[Form 4] OppFi Inc. Insider Trading Activity

Rhea-AI Filing Summary

OppFi Inc. Chief Executive Officer Todd G. Schwartz reported equity compensation and related tax withholding transactions in Class A Common Stock. On April 1, 2026, he received a grant of 208,053 restricted stock units (RSUs) under the OppFi Inc. 2021 Equity Incentive Plan, each RSU representing one share of Class A Common Stock.

According to the terms, 25% of the RSUs vested immediately on the grant date and the remainder will vest in equal quarterly installments over three years, subject to continued service. On April 2, 2026, a total of 20,630 shares were withheld at $7.71 per share to satisfy tax obligations upon settlement of vested RSUs.

Following these transactions, Schwartz directly holds 308,850 shares of Class A Common Stock. He also indirectly holds 433,733 shares through the TGS Revocable Trust, for which he serves as sole trustee.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Schwartz Todd G.

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Tax Withholding	Class A Common Stock	2,643	$7.71	$20K
Tax Withholding	Class A Common Stock	17,987	$7.71	$139K
Grant/Award	Class A Common Stock	208,053	$0.00	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 326,837 shares (Direct); Class A Common Stock — 433,733 shares (Indirect, By TGS Revocable Trust)

Footnotes (1)

1. Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan. Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs. The reporting person is the sole trustee of TGS Revocable Trust.

Key Figures

RSU grant size: 208,053 RSUs Immediate vesting portion: 25% of RSUs Tax-withheld shares: 20,630 shares +3 more

6 metrics

RSU grant size 208,053 RSUs Granted April 1, 2026 under 2021 Equity Incentive Plan

Immediate vesting portion 25% of RSUs Vested on the April 1, 2026 grant date

Tax-withheld shares 20,630 shares Shares withheld April 2, 2026 for RSU tax obligations

Withholding price $7.71 per share Value used for tax-withholding dispositions

Direct holdings after transactions 308,850 shares Class A Common Stock directly owned after April 2, 2026

Indirect holdings via trust 433,733 shares Held by TGS Revocable Trust with Schwartz as sole trustee

Key Terms

Restricted stock units ("RSUs"), Equity Incentive Plan, tax withholding obligations, Revocable Trust

4 terms

Restricted stock units ("RSUs") financial

"Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

Equity Incentive Plan financial

"granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan")"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

tax withholding obligations financial

"Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs."

Revocable Trust financial

"The reporting person is the sole trustee of TGS Revocable Trust."

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Todd G.

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO ILLINOIS 60606

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	04/01/2026		A		208,053(1)	A	$0	329,480	D
Class A Common Stock	04/02/2026		F		2,643(2)	D	$7.71	326,837	D
Class A Common Stock	04/02/2026		F		17,987(2)	D	$7.71	308,850	D
Class A Common Stock								433,733	I	By TGS Revocable Trust(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share. 25% of the RSUs vested immediately on the date of grant and the remainder will vest in equal quarterly increments over the following three years, subject to the reporting person's continued service with the issuer and the terms of the Plan.

2. Represents shares withheld to cover tax withholding obligations upon the settlement of vested RSUs.

3. The reporting person is the sole trustee of TGS Revocable Trust.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz	04/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)