OppFi (NYSE: OPFI) CFO covers RSU tax with 541 withheld shares

Rhea-AI Filing Summary

OppFi Inc. CFO Pamela D. Johnson reported a routine share withholding related to equity compensation. On 02/03/2026, 541 shares of Class A common stock were withheld at $9.73 per share to cover tax obligations from a previously reported performance-based RSU award. After this tax withholding, Johnson directly beneficially owns 142,943 shares of OppFi Class A common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Johnson Pamela D.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO IL 60601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

3. Date of Earliest Transaction (Month/Day/Year)
02/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	02/03/2026		F		541(1)	D	$9.73	142,943	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Pamela D. Johnson	02/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did OppFi (OPFI) disclose for its CFO?

OppFi disclosed that CFO Pamela D. Johnson had 541 shares withheld. The shares of Class A common stock were withheld on 02/03/2026 to cover tax obligations from the settlement of a previously reported performance-based RSU award, rather than representing an open-market sale.

How many OppFi (OPFI) shares does the CFO hold after this Form 4?

After the reported transaction, CFO Pamela D. Johnson holds 142,943 shares. These are directly owned shares of OppFi Class A common stock following the withholding of 541 shares for tax purposes tied to a performance-based restricted stock unit settlement.

Was the OppFi (OPFI) CFO’s Form 4 transaction an open-market sale?

No, the Form 4 does not report an open-market sale. The 541 shares of Class A common stock were withheld by OppFi to satisfy tax withholding obligations upon settlement of a previously reported performance-based RSU award, which is a common administrative equity-compensation event.

What price per share was used in the OppFi (OPFI) CFO tax withholding?

The tax withholding used a price of $9.73 per share. This price applied to the 541 OppFi Class A common shares withheld on 02/03/2026 in connection with the settlement of the CFO’s performance-based restricted stock unit award.

What type of equity award triggered the OppFi (OPFI) CFO share withholding?

The share withholding was tied to a performance-based RSU award. Specifically, the 541 shares were withheld to cover tax obligations when a previously reported performance-based restricted stock unit award granted to CFO Pamela D. Johnson settled into OppFi Class A common stock.