OppFi (OPFI) CFO Pamela Johnson discloses 5,084-share sale and RSU tax withholding

Rhea-AI Filing Summary

OppFi Inc. Chief Financial Officer Pamela D. Johnson reported several share transactions in OppFi Class A common stock. On 01/02/2026, 2,330 shares and 2,025 shares were withheld to cover tax obligations tied to vested restricted stock units at prices of $10.30 per share. On 01/05/2026, she sold 5,084 shares at $10.24 per share in an open market transaction. After these transactions, Johnson directly owned 143,484 OppFi Class A shares. The sales were executed under a pre-arranged Rule 10b5-1 trading plan that she adopted on March 10, 2025.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

X

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Johnson Pamela D.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO IL 60601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

3. Date of Earliest Transaction (Month/Day/Year)
01/02/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	01/02/2026		F		2,330(1)	D	$10.3	150,593	D
Class A Common Stock	01/02/2026		F		2,025(1)	D	$10.3	148,568	D
Class A Common Stock	01/05/2026		S(2)		5,084	D	$10.24	143,484	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

2. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on March 10, 2025.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Pamela D. Johnson	01/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did OppFi (OPFI) disclose for the CFO?

OppFi reported that CFO Pamela D. Johnson had shares withheld for taxes on vested restricted stock units and sold 5,084 Class A common shares at $10.24 per share on 01/05/2026.

How many OppFi (OPFI) shares does the CFO hold after these transactions?

Following the reported transactions, CFO Pamela D. Johnson directly owned 143,484 shares of OppFi Class A common stock.

Were the OppFi (OPFI) CFO share sales under a Rule 10b5-1 plan?

Yes. The filing states that the sales reported were effected under a Rule 10b5-1 trading plan adopted by Pamela D. Johnson on March 10, 2025.

What was the purpose of the OppFi (OPFI) shares withheld on 01/02/2026?

The filing explains that 2,330 and 2,025 shares were withheld to cover tax withholding obligations upon settlement of vested restricted stock units.

At what prices did the OppFi (OPFI) CFO transactions occur?

On 01/02/2026, tax-withholding related share transactions were recorded at $10.30 per share, and on 01/05/2026 the sale of 5,084 shares occurred at $10.24 per share.