Welcome to our dedicated page for Oportun Financial SEC filings (Ticker: OPRT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Oportun Financial Corp lends to millions of credit-thin consumers, turning alternative data into responsible loans. That mission also creates disclosures that dive deep into net charge-offs, CECL reserves, and securitization trusts—details scattered across 10-K footnotes and 8-K updates. If you have ever searched “where can I find the Oportun quarterly earnings report 10-Q filing?” or wondered how to track “Oportun insider trading Form 4 transactions,” this page is built for you.
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Oportun Financial (OPRT) director Louis Miramontes received an award of 3,644 restricted stock units (RSUs) on 08/21/2025, increasing his reported beneficial ownership to 93,930 shares. The RSUs vest in four equal installments: October 18, 2025; January 18, 2026; April 18, 2026; and upon the earlier of the day before the issuer's 2026 annual meeting or July 18, 2026, provided he remains in service. Each RSU converts to one share of common stock at settlement. No derivative transactions were reported. The Form 4 was signed by Kathleen Layton as attorney-in-fact on 08/21/2025.
Warren Wilcox, a director of Oportun Financial Corporation (OPRT), received a grant of 18,041 restricted stock units (RSUs) reported on Form 4. The transaction date is 08/19/2025 and the Form 4 was signed on 08/21/2025. The RSUs vest in four equal installments: October 18, 2025; January 18, 2026; April 18, 2026; and upon the earlier of the day before the issuer's 2026 annual meeting or July 18, 2026, subject to continued service through each vesting date. Each RSU converts to one share of common stock at settlement. Following the reported acquisition, the reporting person beneficially owns 18,041 shares directly.
Oportun Financial Corp (OPRT) received a Schedule 13G/A disclosing that a group of related Castlelake entities and two individuals collectively may be deemed the beneficial owners of 2,426,503 shares of Oportun common stock, representing approximately 5.5% of the 44,009,399 shares outstanding used for the calculation. The shares are held directly by McLaren Harbor, LLC and the reporting group indicates shared voting and dispositive power over all 2,426,503 shares and no sole voting or dispositive power. Reporting persons include McLaren Harbor, LLC; CL VI Ventures Offshore, L.P.; Castlelake VI GP, L.P.; Castlelake L.P.; and individuals Rory O'Neill and Evan Carruthers. The filing includes a joint filing agreement and a certification that the stake was not acquired to change control.
Oportun Financial Corporation (OPRT) filed an 8-K announcing a Letter Agreement signed on 14 July 2025 with Findell Capital Management LLC and affiliates. The pact immediately adds Warren Wilcox to Oportun’s board as a Class III director after the 2025 annual meeting, with a term running until the 2028 annual meeting. Unless the parties mutually agree otherwise, the Agreement remains in force until 15 days before the director-nomination deadline for the 2028 meeting (the “Restricted Period”).
Key provisions:
- Board transition: One current director who joined before 7 Feb 2024 will retire before or at the 2026 annual meeting.
- Replacement right: While Findell owns ≥5 % of outstanding shares, it may propose a replacement if Mr. Wilcox leaves the board before the 2026 meeting, subject to board approval and stated qualifications.
- Standstill: Findell agrees not to (i) acquire >9.9 % of Oportun’s voting securities, (ii) solicit proxies, or (iii) pursue certain extraordinary transactions, all subject to customary exceptions.
- Voting commitment: During the Restricted Period, Findell will vote its shares with the board’s recommendations on director elections and most other proposals, with limited exceptions related to ISS/Glass Lewis guidance and extraordinary transactions.
- Mutual non-disparagement & no-sue covenant, subject to exceptions.
- Expense reimbursement: Oportun will reimburse Findell for up to $1.2 million of documented out-of-pocket legal and other expenses.
Exhibits include the Letter Agreement (Ex. 10.1) and a press release (Ex. 99.1). No financial results were disclosed. The arrangement signals a cooperative framework with a significant shareholder, introduces fresh board representation, and imposes limits on additional stake accumulation or activism until the 2028 proxy window.
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