Oscar Health director granted 3,610 deferred units

BOYD JEFFERY H reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

BOYD JEFFERY H reported acquisition or exercise transactions in this Form 4 filing.

Oscar Health, Inc. director Jeffery H. Boyd received a grant of 3,610 deferred stock units as compensation for board service. Each unit represents the right to receive one share of Class A common stock and was valued at $14.54, the closing share price on April 9, 2026.

The grant was taken in lieu of cash retainer payments under the company’s deferred compensation plan for directors. The deferred stock units will be settled in cash or shares, at the company’s discretion, within 45 days after events such as termination of service, a change in control, death, or disability. Following this grant, Boyd holds 69,858 deferred stock units directly.

Insider Trade Summary

Grant/Award: 3,610 shares

Grant/Award 1 txn

Insider BOYD JEFFERY H

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Unit	3,610	$14.54	$52K

Holdings After Transaction: Deferred Stock Unit — 69,858 contracts (Direct)

Footnotes (3)

1. F1. Each deferred stock unit represents a right to receive one share of the Issuer's Class A common stock.
2. F2. The deferred stock units will be settled for cash or shares of Class A common stock, in the Issuer's discretion, within 45 days of the first to occur of (i) termination of service; (ii) a change in control; (iii) death; or (iv) disability. Deferred stock units issued in lieu of a cash retainer payment are 100% vested on the grant date.
3. F3. The Reporting Person elected, pursuant to the Issuer's Amended and Restated Deferred Compensation Plan for Directors, to receive deferred stock units in lieu of cash retainer payments for service on the Issuer's board of directors. The price of the deferred stock units reported herein represents the closing price of the Issuer's Class A common stock on April 9, 2026, which price was used to calculate the number of deferred stock units issued to the Reporting Person.

Key Figures

Deferred stock units granted: 3,610 units Reference share price: $14.54 per unit Total deferred stock units held: 69,858 units +2 more

5 metrics

Deferred stock units granted 3,610 units Grant to director on April 9, 2026

Reference share price $14.54 per unit Closing price of Class A common stock on April 9, 2026

Total deferred stock units held 69,858 units Holdings following the reported grant

Unit-to-share ratio 1 unit = 1 share Each deferred stock unit equals one Class A common share

Settlement window 45 days Settlement after termination, change in control, death, or disability

Key Terms

Deferred Stock Unit, Amended and Restated Deferred Compensation Plan for Directors, change in control, cash retainer payments

4 terms

Deferred Stock Unit financial

"Each deferred stock unit represents a right to receive one share of the Issuer's Class A common stock."

A deferred stock unit (DSU) is a promise from a company to give an employee or director the value of a share at a future date, paid in actual shares or cash when certain conditions are met (such as retirement or a set date). Think of it like a gift card that converts to company stock later; it aligns pay with long‑term performance and can affect future share count, compensation expense and potential cash needs, so investors watch DSUs for their impact on dilution and company finances.

Amended and Restated Deferred Compensation Plan for Directors financial

"The Reporting Person elected, pursuant to the Issuer's Amended and Restated Deferred Compensation Plan for Directors, to receive deferred stock units in lieu of cash retainer payments"

change in control regulatory

"within 45 days of the first to occur of (i) termination of service; (ii) a change in control; (iii) death; or (iv) disability."

A "change in control" occurs when the ownership or management of a company shifts significantly, such as through a merger, acquisition, or sale of a large part of its assets. This change can impact how the company is run and may influence its future direction. For investors, it matters because it can affect the company's stability, strategy, and value, often signaling potential changes in investment risk or opportunity.

cash retainer payments financial

"deferred stock units issued in lieu of a cash retainer payment are 100% vested on the grant date."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Oscar Health (OSCR) director Jeffery H. Boyd report in this Form 4?

Jeffery H. Boyd reported receiving a grant of 3,610 deferred stock units of Oscar Health. These units were issued as board compensation in lieu of a cash retainer and are tied to the company’s Class A common stock at a reference price of $14.54.

What is a deferred stock unit in the context of Oscar Health (OSCR)?

A deferred stock unit is a right to receive one share of Oscar Health Class A common stock or cash of equivalent value. Settlement occurs later, based on specific events, allowing directors to defer compensation rather than receiving immediate cash payments for their board service.

How and when will Jeffery H. Boyd’s Oscar Health deferred stock units be settled?

The deferred stock units will be settled for cash or shares, at Oscar Health’s discretion, within 45 days after the earliest of termination of service, a change in control, death, or disability. This structure defers actual payout until one of these defined events occurs.

How was the number of 3,610 deferred stock units for Oscar Health (OSCR) calculated?

The 3,610 deferred stock units were calculated using the $14.54 closing price of Oscar Health’s Class A common stock on April 9, 2026. This price converted Boyd’s elected cash retainer into an equivalent number of deferred stock units under the director compensation plan.

How many Oscar Health deferred stock units does Jeffery H. Boyd hold after this transaction?

After this grant, Jeffery H. Boyd directly holds 69,858 deferred stock units tied to Oscar Health Class A common stock. Each unit represents a future right to receive cash or one share, providing deferred, stock-linked compensation for his ongoing service on the board.

Why did Jeffery H. Boyd take Oscar Health (OSCR) board fees as deferred stock units?

Boyd elected under Oscar Health’s Amended and Restated Deferred Compensation Plan for Directors to receive deferred stock units instead of cash retainer payments. This election converts cash compensation into stock-linked units, aligning his board compensation with the company’s share performance over time.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/13/2026 - 04:15 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BOYD JEFFERY H

(Last) (First) (Middle)

75 VARICK STREET, 5TH FLOOR

(Street)

NEW YORK NEW YORK 10013

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Oscar Health, Inc. [ OSCR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/09/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Unit	(1)	04/09/2026		A		3,610		(2)	(2)	Class A Common Stock	3,610	$14.54(3)	69,858	D

Explanation of Responses:

1. Each deferred stock unit represents a right to receive one share of the Issuer's Class A common stock.

2. The deferred stock units will be settled for cash or shares of Class A common stock, in the Issuer's discretion, within 45 days of the first to occur of (i) termination of service; (ii) a change in control; (iii) death; or (iv) disability. Deferred stock units issued in lieu of a cash retainer payment are 100% vested on the grant date.

3. The Reporting Person elected, pursuant to the Issuer's Amended and Restated Deferred Compensation Plan for Directors, to receive deferred stock units in lieu of cash retainer payments for service on the Issuer's board of directors. The price of the deferred stock units reported herein represents the closing price of the Issuer's Class A common stock on April 9, 2026, which price was used to calculate the number of deferred stock units issued to the Reporting Person.

Remarks:

	/s/ Melissa Curtin, Attorney-in-fact	04/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)