Every 8-K that Oxbridge Re Hldg (OXBRW) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow OXBRW and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OXBRW filings page.
Oxbridge Re Holdings Limited reported improved results for the quarter and six months ended June 30, 2026 and outlined two growth platforms: tokenized real-world assets and AI infrastructure. For the quarter, net income was $176,000, or $0.02 per share, compared with a net loss of $1.87 million a year earlier, driven by no underwriting losses, SurancePlus management fee income and lower professional and compensation expenses. Total quarterly revenue was $940,000 versus $664,000 in 2025, while net premiums earned fell to $368,000 from $582,000. The loss ratio improved to 0% from 394%, and the combined ratio fell to 175.8% from 621%.
For the six months, net income was $198,000 versus a $2.01 million loss in 2025. Restricted cash and cash equivalents increased to $19.82 million from $6.98 million at December 31, 2025. SurancePlus completed five tokenized reinsurance private placements raising $7.1 million, and prior EtaCat Re and ZetaCat Re offerings delivered annualized returns of 29.3% and 43.4%, both above targets. Cumulatively, SurancePlus has issued about 1.27 million tokens, raising over $16 million backing more than $31 million of tokenized reinsurance contracts. Oxbridge also launched AI GridWorks, a new subsidiary focused on developing, owning and operating AI data centers and related infrastructure, supported by a team with experience across approximately 2.9 GW of deployed hyperscale data centers and 3 GW of powered land opportunities.
Oxbridge Re Holdings Limited entered into an at-the-market sales agreement with Chardan Capital Markets, allowing it to sell ordinary shares with an aggregate offering price of up to $1,678,301 under its existing Form S-3 shelf registration. Chardan will act as sales agent and receive a 3.0% commission on gross proceeds, plus up to $20,000 for legal fees. Sales, if any, may be made from time to time on the Nasdaq Capital Market, and the company is not obligated to issue any shares. Oxbridge Re plans to use any net proceeds for general corporate purposes, including funding its reinsurance operations, with interim investment in short-term, investment grade, interest-bearing instruments or cash. The new agreement replaces a prior sales arrangement with Maxim Group that was terminated on June 20, 2026.
Oxbridge Re Holdings Limited reported results of its 2026 Annual Meeting of Shareholders held on June 12, 2026. On the April 15, 2026 record date, 8,101,374 ordinary shares were outstanding and entitled to vote.
Shareholders elected five directors—Sanjay Madhu, Arun Gowda, Dwight Merren, Wrendon Timothy, and Lesley Thompson—to serve until the 2027 annual meeting. Votes for individual nominees ranged from 2,432,035 to 2,593,023, with broker non-votes of 1,896,269 for each.
Shareholders ratified the appointment of Hacker, Johnson & Smith, P.A. as independent auditor for the year ending December 31, 2026, with 4,389,427 votes for, 140,608 against, and 153,217 abstentions. They also approved, on a non-binding advisory basis, the compensation of named executive officers, with 2,130,908 votes for, 586,173 against, 69,902 abstentions, and 1,896,269 broker non-votes.
Oxbridge Re Holdings Limited reported Q1 2026 results highlighting progress in its tokenized reinsurance platform and a return to profitability. Net premiums earned were $555,000, down slightly from $595,000 a year earlier, and total revenue was $623,000 versus $692,000 in Q1 2025.
Net income attributable to ordinary shareholders was $22,000, compared with a net loss of $139,000 in the prior-year quarter, as a smaller share of underwriting income was allocated to tokenholders and unrealized losses on investments declined. Expenses rose modestly to $583,000, mainly from higher professional costs tied to investor relations and its Web3 subsidiary.
The loss ratio remained at 0%, but the expense and combined ratios increased to 105% from 95.8%. As of March 31, 2026, cash and restricted cash totaled $8.19 million, supporting ongoing SurancePlus tokenized reinsurance offerings and new initiatives in areas such as tokenized data center and AI infrastructure revenue streams.
Oxbridge Re Holdings Limited reported results for the quarter and year ended December 31, 2025, highlighting its tokenized reinsurance platform and the impact of Hurricane Milton.
For Q4 2025, net income attributable to ordinary shareholders was $120,000, or $0.02 per share, compared with a net loss of $460,000, or ($0.05) per share, in Q4 2024. For full-year 2025, the company recorded a net loss of $2.08 million, an improvement from a $2.73 million net loss in 2024.
