OppFi CEO-linked entity cancels 10,000 Class V shares

OppFi Inc. reported an insider-related transaction involving its voting-only Class V common stock.

Rhea-AI Filing Summary

OppFi Inc. reported an insider-related transaction involving its voting-only Class V common stock. An entity associated with Chief Executive Officer Todd G. Schwartz, OppFi Shares, LLC, surrendered and cancelled 10,000 shares of Class V common stock to OppFi in a disposition to the issuer. These Class V shares represent non-economic interests that carry one vote per share but no direct economic rights. Following the transaction, 58,688,241 shares of Class V common stock remained held indirectly through OppFi Shares, LLC, with Schwartz noted as potential voting power holder through a trust relationship while disclaiming beneficial ownership except for any pecuniary interest.

Insider Trade Summary

Disposition: 10,000 shares

Disposition 1 txn

Insider Schwartz Todd G.

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Disposition	Class V Common Stock	10,000	$0.00	$0.00

Holdings After Transaction: Class V Common Stock — 58,688,241 shares (Indirect, By OppFi Shares, LLC)

Footnotes (3)

1. F1. Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of the issuer represent voting, non-economic interests in the issuer. Except as provided in the issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the issuer's stockholders generally.
2. F2. Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.
3. F3. The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

FAQ

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What insider transaction did OppFi (OPFI) disclose in this Form 4?

OppFi disclosed that OppFi Shares, LLC, an entity associated with CEO Todd G. Schwartz, disposed of 10,000 shares of Class V common stock back to the company. These shares were surrendered and cancelled as part of an exchange mechanism described in the company’s governance documents.

What is OppFi (OPFI) Class V common stock mentioned in the Form 4?

OppFi’s Class V common stock represents voting, non-economic interests, giving one vote per share but no direct economic rights. Holders can vote on stockholder matters, while economic exposure is tied to other securities such as Class A common stock or related operating company units.

Who actually holds the OppFi (OPFI) Class V shares in this filing?

The Class V shares are held by OppFi Shares, LLC, which has sole voting power over them. OppFi Shares, LLC is wholly owned by the TGS Revocable Trust, whose sole trustee is Todd G. Schwartz, creating indirect voting control through this ownership chain.

Does Todd G. Schwartz claim beneficial ownership of the OppFi (OPFI) Class V shares?

Todd G. Schwartz may be deemed to have voting power over the Class V shares held by OppFi Shares, LLC through the TGS Revocable Trust. However, he expressly disclaims beneficial ownership of those shares, except to the extent of any pecuniary interest he may have.

Why were 10,000 OppFi (OPFI) Class V shares surrendered and cancelled?

The 10,000 Class V shares were surrendered and cancelled in connection with an exchange by certain members of Opportunity Financial, LLC. Those members, other than the reporting person, exchanged their Class A common units for OppFi Class A common stock under the operating company’s exchange provisions.

How many OppFi (OPFI) Class V shares remained after the reported transaction?

After the reported disposition and cancellation of 10,000 shares, 58,688,241 shares of Class V common stock remained indirectly held through OppFi Shares, LLC. This post-transaction figure reflects the continuing voting-only stake associated with the reporting person’s trust structure.

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Accepted by SEC EDGAR 03/03/2026 - 04:57 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Todd G.

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO IL 60606

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class V Common Stock(1)	02/27/2026		D(2)		10,000	D	$0(2)	58,688,241	I	By OppFi Shares, LLC(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of Class V common stock, par value $0.0001 per share ("Class V Common Stock"), of the issuer represent voting, non-economic interests in the issuer. Except as provided in the issuer's certificate of incorporation, as amended, or as required by applicable law, holders of Class V Common Stock will be entitled to one vote per share of Class V Common Stock on all matters to be voted on by the issuer's stockholders generally.

2. Reflects the surrender and cancellation of shares of Class V Common Stock to the issuer in connection with the exchange of Class A common units of Opportunity Financial, LLC ("Opportunity Financial") by members thereof, other than the reporting person, for shares of Class A common stock, par value $0.0001 per share, of the issuer pursuant to the exchange provisions of the Third Amended and Restated Limited Liability Company Agreement of Opportunity Financial.

3. The shares of Class V Common Stock are held by OppFi Shares, LLC ("OFS"), which has sole voting power over the shares of Class V Common Stock reported in Table I hereof. OFS is wholly owned by TGS Revocable Trust, whose sole trustee is the reporting person. By virtue of these relationships, the reporting person may be deemed to have voting power over the shares of Class V Common Stock held by OFS. The reporting person disclaims beneficial ownership of the shares of Class V Common Stock held by OFS, except to the extent of his pecuniary interest therein.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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