OppFi (NYSE: OPFI) CFO reports 4,185 shares withheld to cover RSU taxes

Rhea-AI Filing Summary

OppFi Inc. CFO Pamela D. Johnson reported a routine tax-related share withholding. On July 1, 2026, a total of 4,185 shares of OppFi Class A common stock were withheld at $9.93 per share to cover tax obligations when restricted stock units vested, rather than sold in the open market. After these transactions, she directly holds about 161,900 shares of OppFi Class A common stock.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Johnson Pamela D.

Role CFO

Type	Security	Shares	Price	Value
Tax Withholding	Class A Common Stock	1,974	$9.93	$20K
Tax Withholding	Class A Common Stock	1,715	$9.93	$17K
Tax Withholding	Class A Common Stock	496	$9.93	$5K

Holdings After Transaction: Class A Common Stock — 161,900 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

Tax-withheld shares (entry 1): 496 shares Tax-withheld shares (entry 2): 1,715 shares Tax-withheld shares (entry 3): 1,974 shares +3 more

6 metrics

Tax-withheld shares (entry 1) 496 shares Class A Common Stock, F code, $9.93 per share

Tax-withheld shares (entry 2) 1,715 shares Class A Common Stock, F code, $9.93 per share

Tax-withheld shares (entry 3) 1,974 shares Class A Common Stock, F code, $9.93 per share

Total tax-withheld shares 4,185 shares Sum of F-code tax-withholding dispositions

Withholding price $9.93 per share Value used for tax-withholding transactions

Shares held after latest transaction 161,900 shares Directly held Class A Common Stock after tax withholding

Key Terms

restricted stock units, tax withholding obligations, Class A Common Stock, Form 4, +1 more

5 terms

restricted stock units financial

"upon the settlement of vested restricted stock units."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

tax withholding obligations financial

"shares withheld to cover tax withholding obligations upon the settlement"

Class A Common Stock financial

"security_title": "Class A Common Stock""

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

tax-withholding disposition financial

"transaction_action": "tax-withholding disposition""

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/06/2026 - 04:16 PM Accepted by SEC EDGAR 07/06/2026 - 04:15 PM Learn about SEC filing dates

FAQ

What did OppFi (OPFI) CFO Pamela D. Johnson report in this Form 4?

OppFi CFO Pamela D. Johnson reported tax-related share withholdings, not open-market trades. A total of 4,185 Class A common shares were withheld to satisfy tax obligations triggered by the vesting of restricted stock units granted as compensation.

How many OppFi (OPFI) shares were withheld for taxes and at what price?

A total of 4,185 OppFi Class A common shares were withheld for tax obligations. The withholding transactions were reported at a price of $9.93 per share, reflecting the value used to cover the tax due on vested restricted stock units.

Does this OppFi (OPFI) Form 4 show the CFO selling shares on the market?

No, the Form 4 does not show open-market sales. All three transactions are coded “F” and described as payments of tax liability by delivering securities, meaning shares were withheld by the company rather than sold through public market transactions.

How many OppFi (OPFI) shares does the CFO hold after these transactions?

Following the reported tax-withholding dispositions, CFO Pamela D. Johnson holds approximately 161,900 shares of OppFi Class A common stock directly. This figure reflects her updated direct ownership position after the restricted stock units vested and associated shares were withheld for taxes.

What triggered the tax-withholding share dispositions for OppFi (OPFI) CFO?

The share dispositions were triggered by the settlement of vested restricted stock units. When the RSUs vested, a portion of the resulting shares—totaling 4,185—was automatically withheld to cover tax withholding obligations, as explained in the filing’s footnote disclosure.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Johnson Pamela D.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO ILLINOIS 60601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/01/2026		F		1,974(1)	D	$9.93	161,900	D
Class A Common Stock	07/01/2026		F		1,715(1)	D	$9.93	160,185	D
Class A Common Stock	07/01/2026		F		496(1)	D	$9.93	159,689	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld to cover tax withholding obligations upon the settlement of vested restricted stock units.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Pamela D. Johnson	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)