STOCK TITAN

Pioneer Bancorp (PBFS) EVP reports tax-withholding share transfer and holdings

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Pioneer Bancorp EVP and CBO Jesse Tomczak reported routine share and option positions, along with a tax-related share transfer. On May 21, 2026, 3,605 shares of Common Stock were used in a tax-withholding disposition at $14.97 per share. After this, he held 37,395 shares of Common Stock directly, which include restricted stock that vests 20% per year starting May 21, 2025, and 2,839 shares indirectly through a 401(k). He also held stock options on 100,000 shares of Common Stock with a $9.39 exercise price, expiring on May 21, 2034, vesting 20% per year from May 21, 2025.

Positive

  • None.

Negative

  • None.
Insider Tomczak Jesse
Role EVP and CBO
Type Security Shares Price Value
Tax Withholding Common Stock 3,605 $14.97 $54K
holding Stock Options -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 37,395 shares (Direct, null); Stock Options — 100,000 shares (Direct, null); Common Stock — 2,839 shares (Indirect, By 401(k))
Footnotes (1)
  1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on May 21, 2025. Stock option vest at a rate of 20% per year commencing on May 21, 2025.
Tax-withholding shares 3,605 shares Common Stock used in F-code tax-withholding at $14.97 on May 21, 2026
Tax-withholding price $14.97 per share Price for 3,605 Common Stock shares delivered for tax liability
Direct common shares after transaction 37,395 shares Direct Common Stock holdings following tax-withholding disposition
Indirect 401(k) shares 2,839 shares Common Stock held indirectly by 401(k) plan
Stock options underlying shares 100,000 shares Common Stock underlying outstanding stock options
Stock option exercise price $9.39 per share Exercise price for stock options on 100,000 PBFS shares
Option expiration date May 21, 2034 Expiration of stock options on 100,000 Common Stock shares
Vesting rate 20% per year Vesting schedule for restricted stock and stock options from May 21, 2025
tax-withholding disposition financial
"3,605.0000 shares with code F and action tax-withholding disposition"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
restricted stock financial
"Includes shares of restricted stock which vest at a rate of 20% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Stock Options financial
"Stock Options with 100000.0000 underlying Common Stock shares at $9.3900"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
401(k) financial
"Indirect ownership of 2,839.0000 Common Stock shares by 401(k)"
A 401(k) is a type of retirement savings plan offered by employers that allows workers to set aside a portion of their paycheck before taxes are taken out. The money saved in a 401(k) can grow over time through investments, helping individuals build funds for their future retirement. It matters to investors because it provides a tax-advantaged way to save and invest for long-term financial security.
vesting financial
"Options and restricted stock vest at a rate of 20% per year commencing May 21, 2025"
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Tomczak Jesse

(Last)(First)(Middle)
652 ALBANY SHAKER ROAD

(Street)
ALBANY NEW YORK 12211

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Pioneer Bancorp, Inc./MD [ PBFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP and CBO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/21/2026F3,605D$14.9737,395(1)D
Common Stock2,839IBy 401(k)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$9.3905/21/202505/21/2034Common Stock100,000(2)100,000(2)D
Explanation of Responses:
1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on May 21, 2025.
2. Stock option vest at a rate of 20% per year commencing on May 21, 2025.
/s/ Jesse Tomczak06/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did PBFS executive Jesse Tomczak report in this Form 4?

He reported a tax-withholding disposition of 3,605 PBFS shares and updated his direct, indirect, and option holdings, including restricted stock and stock options that vest over time starting May 21, 2025.

Was the PBFS Form 4 transaction an open-market sale by Jesse Tomczak?

No. The filing shows an F-code tax-withholding disposition, meaning 3,605 shares were delivered to cover exercise price or tax liability, rather than an open-market sale initiated for investment reasons.

How many Pioneer Bancorp (PBFS) shares does Jesse Tomczak hold after the filing?

After the reported transactions, he holds 37,395 shares of Common Stock directly and 2,839 shares indirectly via a 401(k). The direct holdings include restricted stock vesting 20% annually beginning May 21, 2025.

What stock options on PBFS shares does Jesse Tomczak have outstanding?

He holds stock options on 100,000 PBFS common shares with a $9.39 exercise price, expiring on May 21, 2034. These options vest at 20% per year starting May 21, 2025, according to the filing.

What does the F transaction code mean in Jesse Tomczak’s PBFS Form 4?

The F code indicates a tax-withholding disposition, where 3,605 shares were delivered to pay an exercise price or tax liability. It is not classified as a market sale or purchase in the filing.

How are restricted PBFS shares described in Jesse Tomczak’s holdings?

The filing notes that his direct holdings include restricted stock that vests 20% per year starting on May 21, 2025, gradually becoming fully transferable as each annual tranche vests.