OppFi CFO has 469 shares withheld for taxes

OppFi Inc. CFO Pamela D. Johnson reported that 469 shares of Class A Common Stock were withheld at $9.5100 per share on May 4, 2026 to cover tax obligations from the settlement of a previously reported performance-based restricted stock unit award.

Rhea-AI Filing Summary

OppFi Inc. CFO Pamela D. Johnson reported that 469 shares of Class A Common Stock were withheld at $9.5100 per share on May 4, 2026 to cover tax obligations from the settlement of a previously reported performance-based restricted stock unit award. After this tax-withholding disposition, she directly holds 163,874 shares of OppFi Class A Common Stock.

Insider Trade Summary

Exercise Price or Tax Liability: 469 shares

Exercise Price or Tax Liability 1 txn

Insider Johnson Pamela D.

Role CFO

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Class A Common Stock	469	$9.51	$4K

Holdings After Transaction: Class A Common Stock — 163,874 shares (Direct)

Footnotes (1)

1. F1. Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

Key Figures

Tax-withheld shares: 469 shares Withholding price: $9.5100 per share Shares held after transaction: 163,874 shares

3 metrics

Tax-withheld shares 469 shares Withheld to cover tax obligations on RSU settlement

Withholding price $9.5100 per share Value used for tax-withholding disposition on May 4, 2026

Shares held after transaction 163,874 shares Direct holdings of OppFi Class A Common Stock after withholding

Key Terms

Class A Common Stock, performance-based restricted stock unit award, tax withholding obligations, tax-withholding disposition

4 terms

Class A Common Stock financial

"469 shares of Class A Common Stock were withheld at $9.5100 per share"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

performance-based restricted stock unit award financial

"upon the settlement of a previously reported performance-based restricted stock unit award"

A performance-based restricted stock unit award is a promise to give company shares to an employee or executive only if the business hits specific targets over a set period. Think of it as a conditional prize that vests like a savings plan: if agreed goals (such as revenue, profit, or stock performance) are met, the recipient receives the shares; if not, they get nothing. Investors pay attention because these awards align management incentives with company results and can affect share count, future earnings and executive behavior.

tax withholding obligations financial

"Represents shares withheld to cover tax withholding obligations upon the settlement"

tax-withholding disposition financial

"transaction_action": "tax-withholding disposition""

A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did OppFi (OPFI) CFO Pamela D. Johnson report on this Form 4?

OppFi CFO Pamela D. Johnson reported a tax-related share disposition. 469 shares of Class A Common Stock were withheld to satisfy tax obligations tied to settling a performance-based restricted stock unit award, leaving her with direct ownership of 163,874 shares.

How many OppFi (OPFI) shares were withheld for taxes from Pamela Johnson?

A total of 469 Class A Common Stock shares were withheld to cover tax obligations. The withholding occurred in connection with settlement of a previously reported performance-based restricted stock unit award rather than an open-market stock sale or purchase.

At what price were Pamela Johnson’s OppFi (OPFI) shares withheld?

The 469 withheld shares were valued at $9.5100 per share. This price is used solely for the tax-withholding disposition connected to the settlement of a performance-based restricted stock unit award, as disclosed in the Form 4 filing.

How many OppFi (OPFI) shares does Pamela Johnson hold after this transaction?

Following the tax-withholding disposition, Pamela Johnson directly holds 163,874 shares of OppFi Class A Common Stock. This figure reflects her direct ownership after 469 shares were withheld to cover tax liabilities tied to a performance-based restricted stock unit award.

Was Pamela Johnson’s OppFi (OPFI) Form 4 transaction an open-market sale?

No, the transaction was not an open-market sale. The Form 4 describes a tax-withholding disposition, where 469 shares were withheld to satisfy tax obligations arising from settlement of a previously reported performance-based restricted stock unit award.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/06/2026 - 04:16 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Johnson Pamela D.

(Last) (First) (Middle)

130 E. RANDOLPH STREET

SUITE 3400

(Street)

CHICAGO ILLINOIS 60601

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/04/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	05/04/2026		F		469(1)	D	$9.51	163,874	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents shares withheld to cover tax withholding obligations upon the settlement of a previously reported performance-based restricted stock unit award.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Pamela D. Johnson	05/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)