OppFi Inc SEC Filings

OppFi (OPFI) reported insider activity by Chief Risk & Analytics Officer Christopher J. McKay. On October 1, 2025, he acquired 3,852 Class A shares upon RSU vesting and had tax withholdings of 1,202, 3,182, and 2,212 shares at $11.33. On October 2, 2025, he sold 9,030 shares at $11.21 under a Rule 10b5-1 plan adopted on December 10, 2024. Following these transactions, his beneficial ownership stood at 172,129 shares.

OppFi Inc. insider filings show that Chief Financial Officer Pamela D. Johnson had 1,042 restricted stock units vest on 10/01/2025, which settled into 1,042 shares of Class A common stock. To cover tax withholding on the settlement, 306, 1,974, and 1,715 shares were withheld (listed separately) and a subsequent sale of 5,497 shares occurred on 10/02/2025 at an average price of $11.21 per share. The sales were effected under a Rule 10b5-1 trading plan adopted on 3/10/2025. Following these transactions, the reporting person beneficially owned 154,521 shares of Class A common stock.

OppFi (OPFI) CEO, Director and 10% Owner Todd G. Schwartz filed a Form 4. On 10/01/2025, 2,643 Class A shares were withheld (code F) at $11.33 to satisfy taxes upon settlement of vested RSUs. Following the transaction, he beneficially owns 124,475 shares directly and 433,733 shares indirectly through the TGS Revocable Trust, of which he is the sole trustee.

OppFi Inc. (OPFI) Form 144 notice: An affiliate intends to sell 5,497 Class A shares with an aggregate market value of $61,621.37 on or about 10/02/2025 through Fidelity Brokerage Services (NYSE). The shares were acquired by the seller on 10/01/2024 upon restricted stock vesting and were paid as compensation. Total Class A shares outstanding reported in the notice are 28,357,891. The filer also reported prior sales in the past three months: 5,495 shares sold on 07/02/2025 for $73,687.95 and 1,130 shares sold on 08/04/2025 for $11,785.90. The form includes the required signature certification that no undisclosed material adverse information is known to the seller.

OppFi Inc. (OPFI) Form 144 notifies the proposed sale of 9,030 Class A shares through Fidelity Brokerage Services with an aggregate market value of $101,226.30 and an approximate sale date of 10/02/2025 on the NYSE. The shares were acquired on 10/01/2024 by restricted stock vesting from the issuer as compensation. The filing lists total Class A shares outstanding as 28,357,891. The filer previously sold 9,030 shares on 07/02/2025 (gross proceeds $121,092.30) and 1,106 shares on 08/04/2025 (gross proceeds $11,535.58). Certain form fields such as issuer address and filer CIK are not provided in the text.

OppFi Inc., through its subsidiaries, entered into a new senior secured revolving credit agreement providing up to $150.0 million of borrowing capacity. The facility bears interest at the Term Secured Overnight Financing Rate plus 6.00% and matures on September 29, 2029, replacing a prior $150.0 million facility that was scheduled to mature on December 14, 2026.

The agreement is subject to a borrowing base and financial covenants tied to minimum tangible net worth, liquidity and maximum consolidated debt to tangible net worth, with mandatory prepayments if borrowings exceed the borrowing base. A portion of the proceeds was used to repay approximately $79.0 million outstanding and terminate the prior revolving credit agreement, and the company plans to use the remaining capacity to support growth in its finance receivables.

David Vennettilli, a director of OppFi Inc. (OPFI), reported transactions on Form 4 showing acquisitions of voting Class V common stock and related common units in Opportunity Financial, LLC. On 09/15/2025 he acquired 283,501 Class V shares by virtue of a distribution of Common Units and the filing shows 284,501 Class V shares beneficially owned following the transaction. The filing also reports a disposal of 142,389 shares of Class A common stock and indicates 283,501 Class A common units were reported in the derivative section with an exercise/conversion price of $0. The Class V shares are voting, non-economic interests that may be cancelled if exchange rights are exercised. Several holdings are indirect through OppFi Shares, LLC and DAV 513 Revocable Trust; interests held in certain named trusts are excluded from the reported totals. The Form 4 was signed by an attorney-in-fact on 09/17/2025.

Todd G. Schwartz, director and CEO of OppFi Inc. (OPFI), reported multiple transactions dated 09/15/2025 that include charitable and other dispositions and continued large indirect holdings. The filing shows a charitable donation of 93,466 shares of Class A common stock and an additional disposition of 127,118 shares. After these reported disposals, the filing discloses indirect beneficial ownership totaling 24,656,083 shares attributable to TGS Capital Group, LP and 1,949,309 shares attributable to TGS MCS Capital Group LP, reflecting Schwartz’s ongoing significant economic interest through related trusts and entities.

OppFi Inc. announced that its board of directors approved an increase to its existing share repurchase program, authorizing the company to buy an additional $20 million of Class A common stock and bringing total authorization to $40 million. Before this increase, OppFi had repurchased approximately 1.4 million shares for about $7.6 million, including roughly 390,000 shares during the third quarter of 2025, leaving about $32.4 million of remaining capacity under the program.

Repurchases may be made from time to time in the open market, through privately negotiated transactions, or other methods, consistent with Rule 10b-18 and potential Rule 10b5-1 trading plans, and the program can be extended, modified, suspended, or discontinued. The program runs through April 2027. For each share repurchased, Opportunity Financial, LLC will redeem one of its Class A common units held by OppFi, which reduces OppFi’s ownership percentage of the subsidiary and relatively increases the ownership of the other members.