Pioneer Bancorp (PBFS) furnishes earnings release for year ended Dec. 31, 2025

Rhea-AI Filing Summary

Pioneer Bancorp, Inc. filed a current report stating that it has issued an earnings release covering its financial results for the three months and year ended December 31, 2025. The company attached this earnings release as Exhibit 99.1, dated January 30, 2026, to provide more detailed financial information.

The company notes that the earnings release and related information are being furnished rather than filed, which means they are not subject to certain liability provisions under federal securities laws or automatically incorporated into other securities filings.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

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FORM 8-K

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CURRENT REPORT

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PURSUANT TO SECTION 13 or 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

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​ Date of Report (Date of earliest event reported): January 30, 2026

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Pioneer Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

​	​	​	​	​
Maryland	​ ​ ​	001-38991	​ ​ ​	83-4274253
(State or other jurisdiction of incorporation)	​	(Commission File Number)	​	(I.R.S. Employer Identification No.)
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652 Albany Shaker Road, Albany New York			​	12211
(Address of principal executive offices)			​	(Zip Code)
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Registrant’s telephone number, including area code: (518) 730-3025			​
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​	​	Not Applicable	​	​
(Former name or former address, if changed since last report)
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol	Name of each exchange on which registered
Common Stock, par value $0.01	PBFS	The Nasdaq Stock Market, LLC

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​Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02 – Results of Operations and Financial Condition

On January 30, 2026, Pioneer Bancorp, Inc. issued an earnings release announcing its financial results at or for the three months and year ended December 31, 2025. A copy of the earnings release is included as Exhibit 99.1 to this report.

The information in the preceding paragraph, as well as Exhibit 99.1 referenced therein, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that Section, and shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act.

Item 9.01 – Financial Statements and Exhibits

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Exhibit No.	​	Description
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99.1	​	Earnings Release of Pioneer Bancorp, Inc. dated January 30, 2026.
104	​	Cover Page Interactive Data File (formatted as inline XBRL).

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

PIONEER BANCORP, INC.

(registrant)

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January 30, 2026	​	/s/ Patrick J. Hughes
​	​	Patrick J. Hughes
​	​	Executive Vice President and Chief Financial Officer

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2

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FAQ

What did Pioneer Bancorp, Inc. (PBFS) report in this Form 8-K?

Pioneer Bancorp, Inc. reported that it issued an earnings release for the three months and year ended December 31, 2025. The detailed financial results are provided in Exhibit 99.1 attached to the report.

Which period does Pioneer Bancorp’s latest earnings release cover?

The earnings release covers Pioneer Bancorp’s financial results for the three months and the full year ended December 31, 2025. This timeframe is explicitly stated as the focus of the reported results.

When was Pioneer Bancorp’s earnings release dated and filed?

The earnings release is dated January 30, 2026. On the same date, Pioneer Bancorp, Inc. filed the Form 8-K that includes the release as Exhibit 99.1, as signed by its Chief Financial Officer.

How is the Pioneer Bancorp (PBFS) earnings release treated under securities laws?

Pioneer Bancorp states the earnings release and related information are furnished, not filed, under the Exchange Act. This means they are not subject to Section 18 liability or automatically incorporated into other securities filings.

Who signed the Pioneer Bancorp Form 8-K for the earnings release?

The Form 8-K was signed on behalf of Pioneer Bancorp, Inc. by Patrick J. Hughes. He is identified in the report as the Executive Vice President and Chief Financial Officer of the company.

What exhibits are included with Pioneer Bancorp’s January 30, 2026 Form 8-K?

The filing includes Exhibit 99.1, which is the earnings release of Pioneer Bancorp, Inc. dated January 30, 2026, and Exhibit 104, which is the cover page interactive data file formatted as inline XBRL.