OppFi CEO buys 3,550 shares at $7.07 avg

OppFi Inc. (OPFI) reported that Chief Executive Officer and director Todd G. Schwartz, a more-than-10% owner, purchased 3,550 shares of Class A Common Stock on August 21, 2026 at a weighted average price of $7.0715 per share.

Rhea-AI Filing Summary

OppFi Inc. (OPFI) reported that Chief Executive Officer and director Todd G. Schwartz, a more-than-10% owner, purchased 3,550 shares of Class A Common Stock on August 21, 2026 at a weighted average price of $7.0715 per share. The shares were bought in multiple transactions between $6.98 and $7.11 and are held indirectly through the TGS Revocable Trust, for which Schwartz is the sole trustee.

After this transaction, the TGS Revocable Trust held 591,283 shares. Separately, Schwartz reported 301,710 shares held directly, and additional indirect holdings of 24,656,083 shares through TGS Capital Group, LP and 1,949,309 shares through TGS MCS Capital Group LP, where he is manager of the general partners. He may be deemed to beneficially own those partnership-held shares but disclaims beneficial ownership except to the extent of his pecuniary interest.

Insider Trade Summary

Net Buyer: 3,550 shares

Net Buy 4 txns

Insider Schwartz Todd G.

Role Chief Executive Officer

Bought 3,550 shs ($25K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock F1, F2	3,550	$7.0715	$25K
holding	Class A Common Stock	--	--	--
holding	Class A Common Stock F3	--	--	--
holding	Class A Common Stock F4	--	--	--

Holdings After Transaction: Class A Common Stock — 591,283 shares (Indirect, By TGS Revocable Trust); Class A Common Stock — 301,710 shares (Direct); Class A Common Stock — 24,656,083 shares (Indirect, By TGS Capital Group, LP); Class A Common Stock — 1,949,309 shares (Indirect, By TGS MCS Capital Group LP)

Footnotes (4)

1. F1. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions with prices ranging from $6.98 to $7.11 for a weighted average purchase price of $7.0715. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.
2. F2. The reporting person is the sole trustee of TGS Revocable Trust.
3. F3. The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.
4. F4. The reporting person is the manager of the general partner of TGS MCS Capital Group LP and may be deemed to beneficially own the securities held by TGS MCS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

Key Figures

Shares purchased: 3,550 shares of Class A Common Stock Weighted average purchase price: $7.0715 per share Price range of trades: $6.98 to $7.11 per share +4 more

7 metrics

Shares purchased 3,550 shares of Class A Common Stock Purchased on August 21, 2026 by TGS Revocable Trust

Weighted average purchase price $7.0715 per share Average of multiple trades between $6.98 and $7.11

Price range of trades $6.98 to $7.11 per share Range for the August 21, 2026 purchase transactions

Shares held by TGS Revocable Trust after transaction 591,283 shares Indirectly owned by Todd G. Schwartz as sole trustee

Directly held shares 301,710 shares Class A Common Stock held directly by Todd G. Schwartz

Shares held by TGS Capital Group, LP 24,656,083 shares Indirect holdings; beneficial ownership disclaimed except for pecuniary interest

Shares held by TGS MCS Capital Group LP 1,949,309 shares Indirect holdings; beneficial ownership disclaimed except for pecuniary interest

Key Terms

weighted average price, Revocable Trust, beneficially own, pecuniary interest

4 terms

weighted average price financial

"The price reported in Column 4 is a weighted average price."

Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.

Revocable Trust financial

"The reporting person is the sole trustee of TGS Revocable Trust."

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

beneficially own financial

"may be deemed to beneficially own the securities held by TGS Capital Group, LP"

Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.

pecuniary interest financial

"disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did OppFi (OPFI) CEO Todd G. Schwartz report on this Form 4?

He purchased 3,550 shares of OppFi Class A Common Stock on August 21, 2026 at a weighted average price of $7.0715 per share, with the shares held indirectly through the TGS Revocable Trust where he serves as sole trustee.

At what prices did Todd G. Schwartz trade OppFi (OPFI) shares on August 21, 2026?

The filing states the shares were bought in multiple transactions with prices ranging from $6.98 to $7.11, resulting in a weighted average purchase price of $7.0715 per share for the 3,550 shares acquired.

How many OppFi (OPFI) shares does the TGS Revocable Trust hold after the reported purchase?

Following the reported transaction, the TGS Revocable Trust held 591,283 shares of OppFi Class A Common Stock, all reported as indirectly owned by Todd G. Schwartz as sole trustee of the trust.

What are Todd G. Schwartz’s direct OppFi (OPFI) share holdings in this filing?

The Form 4 reports that Todd G. Schwartz holds 301,710 shares of OppFi Class A Common Stock as directly owned, separate from his various indirect holdings through trust and partnership entities.

What indirect OppFi (OPFI) holdings are reported through TGS Capital Group, LP and TGS MCS Capital Group LP?

The filing lists 24,656,083 shares held indirectly through TGS Capital Group, LP and 1,949,309 shares held indirectly through TGS MCS Capital Group LP. Todd G. Schwartz may be deemed to beneficially own these but disclaims beneficial ownership except for his pecuniary interest.

Was the OppFi (OPFI) insider trade made under a Rule 10b5-1 plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not affirmed for this transaction (the aff_10b5_one flag is false), so the filing does not state that the purchase was made pursuant to a Rule 10b5-1 trading plan.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 08/24/2026 - 04:13 PM EDT Accepted by SEC EDGAR 08/24/2026 - 04:13 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Schwartz Todd G.

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO ILLINOIS 60606

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/21/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	08/21/2026		P		3,550	A	$7.0715(1)	591,283	I	By TGS Revocable Trust(2)
Class A Common Stock								301,710	D
Class A Common Stock								24,656,083	I	By TGS Capital Group, LP(3)
Class A Common Stock								1,949,309	I	By TGS MCS Capital Group LP(4)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. The shares were purchased in multiple transactions with prices ranging from $6.98 to $7.11 for a weighted average purchase price of $7.0715. The reporting person undertakes to provide the Issuer, any security holder of the Issuer or the staff of the Securities and Exchange Commission upon request, full information regarding the number of shares purchased at each separate price within the range set forth in this footnote.

2. The reporting person is the sole trustee of TGS Revocable Trust.

3. The reporting person is the manager of the general partner of TGS Capital Group, LP and may be deemed to beneficially own the securities held by TGS Capital Group, LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

4. The reporting person is the manager of the general partner of TGS MCS Capital Group LP and may be deemed to beneficially own the securities held by TGS MCS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Todd G. Schwartz	08/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)