Welcome to our dedicated page for Oportun Financial SEC filings (Ticker: OPRT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Oportun Financial Corporation filings document the formal disclosures of a Nasdaq-listed consumer financial services company. Recent Form 8-K reports cover operating results and financial condition, including quarterly and annual earnings releases, revenue, profitability metrics, portfolio yield, originations, charge-offs, interest expense, liquidity, and guidance-related disclosures.
The filing record also documents Oportun's debt capital structure and financing arrangements, including asset-backed notes secured by unsecured and secured personal installment loans and warehouse financing facilities. Governance and corporate records include executive officer transitions, board appointments, compensatory matters, and the company's registered common stock on the Nasdaq Global Select Market.
Oportun Financial Corporation (OPRT) appointed William (Bill) Franklin as Chief Financial Officer and principal financial officer, effective September 8, 2026. He joins after more than 20 years in financial leadership roles, most recently as Senior Vice President and Chief Financial Officer of Consumer Banking at Discover Financial Services.
Under an August 31, 2026 offer letter, Franklin will receive a $500,000 annual base salary, a target 2026 bonus equal to 75% of base salary (prorated for time employed in 2026), and a $200,000 signing bonus that vests six months after his start, subject to continued employment or a Qualifying Termination. Subject to Compensation Committee approval, he is expected to receive a new-hire equity award of 276,626 restricted stock units in December 2026 under Oportun’s Inducement Equity Incentive Plan, with a mix of annual and cliff vesting over three years.
Franklin will participate at the Tier I level in the company’s Amended and Restated Executive Severance and Change in Control Policy and will enter into Oportun’s standard indemnity agreement. Oportun highlighted its mission-driven model, noting it has provided more than $22.7 billion in credit, saved members over $2.5 billion in interest and fees, and helped members set aside an average of more than $1,800 annually.
Oportun Financial Corp (OPRT) received an amended Rule 144 notice from officer Joseph Andrew Schueller, indicating an increased planned sale of 2,859 shares of common stock. The filing states the shares are to be sold on or about September 10, 2026 to cover tax obligations from vested restricted stock units.
Oportun Financial Corp (OPRT) received a notice that officer Joseph Andrew Schueller intends to sell shares of the company’s common stock under Rule 144. The filing reports 2,831 shares held at Charles Schwab & Co., Inc., with an aggregate market value of $22,075.00 as of September 10, 2026.
The notice states that shares are being sold to cover a tax obligation arising from the settlement of vested Restricted Stock Units, and identifies the planned sale date as September 10, 2026 on NASDAQ.
Oportun Financial Corp (OPRT) received a notice that officer Kathleen I. Layton intends to sell shares of its common stock under Rule 144. The notice covers 4,223 shares of common stock to be sold through Charles Schwab & Co., Inc. The shares relate to equity compensation, and the filer states they are being sold to cover a tax obligation from the settlement of vested Restricted Stock Units.
Oportun Financial Corporation (OPRT) reported that its Compensation and Leadership Committee approved an Amended and Restated Executive Severance and Change in Control Policy, effective August 19, 2026. The policy applies to Chief Executive Officer Douglas Bland and other designated senior executives at the Senior Vice President level and above.
For a “Qualifying Termination” outside a change in control period, the Chief Executive Officer, Tier I and Tier II participants may receive 18, 12 and 9 months of base salary continuation and Company-paid COBRA premiums, partial acceleration of service-based equity vesting (subject to at least 12 months of service), and any unpaid prior-year bonus based on actual performance. During the change in control period, the Chief Executive Officer and Tier I participants may receive 18 months of base salary and COBRA premiums, 150% of target annual bonus, unpaid prior-year bonus, and full acceleration of service-based equity vesting; Tier II participants may receive 12 months of salary and COBRA premiums and 100% of target annual bonus. All benefits are conditioned on a release of claims and other customary requirements.
Oportun Financial Corp (OPRT) reported that director Scott Scheirman received a grant of 20,869 restricted stock units (RSUs) of common stock. The RSUs vest in four installments: one-fourth on November 11, 2026, February 11, 2027, May 11, 2027, and the remainder on the earlier of the date immediately preceding the 2027 annual stockholder meeting or August 11, 2027, subject to his continued service. Each RSU converts into one share at settlement, bringing his reported direct holdings to 20,869 shares after this award.
Oportun Financial Corp (OPRT) disclosed that director Scott Scheirman filed an initial ownership report for the company’s common stock. The filing reports 0 shares of common stock beneficially owned following the reported position, with no buy or sell transactions indicated.
Oportun Financial Corp received an amended Schedule 13G indicating that a group of prior large holders affiliated with McLaren Harbor, LLC, CL VI Ventures Offshore, L.P., Castlelake VI GP, L.P., Castlelake, L.P., Rory O'Neill, and Evan Carruthers now report beneficial ownership of 0 shares of common stock. As of the reporting date, this group reports 0% of the outstanding common stock, with no sole or shared power to vote or dispose of any shares.
Oportun Financial Corporation reported changes in its leadership and governance structure. The board expanded from seven to eight members and appointed Scott Scheirman as an independent Class I director, effective August 11, 2026. He will serve as Chair of the Audit & Risk Committee and as a member of the Compensation & Leadership Committee, and has been designated an “audit committee financial expert”.
At the 2026 annual meeting, stockholders elected Mohit Daswani as a Class I director, ratified Deloitte & Touche LLP as independent auditor for 2026, approved on an advisory basis the compensation of named executive officers, and advised that say‑on‑pay votes be held every year. A quorum of 38,350,851 shares, representing 83.55% of voting power, participated.
WILCOX WARREN reported acquisition or exercise transactions in this Form 4 filing.
Oportun Financial Corp director Warren Wilcox received a grant of 20,869 restricted stock units (RSUs) of common stock on August 11, 2026. The RSUs vest in four installments through 2027, and Wilcox now holds 38,910 shares/RSUs directly, subject to continued service-based vesting conditions.