Net premiums earned were approximately $2.3 million in both 2025 and 2024, but the loss ratio rose to 119.9% and the combined ratio to 264.1% in 2025 due to losses on reinsurance contracts affected by Hurricane Milton and sharply higher expenses. The SurancePlus tokenized reinsurance offerings continued to perform strongly, with the Balanced Yield Token now anticipated to return 25% and the High Yield Token tracking its 42% target, while management pursues platform expansion, new blockchain partnerships, and potential tokenization of additional cash-generating assets such as data centre revenues.
Oxbridge Re Holdings Limited entered into a short-term financing agreement, borrowing $1,000,000 from Real World Digital Assets LLC under a secured promissory note. The note matures in six months, with principal and interest due on August 14, 2026, and bears a high interest rate of 16% per year.
If the company defaults, the interest rate increases to 36% per year, or the maximum allowed by law. The loan can be repaid early without penalty, and is secured by a lien on substantially all of the company’s assets. Oxbridge Re plans to use the funds for working capital and general corporate purposes.
Oxbridge Re Holdings Limited announced that its indirect subsidiary SurancePlus Inc. has commenced a private offering of Participation Shares represented by digital tokens under a 3‑year Participation Share Investment Contract.
At launch, up to 2,000,000 Participation Shares labelled “T20‑2027” (balanced yield) and “T42‑2027” (high yield) will be offered at an initial price of $10.00 per Participation Share, with discounts of up to 5% for larger investments.
Net proceeds will be used by SurancePlus to purchase participating notes of affiliated reinsurer Oxbridge Re NS, whose note proceeds will be invested in collateralized reinsurance contracts. Holders are entitled to an Investor Final Return based on the initial price plus a share of net underwriting profits, with preferred return hurdles of 8% and 16% annualized for the balanced and high yield tranches, respectively.
The securities are being sold as unregistered offerings under SEC Rule 506(c) to accredited investors in the United States and under Regulation S to non‑U.S. persons, and this disclosure is furnished under Regulation FD rather than filed.
Oxbridge Re Holdings reported that shareholders approved a major increase in authorized share capital from 50,000,000 to 500,000,000 ordinary shares, creating an additional 450,000,000 shares. Shareholders also approved a new 2025 Omnibus Incentive Plan reserving 1,569,514 ordinary shares for equity awards, with potential annual increases tied to up to 5% of shares outstanding through 2035.
The company entered amended employment agreements with CEO Jay Madhu and CFO Wrendon Timothy, setting base salaries of $390,000 and $245,000 effective January 1, 2026, plus automatic salary increases if the company completes financings or strategic transactions of at least $100 million. Each executive will receive annual restricted share grants (40,000 for Mr. Madhu and 25,000 for Mr. Timothy) and M&A transaction bonuses based on transaction value. The board also approved change-of-control and performance agreements granting fully vested RSUs upon certain corporate transactions or revenue milestones, with these awards treated as unregistered private offerings under the Securities Act.
Oxbridge Re Holdings Limited (Nasdaq: OXBR) filed an 8-K on 9 July 2025 announcing it has entered into a new $5 million at-the-market Equity Distribution Agreement with Maxim Group LLC. The agreement authorises the agent to sell ordinary shares from time to time on the Nasdaq Capital Market or other trading venues at prevailing prices. Either party may terminate the arrangement with 30 days’ notice or once the full $5 million capacity is reached. Oxbridge will pay a 3.0 % sales commission on gross proceeds.
The facility replaces the September 30 2022 ATM agreement under which the company raised $4.6 million. The company is under no obligation to issue shares and may instruct the Sales Agent on price, time and amount parameters. Net proceeds are earmarked for general corporate purposes, including funding of the company’s reinsurance operations; pending deployment, proceeds will be invested in cash or short-term investment-grade instruments.
Shares offered under the ATM are being drawn from the company’s existing shelf registration statement (Form S-3, File No. 333-287186). In line with General Instruction I.B.6, up to $517,745 of ordinary shares are currently registered, with additional prospectus supplements required for further capacity. Supporting documents include the Equity Distribution Agreement (Exhibit 1.1) and Cayman legal opinion (Exhibit 5.1).