Every 10-Q that Ohio Valley Banc Corp (OVBC) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow OVBC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OVBC filings page.
Ohio Valley Banc Corp. reported for the quarter and six months ended June 30, 2026 that total assets rose to $1.66 billion from $1.58 billion at year-end 2025, driven mainly by loan growth to $1.25 billion and higher interest-bearing deposits with banks.
Net interest income increased to $15.4 million for the quarter and $30.3 million year‑to‑date, but a substantially higher provision for credit losses reduced profitability. Quarterly net income declined to $2.9 million (EPS $0.62) from $4.2 million, and six‑month net income fell to $7.2 million (EPS $1.53) from $8.6 million.
The allowance for credit losses on loans increased to $16.6 million from $11.5 million, reflecting higher modeled and specific reserves, including collateral‑dependent credits. Deposits expanded to $1.41 billion, shareholders’ equity improved to $173.4 million, and the company paid $0.48 per share in dividends year‑to‑date while recognizing a $377 gain on Visa equity securities.
Ohio Valley Banc Corp. reported first-quarter 2026 net income of $4.3 million, slightly below $4.4 million a year earlier, as higher credit costs offset solid core banking growth. Earnings per share were $0.91 versus $0.94.
Total assets increased to $1.68 billion from $1.58 billion at year-end 2025, driven by loan growth to $1.21 billion and deposits rising to $1.42 billion. Net interest income improved to $14.9 million, but the provision for credit losses rose to $1.6 million. Unrealized losses on the securities portfolio reduced other comprehensive income, bringing total comprehensive income to $2.1 million. The company paid a quarterly cash dividend of $0.23 per share and ended the period with $171.3 million in shareholders’ equity.
Ohio Valley Banc Corp. (OVBC) reported Q3 2025 results. Net income was $3.0 million (up from $2.7 million a year ago) and EPS was $0.64 (vs. $0.58). Net interest income rose to $14.6 million (from $12.6 million), while the provision for credit losses was $1.1 million (vs. $0.9 million). Noninterest results included a $1.2 million loss on the sale of securities. For the nine months, net income was $11.6 million and EPS $2.47.
Total assets were $1.57 billion, loans reached $1.131 billion, and deposits totaled $1.332 billion at September 30, 2025. The allowance for credit losses on loans was $11.4 million. Accumulated other comprehensive loss improved to $(4.8) million, reflecting higher valuations in the securities portfolio. The company paid a quarterly cash dividend of $0.23 per share. Shares outstanding were 4,711,001 as of November 13, 2025.
Ohio Valley Banc Corp reported stronger profitability for the quarter ended June 30, 2025, recording net income of $4.21 million versus $2.97 million a year earlier and earnings per share of $0.89 versus $0.63. The improvement was driven largely by higher net interest income of $14.54 million compared with $11.96 million, supported by loan growth to $1.101 billion and higher taxable securities income.
Credit provisions rose meaningfully, with a provision for credit losses of $1.15 million this quarter and an allowance for credit losses of $10.856 million. Liquidity metrics shifted as cash and cash equivalents declined to $54.63 million from $83.11 million at year-end, while total deposits remained essentially stable at $1.277 billion. Shareholders' equity strengthened to $160.76 million, aided by a $2.46 million unrealized gain on available-for-sale securities that improved other comprehensive income.