Form 4: OPFI CFO sells 1,129; 469 shares withheld for taxes

Rhea-AI Filing Summary

OppFi Inc. (OPFI) reported insider transactions by CFO Pamela D. Johnson. On 11/03/2025, she sold 1,129 Class A shares at $10.00 pursuant to a Rule 10b5-1 trading plan adopted on March 10, 2025. The filing also shows 469 shares were withheld at $10.05 to cover taxes upon settlement of a previously reported performance-based RSU award. Following these transactions, she beneficially owns 152,923 shares.

Insider Trade Summary

Net Seller: 1,129 shares ($11,290)

Net Sell 2 txns

Insider Johnson Pamela D.

Role CFO

Sold 1,129 shs ($11K)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock	1,129	$10.00	$11K
Tax Withholding	Class A Common Stock	469	$10.05	$5K

Holdings After Transaction: Class A Common Stock — 153,392 shares (Direct)

Footnotes (1)

1. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2025. Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Johnson Pamela D.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO IL 60601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

3. Date of Earliest Transaction (Month/Day/Year)
11/03/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	11/03/2025		S(1)		1,129	D	$10	153,392	D
Class A Common Stock	11/03/2025		F		469(2)	D	$10.05	152,923	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2025.

2. Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Pamela D. Johnson	11/05/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did OppFi (OPFI) disclose in this Form 4?

CFO Pamela D. Johnson sold 1,129 Class A shares at $10.00 and had 469 shares withheld at $10.05 for taxes tied to an RSU settlement.

Was the OPFI CFO’s sale under a Rule 10b5-1 plan?

Yes. The sale was made under a Rule 10b5-1 trading plan adopted on March 10, 2025.

How many OPFI shares does the CFO own after the transactions?

Following the reported transactions, she beneficially owns 152,923 shares.

What is the significance of the 469 shares marked with code F?

Code F reflects shares withheld to satisfy tax withholding upon settlement of a performance-based RSU award.

When did the reported OPFI transactions occur?

The transactions occurred on 11/03/2025.

What is the role of the reporting person at OppFi?

Pamela D. Johnson is CFO of OppFi Inc.