[8-K] ORRSTOWN FINANCIAL SERVICES INC Reports Material Event

Rhea-AI Filing Summary

Orrstown Financial Services (ORRF) announced quarterly updates and a dividend. The company furnished a press release reporting earnings for the quarter ended September 30, 2025, and posted an accompanying investor presentation on its website.

The Board declared a cash dividend of $0.27 per common share, payable on November 12, 2025 to shareholders of record as of November 5, 2025. The earnings release was furnished as Exhibit 99.1, and the investor presentation as Exhibit 99.2.

Insights

Banking equity analyst

Routine 8-K: earnings materials furnished and a regular cash dividend.

Orrstown Financial Services furnished its Q3 results press release and an investor deck, standard for disclosure. The key actionable item is a $0.27 per-share dividend, signaling continued shareholder distributions.

The dividend sets a near-term cash outflow for the company and income for holders. Without the underlying Q3 figures in this excerpt, implications for margin, credit quality, or capital are not assessable here.

The relevant timing is the record date on November 5, 2025 and the payable date on November 12, 2025. Subsequent filings or the furnished exhibits provide the detailed financials.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):

October 21, 2025

ORRSTOWN FINANCIAL SERVICES, INC.

(Exact name of registrant as specified in its charter)

Pennsylvania

001-34292

23-2530374

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

4750 Lindle Road,

Harrisburg,

Pennsylvania

17111

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s Telephone Number, Including Area Code:

(717)

532-6114

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol(s)

Name of each exchange on which registered

Common Stock, no par value

ORRF

Nasdaq Stock Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
☐			Emerging growth company
☐			If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 2.02    Results of Operations and Financial Condition

On October 21, 2025, Orrstown Financial Services, Inc. (the “Company”) issued a press release to report earnings for the quarter ended September 30, 2025.

A copy of the press release is furnished with this Form 8-K as Exhibit 99.1, and is incorporated herein in its entirety by reference.

Item 7.01    Regulation FD

In connection with the press release announcing the Company’s quarterly earnings, the Company posted an investor presentation to its website at www.orrstown.com. A copy of the investor presentation is furnished with this Form 8-K as Exhibit 99.2, and is incorporated herein in its entirety by reference.

The Board of Directors of the Company declared a cash dividend of $0.27 per common share, payable November 12, 2025 to shareholders of record as of November 5, 2025.

Item 9.01    Financial Statements and Exhibits

(d)    Exhibits

The following exhibit is furnished as part of this Current Report on Form 8-K:

			Exhibit No.			Description
			99.1			Press Release dated October 21, 2025
			99.2			Investor Presentation of Orrstown Financial Services, Inc. issued October 22, 2025
			104			Cover Page Interactive Data File (embedded within the inline XBRL document)

SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.
						ORRSTOWN FINANCIAL SERVICES, INC.
Date: October 22, 2025						By:			/s/ Neelesh Kalani
									Neelesh Kalani Executive Vice President and Chief Financial Officer (Duly Authorized Representative)

FAQ

What did ORRF announce in its latest 8-K?

The company furnished a Q3 2025 earnings press release (Exhibit 99.1), an investor presentation (Exhibit 99.2), and declared a $0.27 per-share cash dividend.

What is the ORRF dividend amount and key dates?

The Board declared a $0.27 cash dividend per common share, payable November 12, 2025 to shareholders of record as of November 5, 2025.

Which period does ORRF’s earnings release cover?

It reports earnings for the quarter ended September 30, 2025.

Where can investors access ORRF’s investor presentation?

The presentation was posted to www.orrstown.com and furnished as Exhibit 99.2.

What is ORRF’s trading symbol and exchange?

Common stock trades on the Nasdaq Stock Market under the symbol ORRF.