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Pioneer Bancorp (NASDAQ: PBFS) EVP has 1,442 shares withheld for taxes

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Pioneer Bancorp, Inc. executive Thomas Signor reported a routine tax-related share disposition. On May 21, 2026, 1,442 shares of Common Stock were withheld at $14.97 per share to satisfy tax obligations, which is not an open-market sale. After this transaction, he directly holds 17,116 shares of Common Stock.

He also holds stock options on 40,000 shares of Common Stock with an exercise price of $9.39 per share, expiring on May 21, 2034. Footnotes state these stock options vest at a rate of 20% per year commencing on May 21, 2025, and that his direct holdings include restricted stock vesting 20% per year from the same date.

Positive

  • None.

Negative

  • None.
Insider Signor Thomas
Role EVP and CAO
Type Security Shares Price Value
Tax Withholding Common Stock 1,442 $14.97 $22K
holding Stock Options -- -- --
Holdings After Transaction: Common Stock — 17,116 shares (Direct, null); Stock Options — 40,000 shares (Direct, null)
Footnotes (1)
  1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on May 21, 2025. Stock option vest at a rate of 20% per year commencing on May 21, 2025.
Tax-withheld shares 1,442 shares Common Stock withheld for taxes on May 21, 2026 at $14.97
Price per withheld share $14.97 per share Valuation of 1,442 tax-withheld shares of Common Stock
Shares held after transaction 17,116 shares Direct Common Stock holdings after May 21, 2026 tax withholding
Stock option grant size 40,000 shares Underlying Common Stock for stock options held, direct ownership
Stock option exercise price $9.39 per share Exercise price of stock options expiring May 21, 2034
restricted stock financial
"Includes shares of restricted stock which vest at a rate of 20% per year"
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Stock Options financial
"Stock Options with an exercise price of 9.3900 and expiration date 2034-05-21"
Stock options are agreements that give a person the right to buy or sell a company's stock at a specific price within a certain time frame. They are often used as a reward or incentive, similar to a coupon that can be used later if the stock price rises, allowing the holder to make a profit.
tax-withholding disposition financial
"transaction_action": "tax-withholding disposition""
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
exercise price financial
"conversion_or_exercise_price": "9.3900""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
expiration date financial
"expiration_date": "2034-05-21T00:00:00.000Z""
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Signor Thomas

(Last)(First)(Middle)
652 ALBANY SHAKER ROAD

(Street)
ALBANY NEW YORK 12211

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Pioneer Bancorp, Inc./MD [ PBFS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP and CAO
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/21/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/21/2026F1,442D$14.9717,116(1)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$9.3905/21/202505/21/2034Common Stock40,000(2)40,000(2)D
Explanation of Responses:
1. Includes shares of restricted stock which vest at a rate of 20% per year commencing on May 21, 2025.
2. Stock option vest at a rate of 20% per year commencing on May 21, 2025.
/s/ Thomas Signor06/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did PBFS executive Thomas Signor report in this Form 4?

Thomas Signor, EVP and CAO of Pioneer Bancorp, reported a tax-related share disposition. On May 21, 2026, 1,442 Common Stock shares were withheld to cover tax liabilities, and he reported updated direct share and option holdings.

How many Pioneer Bancorp (PBFS) shares were withheld for taxes?

A total of 1,442 Pioneer Bancorp Common Stock shares were withheld. The shares were valued at $14.97 each and were used to satisfy tax obligations, rather than being sold in the open market to third-party buyers.

How many PBFS shares does Thomas Signor hold after this transaction?

After the reported tax-withholding transaction, Thomas Signor directly holds 17,116 shares of Pioneer Bancorp Common Stock. This figure reflects his position following the 1,442 shares withheld to meet tax liabilities on vested equity compensation.

What stock options does Thomas Signor hold in Pioneer Bancorp (PBFS)?

Thomas Signor holds stock options linked to 40,000 Pioneer Bancorp Common Stock shares. These options have a $9.39 exercise price, expire on May 21, 2034, and vest 20% per year starting May 21, 2025, as disclosed in the filing footnotes.

Does this PBFS Form 4 show an open-market sale by Thomas Signor?

The Form 4 does not show an open-market sale. The 1,442 shares were disposed of as a tax-withholding transaction, where shares are retained by the issuer to cover tax liabilities on equity awards instead of being sold on the market.

What does the vesting schedule for PBFS restricted stock and options indicate?

The filing states that both restricted stock and stock options for Thomas Signor vest at 20% per year, commencing on May 21, 2025. This annual vesting schedule gradually delivers full ownership over several years, aligning compensation with ongoing service.