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OwlTing Group (NASDAQ: OWLS) posts 107.6% July OwlPay Harbor volume surge

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Form Type
6-K

Rhea-AI Filing Summary

OBOOK Holdings Inc., operating as OwlTing Group, issued its first comprehensive operating disclosure for OwlPay Harbor, its digital currency-based cross-border enterprise payments platform. July 2026 payment volume grew 107.6% over June and transaction count rose 109.5%, marking the sixth consecutive month of volume increases since January.

Enterprise clients reached 79, up from 67 at June 30. In 2026 to date, more than 90% of payment value involved digital currencies converted to local fiat and paid into bank accounts in over 40 countries and territories, with roughly two-thirds of payout value going to corporate recipients. Over 60% of cross-border payout value settled through the Circle Payments Network. OwlTing reports Money Transmitter Licenses or their equivalent in 41 U.S. states and a regulatory footprint in 42 states, along with registrations in the European Union and Japan, and currently intends to publish OwlPay Harbor operating metrics periodically, including on a semi-annual basis.

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Filing Explained

The filing adds transaction mechanics and a key sizing limit: July metrics are unaudited and absolute payment volume is not disclosed.

The company used this Form 6-K to report completed OwlPay Harbor payment activity through July 31, 2026; the platform earns a fee on each payment, but the filing does not disclose absolute payment volume, so it does not establish the dollar scale of fee revenue.

Form 6-K is an interim report used by a foreign private issuer to furnish material information published in its home market. The headline says July payment volume increased 107.6% month over month, while the company states it does not disclose absolute payment volume; the percentage therefore shows change from June, not the dollar size of the business.

The reported operating metrics are unaudited and are derived from internal records. The disclosed payments were completed commercial trade and business payments rather than digital-asset trading. Operationally, a business can send U.S. dollars or digital currencies, while the recipient receives local currency in a destination-market bank account; the company says it earns a fee on each payment. For U.S. money transmission, the filing identifies OwlTing USA, Inc., a wholly owned subsidiary, as the service provider.

July payment volume growth 107.6% Increase in OwlPay Harbor payment volume in July 2026 versus June 2026
July transaction count growth 109.5% Increase in July 2026 transaction count versus June 2026 on OwlPay Harbor
Enterprise clients 79 OwlPay Harbor enterprise clients as of July 31, 2026; 67 as of June 30, 2026
Digital-to-fiat payout share More than 90% Share of 2026 payment value in digital currencies converted to fiat and paid into bank accounts
Circle Payments Network share More than 60% Share of 2026 cross-border payout value settled through the Circle Payments Network
U.S. licensing footprint 41 Money Transmitter Licenses; 42 states Money Transmitter Licenses or equivalents in 41 U.S. states and regulatory footprint in 42 states as of July 31, 2026
High-Growth ranking No. 226 with 42% CAGR Placement on Financial Times and Statista High-Growth Companies Asia-Pacific 2026 list
digital currency-based platform financial
"its digital currency-based platform for cross-border enterprise payments"
Money Transmitter Licenses regulatory
"has obtained Money Transmitter Licenses or their equivalent in 41 U.S. states"
Money transmitter licenses are official permissions granted by government authorities that allow a business to legally transfer money between people or entities. They ensure that companies handling financial transactions follow rules designed to protect consumers and prevent fraud. For investors, these licenses are important because they demonstrate that a business operates within legal boundaries and adheres to financial safety standards.
Virtual Asset Service Provider (VASP) regulatory
"operates under a Virtual Asset Service Provider (VASP) registration in Poland"
A virtual asset service provider (VASP) is a business that creates, exchanges, stores, or transfers digital assets such as cryptocurrencies on behalf of customers—think of it as a bank, exchange, or payment app for digital money. Investors care because a VASP’s security, controls and regulatory standing directly affect access to assets, counterparty risk and liquidity; failures, hacks or regulatory action can freeze funds, cause losses or trigger rapid price moves.
Electronic Payment Service Operator (Bank API license) regulatory
"an Electronic Payment Service Operator (Bank API license) in Japan"
Circle Payments Network financial
"joined the Circle Payments Network, Circle's global network for near-instant"
A circle payments network is a system that allows users to send and receive money quickly and securely through digital connections. It functions like an electronic handshake, enabling seamless transactions between friends, businesses, or other parties without the need for cash or physical cards. This type of network matters to investors because it can facilitate faster, more efficient financial exchanges, potentially expanding access to digital payments and shaping the future of money movement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What growth in OwlPay Harbor did OwlTing Group (OWLS) report for July 2026?

OwlTing Group reported that July 2026 payment volume on OwlPay Harbor grew 107.6% over June, while transaction count rose 109.5%. This was the sixth straight month of increasing payment volume since January 2026.

How many enterprise clients use OwlPay Harbor, according to OwlTing Group (OWLS)?

OwlTing Group stated that enterprise clients reached 79 on OwlPay Harbor as of July 31, 2026, compared with 67 as of June 30, 2026. These clients expand usage gradually through integration, compliance review, corridor testing, and phased activation.

