STOCK TITAN

Pioneer Bancorp (PBFS) director discloses 8,000-share holding

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Pioneer Bancorp, Inc./MD director Michael T. Keegan filed an initial report of beneficial ownership on Form 3. The filing lists 8,000 shares of the company’s Common Stock held directly after the reported event, with no specific purchase or sale transaction disclosed.

Positive

  • None.

Negative

  • None.
Insider Keegan Michael T.
Role Director
Type Security Shares Price Value
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 8,000 shares (Direct)
Direct common stock holdings 8,000 shares Shares of Common Stock held directly by Michael T. Keegan following the reported event
Reported holding entries 1 Number of holding entries listed in the Form 3 transaction summary
Form 3 regulatory
"Initial statement of beneficial ownership filed on Form 3"
Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.
Common Stock financial
"Lists 8,000 shares of the company’s Common Stock held directly"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
beneficial ownership financial
"Initial report of beneficial ownership by director Michael T. Keegan"
Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

AI-generated analysis. How Rhea-AI works. Not financial advice.

See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider position did Pioneer Bancorp (PBFS) director Michael T. Keegan report?

Michael T. Keegan reported beneficial ownership of 8,000 shares of Pioneer Bancorp, Inc./MD Common Stock. These shares are listed as held directly, reflecting his equity stake as a director at the time of this initial Form 3 filing.

What type of security does the Form 3 for Pioneer Bancorp (PBFS) cover?

The Form 3 filing covers Common Stock of Pioneer Bancorp, Inc./MD. It indicates that director Michael T. Keegan holds 8,000 shares directly, providing the SEC and investors with an initial snapshot of his equity position.

Does the Pioneer Bancorp (PBFS) Form 3 show any insider buying or selling?

The Form 3 does not detail any specific buy or sell transaction. It functions as an initial statement, listing that director Michael T. Keegan directly holds 8,000 shares of Common Stock following the reported event.

How many Pioneer Bancorp (PBFS) shares does Michael T. Keegan hold directly?

Michael T. Keegan is reported as directly holding 8,000 shares of Pioneer Bancorp, Inc./MD Common Stock. This total represents his direct ownership immediately following the event referenced in the initial Form 3 report.

What is the significance of a Form 3 filing for Pioneer Bancorp (PBFS)?

A Form 3 is an initial statement of beneficial ownership by company insiders. For Pioneer Bancorp, it discloses that director Michael T. Keegan directly owns 8,000 shares, establishing a baseline for tracking any future changes in his holdings.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Keegan Michael T.

(Last)(First)(Middle)
652 ALBANY SHAKER ROAD

(Street)
ALBANY NEW YORK 12211

(City)(State)(Zip)

UNITED STATES

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
07/21/2026
3. Issuer Name and Ticker or Trading Symbol
Pioneer Bancorp, Inc./MD [ PBFS ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock8,000D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
/s/ Benjamin M. Azoff, pursuant to power of attorney07/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)