Welcome to our dedicated page for Oportun Financial SEC filings (Ticker: OPRT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Oportun Financial Corporation (OPRT) SEC filings page provides access to the company’s official regulatory disclosures as a Nasdaq-listed financial services issuer. Through its Forms 10-K, 10-Q, and 8-K, Oportun reports detailed information on its consumer lending business, funding arrangements, governance, and material events. These filings complement the company’s press releases by presenting structured, legally mandated data about its operations and financial condition.
Oportun’s current reports on Form 8-K frequently address topics such as quarterly financial results, new warehouse financing facilities, asset-backed securitizations, amendments to bank partnership agreements, and governance changes. For example, recent 8-K filings describe the creation of a new warehouse facility with specified borrowing capacity and interest terms, the issuance of revolving fixed-rate asset-backed notes secured by unsecured and secured personal installment loans, and amendments to the company’s program agreement with Pathward, National Association regarding loan origination and retention.
Other 8-K filings cover board and governance matters, including the appointment of directors, changes to committee composition, and amendments to the company’s certificate of incorporation to eliminate supermajority voting provisions and declassify the board. These documents also discuss executive officer appointments and shareholder voting results at annual meetings, giving investors insight into Oportun’s governance framework and leadership structure.
Oportun’s periodic reports on Form 10-K and Form 10-Q (not reproduced here but accessible via EDGAR) typically include comprehensive financial statements, management’s discussion and analysis, risk factor disclosures, and segment information relevant to its lending, savings, and budgeting capabilities. They also provide detail on credit performance metrics, funding sources, and capital structure, including warehouse lines and securitizations.
On this page, users can also review insider transaction reports on Form 4 and related ownership filings, which disclose purchases, sales, and equity awards involving Oportun’s directors and officers. These filings help investors understand how insiders are transacting in OPRT stock over time.
Stock Titan enhances these filings with AI-powered summaries that explain key points from lengthy documents, highlight changes from prior periods, and surface important items such as new debt facilities, securitizations, or governance amendments. Real-time updates from the SEC’s EDGAR system ensure that new 8-K, 10-Q, 10-K, and Form 4 filings for Oportun appear promptly, while AI-generated overviews make it easier to interpret technical language and complex capital structure details.
Oportun Financial Corp filed an initial Form 3 for Douglas K. Bland, who serves as Chief Executive Officer and director. The filing establishes his status as a reporting person but does not list any stock holdings or transactions at this time.
Forager Fund group reports 3,514,856 shares beneficially owned of Oportun Financial Corporation. The joint filing by Forager Fund, L.P., Forager Capital Management, LLC, Edward Kissel and Robert MacArthur states aggregate ownership of 3,514,856 shares of Common Stock, representing 7.9% of the class based on 44,500,268 shares outstanding as of February 18, 2026. The Fund and its General Partner hold sole voting and dispositive power over the 3,514,856 shares; Messrs. Kissel and MacArthur report shared voting and dispositive power over the same amount. The filing is an amendment (Schedule 13G/A) and includes joint filing and power-of-attorney exhibits.
Oportun Financial Corporation appointed Doug Bland as Chief Executive Officer and principal executive officer, effective April 20, 2026. He also joins the Board as a Class III director, while prior co-principal executive officers Kathleen Layton and Gaurav Rana return to their existing functional roles.
Under his offer letter, Bland receives a $750,000 annual base salary, a target annual bonus equal to 125% of salary, a $500,000 cash signing bonus paid in four quarterly installments, and a $500,000 long-term cash retention award vesting over three years. He will be granted a new-hire equity award with a $5,000,000 target value split between RSUs and performance-vesting RSUs, with RSUs vesting over three years and PSUs vesting after a three-year performance period tied to Economic ROA and relative total stockholder return.
To support these and other inducement grants, the Compensation Committee amended the Amended and Restated 2021 Inducement Equity Incentive Plan to add 1,200,000 shares, bringing total reserved shares to 2,305,000, of which 1,664,510 remain available for future awards, without stockholder approval under Nasdaq Rule 5635(c)(4).
