Director at Ohio Valley Banc (OVBC) buys shares and adds via DRIP

Rhea-AI Filing Summary

Ohio Valley Banc Corp director Anna P. Barnitz increased her stake in company stock. On 2026-05-12, she made an open-market purchase of 32.7226 common shares at $45.8398 per share, bringing her direct holdings to 8,942.2731 common shares.

She also completed several small additional acquisitions totaling 49.0118 common shares coded as restructuring transactions, including shares held as custodian for two sons. Footnotes state these were acquisitions under the Ohio Valley Banc Corp Dividend Reinvestment Plan, including voluntary cash contributions.

Insider Trade Summary

Net Buyer: 32.723 shares ($1,500)

Net Buy 4 txns

Insider BARNITZ ANNA P

Role null

Bought 32.723 shs ($1K)

Type	Security	Shares	Price	Value
Purchase	Common Shares	32.723	$45.8398	$1K
Other	Common Shares	48.591	$45.8398	$2K
Other	Common Shares	0.211	$45.8398	$9.65
Other	Common Shares	0.211	$45.8398	$9.65

Holdings After Transaction: Common Shares — 8,942.273 shares (Direct, null); Common Shares — 38.823 shares (Indirect, Custodian For Son (bab))

Footnotes (1)

1. Voluntary Cash for DRIP. Acquisition under Ohio Valley Banc Corp. Dividend Reinvestment Plan.

Key Figures

Open-market purchase: 32.7226 shares Purchase price: $45.8398 per share Direct holdings after trade: 8,942.2731 shares +2 more

5 metrics

Open-market purchase 32.7226 shares Common shares bought at $45.8398 on May 12, 2026

Purchase price $45.8398 per share Price for open-market purchase of common shares

Direct holdings after trade 8,942.2731 shares Common shares directly owned following transactions

Restructuring acquisitions 49.0118 shares Total common shares in J-coded transactions

Custodial account holdings 38.8230 shares each Common shares in each indirect custodial account for sons

Key Terms

Dividend Reinvestment Plan, DRIP, open-market purchase, indirect ownership, +1 more

5 terms

Dividend Reinvestment Plan financial

"Acquisition under Ohio Valley Banc Corp. Dividend Reinvestment Plan."

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

DRIP financial

"Voluntary Cash for DRIP."

A DRIP (dividend reinvestment plan) automatically uses cash dividends to buy additional shares of the same company instead of paying the money to the investor. Like using spare change from each paycheck to buy more of something you already own, a DRIP helps holdings grow over time through compounding without requiring the investor to decide each time, which can boost long‑term returns but reduce short‑term cash income.

open-market purchase financial

"transaction_action: open-market purchase"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

indirect ownership financial

"nature_of_ownership: Custodian For Son (hmb)"

restructuring transactions financial

"restructuringShares: 49.0118 in J-coded entries"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BARNITZ ANNA P

(Last) (First) (Middle)

420 3RD AVE.

P.O. BOX 240

(Street)

GALLIPOLIS OHIO 45631-0240

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	05/12/2026		P(1)		32.7226	A	$45.8398	8,942.2731	D
Common Shares	05/12/2026		J(2)		48.5908	A	$45.8398	8,990.8639	D
Common Shares	05/12/2026		J(2)		0.2105	A	$45.8398	38.823	I	Custodian For Son (bab)
Common Shares	05/12/2026		J(2)		0.2105	A	$45.8398	38.823	I	Custodian For Son (hmb)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Voluntary Cash for DRIP.

2. Acquisition under Ohio Valley Banc Corp. Dividend Reinvestment Plan.

	/s/ Melissa P. Wooten, power of attorney	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did OVBC director Anna Barnitz report on this Form 4?

Anna P. Barnitz reported buying 32.7226 Ohio Valley Banc Corp common shares at $45.8398 per share and several small additional acquisitions totaling 49.0118 shares, including custodial accounts for her sons, largely tied to the company’s Dividend Reinvestment Plan.

How many OVBC shares does Anna Barnitz hold after the reported transactions?

After the reported transactions, Anna P. Barnitz directly holds 8,942.2731 Ohio Valley Banc Corp common shares. She also reports indirect holdings of 38.8230 common shares in each of two custodial accounts for her sons, reflecting small additional positions managed on their behalf.

Was the OVBC insider trade by Anna Barnitz an open-market purchase?

Yes. The Form 4 shows Anna P. Barnitz executed an open-market purchase coded “P” for 32.7226 Ohio Valley Banc Corp common shares at $45.8398 per share, classified as a purchase in the open market or a private transaction under SEC transaction code definitions.

What does the DRIP-related activity mean in Anna Barnitz’s OVBC Form 4?

Footnotes state some transactions were acquisitions under the Ohio Valley Banc Corp Dividend Reinvestment Plan, including voluntary cash contributions. This means certain additional shares, including small custodial holdings for her sons, were obtained automatically through reinvesting dividends rather than separate market trades.

How large were the restructuring-coded transactions in the OVBC Form 4 filing?

The Form 4 groups three “J” coded entries as restructuring-type transactions totaling 49.0118 common shares. These include 48.5908 shares affecting direct ownership and 0.2105 shares in each of two indirect custodial accounts, all at a reference price of $45.8398 per share.

Does this OVBC Form 4 show any option exercises or derivative transactions?

No. The derivative summary in this Form 4 is empty, and all reported activity involves non-derivative common shares. The transactions consist of an open-market purchase and several small acquisitions classified as other transactions, many connected to the Dividend Reinvestment Plan.