$0.10 dividend declared by Pathfinder Bancorp (PBHC) on common and warrant shares

Rhea-AI Filing Summary

Pathfinder Bancorp, Inc. reported that its Board of Directors declared a quarterly cash dividend of $0.10 per voting common and non-voting common share, and a cash dividend of $0.10 per notional share for the issued warrant.

The dividend is payable on November 7, 2025 to shareholders of record as of October 17, 2025. This payment provides recurring cash returns to holders of both common shares and the warrant’s notional shares.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 29, 2025

(Exact name of Registrant as specified in its charter)

Commission File Number: 001-36695

Maryland	38-3941859
(State or Other Jurisdiction of Incorporation or Organization)	(I.R.S. Employer Identification Number)

214 West First Street, Oswego, NY 13126

(Address of Principal Executive Office) (Zip Code)

(315) 343-0057

(Issuer's Telephone Number including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, $0.01 par value	PBHC	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 8.01 – Other Events

On September 29, 2025, the Company announced that its Board of Directors declared a quarterly cash dividend of $0.10 per voting common and non-voting common share and a cash dividend of $0.10 per notional share for the issued warrant. The dividend is payable on November 7, 2025 to shareholders of record on October 17, 2025.

Item 9.01 – Financial Statements and Exhibits

Exhibit No.		Description
99.1		Press Release dated September 29, 2025
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

				PATHFINDER BANCORP, INC.
Date:	September 29, 2025		By:	/s/ James A. Dowd
				James A. Dowd President and Chief Executive Officer

FAQ

What dividend did Pathfinder Bancorp (PBHC) declare in this 8-K?

Pathfinder Bancorp declared a quarterly cash dividend of $0.10 per voting and non-voting common share, plus $0.10 per notional share for the issued warrant. The announcement reflects the company’s decision to distribute cash directly to its equity holders.

When will Pathfinder Bancorp (PBHC) pay the new dividend?

The dividend will be paid on November 7, 2025. Shareholders who are on record by the specified record date will receive $0.10 per common share and $0.10 per notional share related to the company’s issued warrant.

What is the record date for Pathfinder Bancorp (PBHC) dividend eligibility?

Shareholders must be on the company’s records by October 17, 2025 to receive the dividend. Those recorded by this date will be entitled to the $0.10 per common share and $0.10 per notional share cash distribution.

Does the Pathfinder Bancorp (PBHC) dividend cover warrant-related shares?

Yes. In addition to common stock, Pathfinder Bancorp approved a $0.10 cash dividend per notional share for its issued warrant. This means warrant-related notional shares receive the same per-share cash amount as voting and non-voting common stock.

What type of event did Pathfinder Bancorp (PBHC) report in this 8-K?

Pathfinder Bancorp reported an “Other Events” item describing its Board’s declaration of a $0.10 quarterly cash dividend on voting and non-voting common shares and $0.10 per notional share on its issued warrant, including the record and payment dates.