Welcome to our dedicated page for OppFi SEC filings (Ticker: OPFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The OppFi Inc. (NYSE: OPFI) SEC filings page on Stock Titan organizes the company’s regulatory disclosures from the U.S. Securities and Exchange Commission, with AI-powered tools to help interpret key information. OppFi uses current reports on Form 8-K to announce material events such as quarterly financial results, new or amended revolving credit agreements, changes to its share repurchase program, and supplemental investor information about its outstanding public warrants.
Through these filings, investors can see how OppFi describes its business as a tech-enabled digital finance platform that partners with banks to provide financial products and services to everyday Americans, and how it reports metrics like total revenue, net income, adjusted net income, total net originations, ending receivables, and other performance indicators. Non-GAAP measures such as Adjusted Net Income and Adjusted EPS are explained and reconciled to GAAP figures in the company’s earnings materials referenced in its 8-Ks.
On this page, users can quickly access OppFi’s Forms 8-K and, via links to other SEC documents, review annual and quarterly reports that provide broader context on its credit-focused operations, financing facilities, and capital structure, including its Up-C structure and public warrants. Stock Titan’s AI-generated summaries highlight the main points of lengthy filings, clarify technical language, and surface items such as new credit agreements, covenant terms, and updates to repurchase authorizations or warrant-related disclosures.
For those monitoring regulatory developments around OppFi, this filings hub offers real-time updates from EDGAR, structured data views, and concise explanations that make it easier to understand how each filing may relate to the company’s financial position, funding arrangements, and shareholder-focused actions.
OppFi (OPFI): Schedule 13G/A (Amendment No. 1) — Aristeia Capital, L.L.C. reported beneficial ownership of 2,185,496 OppFi warrants, each exercisable for one share of Class A common stock at $11.50 per share.
The filing states this represents 7.26% of the class, calculated using 30,093,671 (including 27,908,175 shares outstanding as of September 30, 2025 plus the number of warrants). Aristeia reports sole voting and dispositive power over 2,185,496 and no shared power. The securities are certified as acquired and held in the ordinary course, not for the purpose of changing or influencing control.
OppFi Inc. reported stronger Q3 results. For the three months ended September 30, 2025, total revenue was $155.1 million versus $136.6 million a year ago, and income from operations rose to $48.4 million from $35.1 million. Net income was $75.9 million compared with $32.1 million, with diluted EPS of $0.77 versus $0.21. The quarter included a $31.7 million non‑cash gain from the change in fair value of warrant liabilities.
Finance receivables at fair value were $541.9 million as of September 30, 2025, up from $473.7 million at December 31, 2024. Cash and restricted cash totaled $75.2 million. The company expanded funding: a Second A&R Credit Agreement raised availability to $300 million (Tranches C and D) maturing in February 2029, and a new $150 million SPE IX revolving facility matures in September 2029; prior facilities were repaid and terminated without penalties. OppFi repurchased 710,430 Class A shares for $7.4 million in Q3, with $29.0 million remaining under its authorization, and paid a $0.25 per‑share dividend earlier in 2025.
OppFi Inc. (OPFI) reported insider transactions by CFO Pamela D. Johnson. On 11/03/2025, she sold 1,129 Class A shares at $10.00 pursuant to a Rule 10b5-1 trading plan adopted on March 10, 2025. The filing also shows 469 shares were withheld at $10.05 to cover taxes upon settlement of a previously reported performance-based RSU award. Following these transactions, she beneficially owns 152,923 shares.
OppFi (OPFI) reported insider activity by Chief Risk & Analytics Officer Christopher J. McKay. On 11/03/2025, he sold 1,107 Class A shares at $9.85 under a Rule 10b5-1 trading plan adopted on December 10, 2024. The Form 4 also reflects 576 shares withheld at $10.05 to satisfy tax obligations upon settlement of a previously reported performance-based RSU award. Following these transactions, he directly owned 170,446 shares.
OPFI: A Form 144 notice indicates a planned sale of 1,107 Class A shares, with an aggregate market value of $10,903.95, on or about 11/03/2025 on the NYSE through Fidelity Brokerage Services LLC.
The shares were acquired on 11/01/2024 via restricted stock vesting from the issuer as compensation. In the past three months, the filer sold 1,106 shares on 08/04/2025 for $11,535.58 and 9,030 shares on 10/02/2025 for $101,226.30. Shares outstanding were 28,357,891.
OppFi (OPFI): A stockholder filed a Form 144 notice to sell up to 1,129 Class A shares through Fidelity Brokerage Services. The filing lists an aggregate market value of $11,290.00, an approximate sale date of 11/03/2025, and the NYSE as the exchange. The shares were acquired via restricted stock vesting on 11/01/2024 as compensation.
The notice also reports sales in the past three months by Pamela Johnson: 1,130 shares on 08/04/2025 for $11,785.90, and 5,497 shares on 10/02/2025 for $61,621.37. Shares outstanding were 28,357,891; this is a baseline figure, not the amount being offered.
OppFi Inc. (OPFI) furnished an 8-K announcing its third-quarter results for the period ended September 30, 2025. On October 29, 2025, the company released a press release and an accompanying earnings presentation, provided as Exhibits 99.1 and 99.2.
The Exhibit 99.1 press release is titled “OppFi Reports Record Quarterly Revenue, Net Income, and Adjusted Net Income and Increases Full Year Guidance,” and Exhibit 99.2 contains the earnings presentation. The materials are furnished, not filed, under the Exchange Act, which affects how they may be incorporated by reference.
OppFi (OPFI) reported insider activity by Chief Risk & Analytics Officer Christopher J. McKay. On October 1, 2025, he acquired 3,852 Class A shares upon RSU vesting and had tax withholdings of 1,202, 3,182, and 2,212 shares at $11.33. On October 2, 2025, he sold 9,030 shares at $11.21 under a Rule 10b5-1 plan adopted on December 10, 2024. Following these transactions, his beneficial ownership stood at 172,129 shares.
OppFi Inc. insider filings show that Chief Financial Officer Pamela D. Johnson had 1,042 restricted stock units vest on 10/01/2025, which settled into 1,042 shares of Class A common stock. To cover tax withholding on the settlement, 306, 1,974, and 1,715 shares were withheld (listed separately) and a subsequent sale of 5,497 shares occurred on 10/02/2025 at an average price of $11.21 per share. The sales were effected under a Rule 10b5-1 trading plan adopted on 3/10/2025. Following these transactions, the reporting person beneficially owned 154,521 shares of Class A common stock.
OppFi (OPFI) CEO, Director and 10% Owner Todd G. Schwartz filed a Form 4. On 10/01/2025, 2,643 Class A shares were withheld (code F) at $11.33 to satisfy taxes upon settlement of vested RSUs. Following the transaction, he beneficially owns 124,475 shares directly and 433,733 shares indirectly through the TGS Revocable Trust, of which he is the sole trustee.
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