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OppFi Inc. (OPFI) CFO receives RSU grant; shares withheld for taxes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

OppFi Inc. CFO Pamela D. Johnson reported equity compensation activity involving restricted stock units and related tax withholding. On April 1, 2026, she received a grant of 27,073 RSUs, each representing one share of OppFi Class A Common Stock under the 2021 Equity Incentive Plan.

25% of these RSUs vested immediately on the grant date, with the remainder scheduled to vest in equal quarterly installments over the next three years, subject to continued service and plan terms. On April 2, 2026, a total of 5,673 shares of Class A Common Stock were withheld at $7.71 per share to cover tax obligations upon settlement of vested RSUs.

After these tax-withholding dispositions, Johnson’s direct ownership stood at 166,327 shares of Class A Common Stock. The transactions reflect routine equity compensation vesting and associated tax withholding rather than open-market buying or selling.

Positive

  • None.

Negative

  • None.
Insider Johnson Pamela D.
Role CFO
Type Security Shares Price Value
Tax Withholding Class A Common Stock 1,974 $7.71 $15K
Tax Withholding Class A Common Stock 1,715 $7.71 $13K
Tax Withholding Class A Common Stock 1,984 $7.71 $15K
Grant/Award Class A Common Stock 27,073 $0.00 --
Holdings After Transaction: Class A Common Stock — 168,042 shares (Direct)
Footnotes (1)
  1. Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan. Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.
RSU grant size 27,073 RSUs Granted April 1, 2026 to CFO under 2021 Equity Incentive Plan
Immediate vesting portion 25% of RSUs Vested immediately on the April 1, 2026 grant date
Tax-withheld shares 5,673 shares Shares withheld April 2, 2026 to cover RSU tax obligations
Withholding price $7.71 per share Value used for April 2, 2026 tax-withholding dispositions
Post-transaction holdings 166,327 shares CFO’s direct Class A Common Stock holdings after April 2, 2026
Restricted stock units ("RSUs") financial
"Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan"
Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.
2021 Equity Incentive Plan financial
"RSUs granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan")"
contingent right financial
"Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock"
vested immediately financial
"25% of the RSUs vested immediately on the date of grant"
tax withholding obligations financial
"Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs"
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Johnson Pamela D.
(Last)(First)(Middle)
130 E. RANDOLPH STREET
SUITE 3400
(Street)
CHICAGO ILLINOIS 60601
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
CFO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock04/01/2026A27,073(1)A$0170,016D
Class A Common Stock04/02/2026F1,974(2)D$7.71168,042D
Class A Common Stock04/02/2026F1,715(2)D$7.71166,327D
Class A Common Stock04/02/2026F1,984(2)D$7.71164,343D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.
2. Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.
/s/ Marv Gurevich, Esq., as attorney-in-fact for Pamela D. Johnson04/03/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did OppFi (OPFI) CFO Pamela Johnson report in this Form 4?

OppFi CFO Pamela Johnson reported an equity award and related tax withholding. She received 27,073 restricted stock units, with some vesting immediately, and had 5,673 shares withheld to satisfy tax obligations as the RSUs settled.

How many OppFi (OPFI) RSUs were granted to the CFO and how do they vest?

Pamela Johnson was granted 27,073 restricted stock units under OppFi’s 2021 Equity Incentive Plan. Twenty‑five percent vested immediately on the grant date, with the remaining RSUs vesting in equal quarterly installments over three years, subject to her continued service.

Were the OppFi (OPFI) CFO’s Form 4 transactions open‑market buys or sales?

The reported transactions were not open‑market buys or sales. They reflect a grant of restricted stock units and tax‑withholding dispositions, where 5,673 shares were withheld by the company to cover tax obligations upon RSU settlement, at $7.71 per share.

How many OppFi (OPFI) shares does the CFO hold after these transactions?

Following the RSU grant and subsequent tax‑withholding share dispositions, Pamela Johnson directly holds 166,327 shares of OppFi Class A Common Stock. This figure reflects her reported ownership after the April 2, 2026 tax‑withholding transactions tied to vested RSUs.

What plan governs the OppFi (OPFI) CFO’s RSU grant in this filing?

The RSU grant is governed by the OppFi Inc. 2021 Equity Incentive Plan. Each RSU represents a contingent right to receive one share of Class A Common Stock, with vesting based on her continued service and the specific terms of the plan.