OptimumBank (OPHC) director reports sale of 7,600 shares on Form 4

Rhea-AI Filing Summary

OptimumBank Holdings, Inc. reported an insider stock transaction by a director. On 12/04/2025, the director sold 7,600 shares of OptimumBank common stock at a price of $4.09 per share, coded as a sale transaction. After this trade, the director directly beneficially owned 604,645 shares of the company’s common stock. The filing was made on Form 4 and indicates the transaction involved only non-derivative common stock, with no derivative securities reported.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Blisko Michael

(Last) (First) (Middle)

2929 E. COMMERCIAL BLVD

(Street)

FORT LAUDERDALE FL 33308

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OptimumBank Holdings, Inc. [ OPHC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
12/04/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	12/04/2025		S		7,600	D	$4.09	604,645	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Michael Blisko	12/08/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did OptimumBank Holdings (OPHC) disclose?

OptimumBank Holdings disclosed that a director sold 7,600 shares of its common stock on 12/04/2025 at a price of $4.09 per share.

How many OptimumBank (OPHC) shares does the director own after the sale?

Following the reported sale, the director beneficially owns 604,645 shares of OptimumBank Holdings common stock in direct ownership.

What type of SEC form was filed for this OPHC insider trade?

The transaction was reported on Form 4, which discloses changes in the beneficial ownership of OptimumBank Holdings equity securities by insiders.

Were any derivative securities reported in this OptimumBank (OPHC) Form 4 filing?

No. The filing lists only a sale of common stock in Table I, and Table II for derivative securities shows no derivative transactions.

What is the role of the reporting person at OptimumBank Holdings (OPHC)?

The reporting person is identified as a Director of OptimumBank Holdings, Inc., with the director relationship box checked in the filing.

Was the OptimumBank (OPHC) insider sale reported as a direct or indirect holding change?

The 7,600-share sale and the remaining 604,645 shares are both reported as held in direct ownership.