OppFi director granted 16,843 RSUs in Form 4

SCHWARTZ THEODORE G reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

SCHWARTZ THEODORE G reported acquisition or exercise transactions in this Form 4 filing.

OppFi Inc. director and 10% owner Theodore G. Schwartz reported an equity award and his updated holdings of Class A Common Stock. He received 16,843 restricted stock units (RSUs) under the OppFi Inc. 2021 Equity Incentive Plan, with each RSU representing one share of Class A Common Stock.

All of these RSUs will vest 100% on the earlier of the one-year anniversary of the grant date or the next annual stockholder meeting, subject to his continued service and plan terms. Following this grant, he holds 29,750 shares directly, in addition to 3,000,000 shares held by LTHS Revocable Trust and 18,887,359 shares held by LTHS Capital Group LP, which are reported as indirect holdings with a beneficial ownership disclaimer.

Insider Trade Summary

Grant/Award: 16,843 shares

Grant/Award 3 txns

Insider SCHWARTZ THEODORE G

Role Director, 10% Owner

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	16,843	$0.00	$0.00
holding	Class A Common Stock	--	--	--
holding	Class A Common Stock	--	--	--

Holdings After Transaction: Class A Common Stock — 29,750 shares (Direct); Class A Common Stock — 18,887,359 shares (Indirect, By LTHS Capital Group LP); Class A Common Stock — 3,000,000 shares (Indirect, By LTHS Revocable Trust)

Footnotes (2)

1. F1. Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share ("Class A Common Stock"). 100% of the RSUs will vest on the earlier of (i) the one-year anniversary of the date of grant or (ii) the next annual meeting of stockholders of OppFi Inc. (the "Issuer"), subject to the reporting person's continued service with the Issuer and the terms of the Plan.
2. F2. The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

Key Figures

RSU grant: 16,843 RSUs Direct holdings after grant: 29,750 shares Trust holdings: 3,000,000 shares +1 more

4 metrics

RSU grant 16,843 RSUs Restricted stock units granted under OppFi Inc. 2021 Equity Incentive Plan

Direct holdings after grant 29,750 shares Class A Common Stock directly owned after the RSU award

Trust holdings 3,000,000 shares Class A Common Stock held indirectly by LTHS Revocable Trust

LP holdings 18,887,359 shares Class A Common Stock held indirectly by LTHS Capital Group LP

Key Terms

Restricted stock units ("RSUs"), 2021 Equity Incentive Plan, beneficially own, pecuniary interest

4 terms

Restricted stock units ("RSUs") financial

"Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan"

Restricted stock units (RSUs) are a company promise to give an employee shares of stock (or cash equivalent) in the future, but only after certain conditions—usually staying with the company for a set time or hitting performance goals—are met. Investors watch RSUs because when they vest they increase the number of shares outstanding and can lead insiders to sell shares, affecting share price, company dilution and the true cost of employee pay.

2021 Equity Incentive Plan financial

"RSUs granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan")"

beneficially own financial

"may be deemed to beneficially own the securities held by LTHS Capital Group LP"

Beneficially own means having the economic rights and risks of a security—such as the right to receive dividends, sell the shares, or profit from price changes—whether or not your name appears on the official share register. Think of it like renting a car: you use it and reap the benefits even if the title lists someone else. Investors care because beneficial ownership determines who truly controls value, must be disclosed under securities rules, and can signal potential influence or trading activity that affects a stock’s price.

pecuniary interest financial

"disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did OppFi (OPFI) director Theodore G. Schwartz report in this Form 4 filing?

Theodore G. Schwartz reported receiving 16,843 restricted stock units and updated his direct and indirect Class A Common Stock holdings. The filing shows his compensation-related award plus large stakes held through a revocable trust and LTHS Capital Group LP.

How many OppFi (OPFI) restricted stock units did Theodore G. Schwartz receive?

He received 16,843 restricted stock units, each representing one share of OppFi Class A Common Stock. These RSUs were granted under the OppFi Inc. 2021 Equity Incentive Plan as a non-cash equity award, with vesting based on continued service conditions.

What is the vesting schedule for Theodore G. Schwartz’s OppFi (OPFI) RSU grant?

All 16,843 RSUs will vest 100% on the earlier of the one-year anniversary of the grant date or the next annual stockholder meeting. Vesting is conditioned on his continued service and compliance with the OppFi Inc. 2021 Equity Incentive Plan terms.

What are Theodore G. Schwartz’s direct OppFi (OPFI) share holdings after this Form 4?

After the RSU grant, Schwartz directly holds 29,750 shares of OppFi Class A Common Stock. This direct ownership is separate from his much larger indirect positions reported through LTHS Revocable Trust and LTHS Capital Group LP entities.

What indirect OppFi (OPFI) holdings related to Theodore G. Schwartz are disclosed?

The filing lists 3,000,000 shares held by LTHS Revocable Trust and 18,887,359 shares held by LTHS Capital Group LP as indirect holdings. A footnote states Schwartz may be deemed to beneficially own the LP-held shares but disclaims ownership beyond his pecuniary interest.

Was the OppFi (OPFI) RSU grant to Theodore G. Schwartz an open-market purchase?

No, the 16,843 RSUs were a grant under OppFi’s 2021 Equity Incentive Plan, not an open-market purchase. The grant price is shown as $0.00 per share, reflecting compensation rather than a cash transaction in the market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/10/2026 - 04:16 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SCHWARTZ THEODORE G

(Last) (First) (Middle)

ONE NORTH WACKER DRIVE, SUITE 3605

(Street)

CHICAGO ILLINOIS 60606

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OppFi Inc. [ OPFI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/09/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	06/09/2026		A		16,843(1)	A	$0	29,750	D
Class A Common Stock								18,887,359	I	By LTHS Capital Group LP(2)
Class A Common Stock								3,000,000	I	By LTHS Revocable Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted stock units ("RSUs") granted pursuant to the OppFi Inc. 2021 Equity Incentive Plan (the "Plan"). Each RSU represents a contingent right to receive one share of OppFi Inc. Class A Common Stock, par value $0.0001 per share ("Class A Common Stock"). 100% of the RSUs will vest on the earlier of (i) the one-year anniversary of the date of grant or (ii) the next annual meeting of stockholders of OppFi Inc. (the "Issuer"), subject to the reporting person's continued service with the Issuer and the terms of the Plan.

2. The reporting person is the manager of the general partner of LTHS Capital Group LP and may be deemed to beneficially own the securities held by LTHS Capital Group LP. The reporting person disclaims beneficial ownership of such securities, except to the extent of his pecuniary interest therein.

	/s/ Marv Gurevich, Esq., as attorney-in-fact for Theodore G. Schwartz	06/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)