What share of OwlPay Harbor payouts use the Circle Payments Network, per OwlTing Group (OWLS)?

OwlTing Group indicated that more than 60% of the value of its 2026 cross-border payout transactions settled through the Circle Payments Network, with this proportion increasing further in July. OwlTing participates as an Originating Financial Institution.

In how many countries does OwlPay Harbor settle payments, according to OwlTing Group (OWLS)?

OwlTing Group reported that OwlPay Harbor payments settled into more than 40 countries and territories in 2026 to date. These destinations span North America, Asia, the Middle East, Europe, and Africa, reflecting broad geographic coverage for enterprise clients.

What regulatory licenses support OwlPay Harbor’s operations for OwlTing Group (OWLS)?

OwlTing Group reported obtaining Money Transmitter Licenses or equivalents in 41 U.S. states and a regulatory footprint in 42 U.S. states. It also holds a VASP registration in Poland and an Electronic Payment Service Operator license in Japan.

What recognition and growth rate has OwlTing Group (OWLS) received?

OwlTing Group was ranked among the top 2 global players in CB Insights’ 2025 Digital Currency Market Map for Enterprise & B2B and placed No. 226 on the Financial Times “High-Growth Companies Asia-Pacific 2026” list, with a reported 42% CAGR.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON D.C. 20549

FORM 6-K

 

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

OF THE SECURITIES EXCHANGE ACT OF 1934

AUGUST 2026

Commission File Number: 001-42858

OBOOK Holdings Inc.

9F., No. 28, Wencheng Rd., Beitou Dist.,

Taipei City 112, Taiwan,

Republic of China

+886-2-6610-0180

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F Form 40-F

 

TABLE OF CONTENTS

Exhibit 99.1

 

OwlTing Group (NASDAQ: OWLS) Reports OwlPay Harbor July Payment Volume Increased 107.6% Month Over Month

 

 


SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

 

 

 

OBOOK Holdings Inc.

 

 

By:

/s/ Chun-Kai Wang

Name:

Chun-Kai Wang

Title:

Chairman and Chief Executive Officer

Date: August 3, 2026


EX-99.1

img48003222_0.gif

 

 

OwlTing Group (NASDAQ: OWLS) Reports OwlPay Harbor July Payment Volume Increased 107.6% Month Over Month

OwlPay Harbor payment volume has now increased for six consecutive months, as contracted enterprise clients steadily expanded their use of the platform

 

Arlington, Virginia, United States, August 3, 2026 – OwlTing Group (NASDAQ: OWLS) (“OwlTing” or the “Company”), the operating brand of OBOOK Holdings Inc., a global fintech company building regulated payment infrastructure, today provided its first comprehensive operating disclosure for OwlPay Harbor, its digital currency-based platform for cross-border enterprise payments.1

 

OwlPay Harbor lets a business in one market pay a supplier, partner, or recipient in an account without slow, costly bank transfers. The payer sends funds in US dollars or digital currencies, and the recipient is paid in their own local currency into a bank account in the destination market. OwlPay earns a fee on every payment that moves through the platform, the business grows directly with payment volume.

 

OwlPay Harbor: July 2026 headline metrics, as of July 31, 2026:2

 

July payment volume increased 107.6% over June 2026
July transaction count increased 109.5% over June 2026, indicating growth driven by a higher number of payments rather than by individual large transactions
July marked the sixth consecutive month-over-month increase in payment volume, which has risen in each of the six months since January 2026
Enterprise clients reached 79, compared with 67 as of June 30, 20263

 

The sustained monthly growth reflects accumulated work on bank routing, liquidity positioning, compliance screening, and local payout partnerships. Those are the same capabilities that determine the markets into which the platform can reliably deliver funds.

 

What is moving across OwlPay Harbor


1 All money transmission services in the United States are provided by OwlTing USA, Inc. (NMLS ID: 2324336), a wholly owned subsidiary of OBOOK Holdings Inc.

2 All operating metrics in this announcement are unaudited and derived from the Company's internal records and cover the period from January 1, 2026 through July 31, 2026 unless otherwise stated. Monthly figures reflect transactions completed within the applicable calendar month. The Company does not disclose absolute payment volume for OwlPay Harbor.

3 Enterprise client counts are unaudited and derived from the Company's internal records, including clients with an executed Master Services Agreement (MSA) and/or fee schedule with the Company.


