pages identify the reporting persons and their jurisdictions.
OppFi Inc. discussed its proposed acquisition of BNCCORP, Inc. and BNC National Bank in a cash-and-stock transaction valued at $130 million, targeting a close in Q4 2026, subject to regulatory approvals. Management said BNC has a deposit base of approximately $1 billion (end of '25) with over 80% of deposits carrying a cost of less than 2%.
OppFi forecasts the combination to be accretive to adjusted EPS by 25% in year one, 40% in year two, and 50% in year three, and to deliver synergy-driven adjusted EPS gains of $60 million, $90 million, and $115 million in the first, second, and third years post-closing. The company plans to invest more than $150 million in 2026 to support integration, product development, and other strategic initiatives.
OppFi Inc. reported sharply higher quarterly profit while managing portfolio growth and credit costs. For the three months ended March 31, 2026, total revenue rose 8.3% to $151.9 million, driven by larger average receivables. Net income climbed to $54.0 million from $20.4 million, mainly due to a $21.3 million gain from the change in fair value of warrant liabilities, despite higher charge-offs and operating expenses. Net revenue fell 3.9% as change in fair value of finance receivables increased 30.6% to $64.6 million. Ending receivables grew 9.4% to $444.9 million, while net charge-offs as a percentage of average receivables increased to 55.5% annualized. OppFi reduced senior debt to $284.3 million, repurchased $9.9 million of Class A shares, and ended the quarter with $99.9 million in cash and restricted cash.