Oportun Financial Corp executive Gaurav Rana, CO-PEO and GM of Lending, has filed an initial ownership report showing his equity position in the company. He directly owns 180,031 shares of common stock, which include multiple unvested restricted stock unit awards, and 25 additional shares held indirectly by his spouse.
Rana also holds several stock option grants over Oportun common stock: 4,228 shares at an exercise price of $23.65 expiring on August 31, 2027, 10,775 shares at $18.04 expiring on June 27, 2029, and further options with exercise prices of $19.00, $21.26 and $13.26 expiring between March 9, 2030 and March 9, 2032. One of the reported options is fully vested, while the RSU awards vest in equal annual installments through 2027 and 2028, subject to his continued service.
Oportun Financial Corporation announced a leadership transition, with CEO Raul Vazquez stepping down on April 3, 2026 and becoming a non-employee advisor until July 3, 2026. He will also leave the board on April 3.
Effective April 4, 2026, Chief Legal Officer Kate (Kathleen) Layton and Senior Vice President, General Manager, Lending Gaurav Rana will jointly lead the company through an Office of the CEO, serving as co-principal executive officers on an interim basis while the board continues its search for a permanent CEO. Both will retain their existing roles and receive a $35,000 monthly base salary increase during their tenure in the Office of the CEO, on top of current base salaries of $450,000 for Ms. Layton and $435,750 for Mr. Rana, plus existing bonus and equity eligibility.
Oportun Financial Corp amended Schedule 13G to report that The Vanguard Group holds 0 shares of Common Stock, representing 0% of the class. The filing explains an internal realignment effective January 12, 2026 that led to disaggregated reporting by Vanguard subsidiaries, and states Vanguard no longer is deemed to beneficially own securities held by those subsidiaries. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated March 27, 2026.
Oportun Financial Corporation has a joint Schedule 13G filing reporting that a group of affiliated Millennium entities and Integrated Core Strategies (US) LLC each disclose holdings around 2,241,499–2,246,536 shares, representing approximately 5.0% of common stock as shown on the cover pages. The filing lists shared voting and dispositive power among the filers and includes a Joint Filing Agreement dated March 17, 2026.
Oportun Financial Corp Chief Credit Officer Patrick Kirscht reported stock awards and open-market sales. He received 37,524 Performance Stock Units, each tied to one share of common stock and eligible to vest based on multi-year performance and service conditions. He was also granted 75,047 Restricted Stock Units that vest in three equal annual installments starting on March 10, 2026.
On the same date, Kirscht sold a total of 54,299 common shares in open-market transactions at a weighted average price of about $4.90 per share, with individual trade prices ranging from $4.805 to $4.995. Following these transactions and awards, he directly holds 514,665 shares of common stock, plus unvested performance and restricted stock units.
Oportun Financial Corp’s Chief Executive Officer Raul Vazquez reported several tax-related share dispositions, not market sales. On March 10, 2026, a total of 90,331 shares of common stock were withheld by the company to satisfy tax obligations tied to vesting of previously reported restricted stock units. Following these tax-withholding entries, Vazquez directly owns 1,328,298 shares of Oportun common stock and indirectly holds 233,709 shares through a family trust for which he serves as trustee.
Oportun Financial Corp Chief Legal Officer Kathleen I. Layton reported a mix of equity awards and share sales. She received 35,179 Performance Stock Units (PSUs), each tied to one common share, that may vest based on Economic ROA and relative total shareholder return performance over calendar years 2026–2028, with potential payout from 0% to 125% of target units and final vesting scheduled for March 10, 2029. She also received 70,357 Restricted Stock Units (RSUs), each representing one common share, which vest in three equal annual installments starting March 10, 2026, subject to continued service.
On the same date, Layton sold a total of 19,355 shares of common stock in multiple open‑market transactions at a weighted average price of about $4.90 per share, with actual prices ranging from $4.805 to $4.995. After these transactions, she directly holds 296,229 shares of common stock, plus the newly granted PSUs and RSUs.