 

Activity on the platform in 2026 to date reflects commercial trade and business payments rather than digital asset trading:4

 

More than 90% of payment value was digital currencies converted into fiat currency and paid into a bank account in the destination market, reflecting enterprise demand for regulated off-ramp capacity
Payments settled into more than 40 countries and territories, spanning North America, Asia, the Middle East, Europe, and Africa
Roughly two-thirds of payout value went to corporate recipients, including international container shipping lines, freight forwarding companies across Asia and Europe, and manufacturers and trading companies across Greater China supplying industrial and consumer goods
Clients sending payments include cross-border payment platforms, digital asset businesses, import-export companies, and international non-governmental organizations

 

Settlement through the Circle Payments Network

 

In December 2025, OwlTing joined the Circle Payments Network, Circle's global network for near-instant, compliant digital currency transactions between participating financial institutions. OwlTing participates as an Originating Financial Institution, initiating payments into the network on behalf of its clients, and identified Brazil, Nigeria, and the European Union as its initial focus.5

 

Those markets are now among the platform's most active: Brazil and Nigeria rank as the second and third largest markets by client sending activity in 2026 to date. More than 60% of the value of the Company's cross-border payouts in 2026 to date settled through the network, a proportion that rose further in July.6

 

Operating at this level depends on conditions that take years to assemble: U.S. coverage across 42 states, regulatory footprints in the European Union and Japan7,


4 Destination markets, recipient composition, and client sending markets reflect completed transactions on OwlPay Harbor from January 1, 2026 through July 31, 2026, measured by value unless otherwise stated, and are unaudited and derived from the Company's internal records. Percentages are rounded.

5 The Company's participation in the Circle Payments Network, its role as an Originating Financial Institution, and its initial focus on Brazil, Nigeria, and the European Union were previously disclosed. See "OwlTing Joins Circle Payments Network, Expanding Digital Currency Access to High-Growth Global Markets," issued December 4, 2025 via GlobeNewswire.

6 Reflects the proportion of the value of completed cross-border payout transactions on OwlPay Harbor settled through the Circle Payments Network from January 1, 2026 through July 31, 2026. Cross-border payouts are those in which the client's sending market differs from the destination market. Circle Internet Group, Inc. is not a party to this announcement and has not reviewed or endorsed its contents.

7 As of July 31, 2026, OwlTing Group has obtained Money Transmitter Licenses or their equivalent in 41 U.S. states and is applying for licenses in additional states. The Company has now expanded its regulatory footprint in

42 U.S. states, and it also operates under a Virtual Asset Service Provider (VASP) registration in Poland (European Union) and an Electronic Payment Service Operator (Bank API license) in Japan. For a list of global licenses obtained, see https://www.owlting.com/owlpay/licenses?lang=en.


and the banking relationships, liquidity, and compliance systems required to complete a payment in each destination market.

 

“For years, the work was building the network. Harbor's work now is bringing the world's payments into it,” said Darren Wang, Founder and CEO at OwlTing Group. “We are not waiting for digital currency payments to find a use case. Those use cases are already happening in freight invoices, in supplier payments, in humanitarian disbursements that settled this month, in currencies and countries where the traditional banking system has been slow and expensive for decades.”

 

New volume on OwlPay Harbor accumulates rather than resets. Enterprise clients move onto the platform in stages, through technical integration, compliance review, corridor testing, and phased activation. Existing enterprise clients continued expanding their payment activity, while newly activated clients added incremental volume, supporting the platform’s continuous growth. The Company’s objective is for OwlPay Harbor to become one of the engines of OwlTing’s global revenue growth. The Company currently intends to report these operating metrics periodically, including on a semi-annual basis, using consistent definitions and to disclose any material changes in how a metric is defined or calculated.

 


About OwlTing Group

OwlTing Group (NASDAQ: OWLS) is the operating brand of OBOOK Holdings Inc., a global fintech company building regulated payment infrastructure, founded in Taiwan with subsidiaries across the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia. Its OwlPay platform is a fiat-digital currency hybrid payment solution that helps businesses move money across borders in the expanding digital currency economy. In 2025, OwlTing was ranked among the top 2 global players in the "Enterprise & B2B" category of CB Insights' Digital Currency Market Map, and in 2026 it was named No. 226 on the Financial Times and Statista "High-Growth Companies Asia-Pacific 2026" list, with a 42% CAGR. For more information, visit https://www.owlting.com/portal/?lang=en.
 

Forward-Looking Statements

This announcement contains forward-looking statements within the meaning of applicable securities laws. These statements relate to future events or the Company’s future financial or operating performance and involve known and unknown risks and uncertainties that may cause actual results to differ materially from those expressed or implied by such statements. Forward-looking statements can often be identified by words such as “may,” “will,” “expect,” “anticipate,” “plan,” “intend,” “believe,” “estimate,” or similar expressions. These forward-looking statements are based on the Company’s current expectations and assumptions and speak only as of the date of this announcement. The Company undertakes no obligation to update any forward-looking statements, except as required by law. Investors are cautioned not to place undue reliance on these statements and are encouraged to review the risk factors described in the Company’s filings with the U.S. Securities and Exchange Commission.

 

Third-Party Information

This press release may contain references to third-party companies, products, or services. Such references are provided for informational purposes only and do not constitute an endorsement, sponsorship, or recommendation by the Company unless expressly stated.

 

OwlTing Group Media Relations

pr_office@owlting.com

 

OwlTing Group Investor Relations

ir@owlting.com


Filing Exhibits & Attachments

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