Ohio Valley Banc (OVBC) director adds shares via purchase and DRIP

Rhea-AI Filing Summary

Ohio Valley Banc Corp director Michael Seth Isaac increased his direct holdings of Common Shares. He completed an open-market purchase of 65.4453 shares at $45.8398 per share and a separate 3.7586-share acquisition labeled as “Voluntary Cash for DRIP,” reflecting additional investment through the company’s dividend reinvestment plan.

Insider Trade Summary

Net Buyer: 65.445 shares ($3,000)

Net Buy 2 txns

Insider Michael Seth Isaac

Role null

Bought 65.445 shs ($3K)

Type	Security	Shares	Price	Value
Purchase	Common Shares	65.445	$45.8398	$3K
Other	Common Shares	3.759	$45.8398	$172.29

Holdings After Transaction: Common Shares — 754.613 shares (Direct, null)

Footnotes (1)

1. Voluntary Cash for DRIP. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

Key Figures

Open-market purchase: 65.4453 shares Purchase price: $45.8398 per share DRIP acquisition: 3.7586 shares +1 more

4 metrics

Open-market purchase 65.4453 shares Common Shares bought in open market at $45.8398

Purchase price $45.8398 per share Price for 65.4453 Common Shares

DRIP acquisition 3.7586 shares Voluntary Cash for DRIP transaction

Net share change classified as buy/sell 65.4453 shares net-buy transactionSummary netBuySellShares

Key Terms

open-market purchase, dividend reinvestment plan, Voluntary Cash for DRIP, Common Shares

4 terms

open-market purchase financial

"classified as an open-market purchase of 65.4453 shares"

An open-market purchase is when an investor or a company buys shares on a public stock exchange at the going market price, rather than through a private deal. It matters to investors because these purchases change how many shares are available, can push the stock price up or signal confidence from large buyers, and often affect per-share metrics like earnings—think of it like someone buying lots of apples off a grocery shelf, reducing supply and potentially raising the price.

dividend reinvestment plan financial

"shares acquired under a dividend reinvestment plan"

A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.

Voluntary Cash for DRIP financial

"footnote states “Voluntary Cash for DRIP.”"

Common Shares financial

"transactions involve Ohio Valley Banc Corp Common Shares"

Common shares are the basic units of ownership in a company that give holders a claim on profits and a right to vote on key matters, like electing the board. Think of them as membership cards in a club: they let you share in successes and losses, but in a bankruptcy or liquidation they are paid after creditors and preferred shareholders, so their value can swing more and matters for assessing risk and potential return.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Michael Seth Isaac

(Last) (First) (Middle)

420 3RD AVE

P.O. BOX 240

(Street)

GALLIPOLIS OHIO 45631-0240

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OHIO VALLEY BANC CORP [ OVBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/12/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Shares	05/12/2026		P(1)		65.4453	A	$45.8398	754.6126	D
Common Shares	05/12/2026		J(2)		3.7586	A	$45.8398	758.3712	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Voluntary Cash for DRIP.

2. The ending balance differs from amounts previously reported due to shares acquired under a dividend reinvestment plan.

	/s/ Melissa P. Wooten, power of attorney	05/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did OVBC director Michael Seth Isaac report?

Director Michael Seth Isaac reported two transactions in Ohio Valley Banc Corp Common Shares: an open-market purchase of 65.4453 shares and a separate 3.7586-share acquisition tied to voluntary cash contributions under a dividend reinvestment plan.

How many OVBC shares did the director buy in the open market?

He bought 65.4453 Ohio Valley Banc Corp Common Shares in an open-market purchase at a reported price of $45.8398 per share, indicating a modest incremental increase in his direct ownership position in the company’s stock.

What does the 3.7586-share OVBC transaction labeled DRIP mean?

The 3.7586-share transaction is described as “Voluntary Cash for DRIP,” indicating Michael Seth Isaac used voluntary cash to acquire additional Ohio Valley Banc Corp shares through a dividend reinvestment plan rather than via a standard market purchase.

Were these OVBC insider transactions classified as purchases or other activity?

The filing classifies one transaction as an open-market purchase (code P) of 65.4453 Common Shares and another as an “other acquisition or disposition” (code J) for 3.7586 shares associated with the dividend reinvestment plan activity.

Does the OVBC Form 4 show any insider share sales by the director?

The Form 4 data show no reported sales by Michael Seth Isaac. The activity consists of a net-buy pattern, combining an open-market purchase and a small additional acquisition via voluntary cash contributions under the dividend reinvestment plan.