Pathfinder Bancorp, Inc. filings document the regulatory record of a bank holding company whose subsidiary, Pathfinder Bank, gathers deposits and invests funds in loans and securities. The company’s 8-K filings report quarterly and annual financial results, financial-condition updates, credit-related reserve matters, tax adjustments, and dividend declarations on voting common stock, non-voting common stock, and the issued warrant.
Proxy materials describe annual meeting matters, director elections, auditor ratification, executive compensation disclosures, and shareholder voting procedures. Other filings document material agreements tied to privately placed securities, including registration rights and resale registration obligations, along with exhibits and Inline XBRL cover-page data.
Pathfinder Bancorp, Inc. senior vice president William D. O'Brien filed an update showing his current share and stock option holdings. The filing reports direct ownership of 23,512 shares of common stock and indirect holdings of 9,243 shares through an ESOP and 3,255 shares through a 401(k) plan as of the reported date.
O'Brien also holds stock options on the company’s common stock, including options exercisable at $11.35 per share for 7,908 underlying shares expiring on May 6, 2026, and options exercisable at $10.37 per share for 1,500 underlying shares expiring on October 28, 2030. The entry is categorized as a holdings report with no explicit buy or sell transactions.
Pathfinder Bancorp, Inc. senior vice president and CIO Joseph Paul McManus reported his current ownership of the company’s common stock. He now holds 11,000 shares directly and 5,026 shares indirectly through an ESOP, with the footnote stating these ESOP shares reflect an allocation in April 2026.
Pathfinder Bancorp, Inc. Senior Vice President Robert G. Butkowski Jr. reported his existing share and option holdings, with no new buys or sales indicated. He holds 19,436 shares of common stock directly, plus indirect holdings of 6,346 shares through an ESOP, 14,291 shares through a 401K, and 6,500 shares through an IRA. He also holds stock options on 1,500 shares of common stock with a $10.37 exercise price expiring on October 28, 2030, and the ESOP balance reflects shares allocated in April 2026.
Pathfinder Bancorp, Inc. Executive Vice President and CFO Justin K. Bigham reported updated ownership of the company’s common stock. Following these entries dated April 8, 2026, he holds 24,000 shares directly and 5 shares indirectly through an ESOP, reflecting ESOP shares allocated in April 2026. The filing records holdings only and does not report any explicit purchases or sales.
Pathfinder Bancorp, Inc. President and CEO James A. Dowd reported his current holdings of company securities without any new purchases or sales. He now holds 68,704 shares of Common Stock directly and 18,052 shares indirectly through a 401K.
He also reports 21,193 Common shares held indirectly through an ESOP, with a footnote noting these ESOP shares were allocated in April 2026. In addition, he holds stock options on 2,816 shares of Common Stock at an exercise price of $11.35 per share, expiring May 6, 2026.
Polniak Joseph reported acquisition or exercise transactions in this Form 4 filing.
Pathfinder Bancorp, Inc. reported that FVP and General Counsel Joseph Polniak received a grant of 8,000 shares of common stock as restricted stock on March 31, 2026. The award carried no purchase price. These restricted shares vest over a three-year period commencing on March 31, 2027, and Polniak now directly holds 8,000 shares following the grant.
Pathfinder Bancorp, Inc. files its annual report describing a community-focused commercial bank centered in Oswego and Onondaga Counties, NY. At December 31, 2025, the Company reported total assets of $1.43 billion, deposits of $1.18 billion and shareholders’ equity of $122.5 million.
The Company had 6,185,644 common shares outstanding, split between 4,876,213 voting and 1,380,283 Series A nonvoting shares. As of June 30, 2025, the aggregate market value of non‑affiliate common equity was approximately $80.0 million based on a NASDAQ last sale price of $15.34 per share.
Pathfinder Bancorp, Inc. declared a quarterly cash dividend of $0.10 per share on its voting and non-voting common stock, and $0.10 per notional share for the issued warrant for the fiscal quarter ending March 31, 2026.
The dividend will be paid on May 8, 2026 to shareholders of record as of April 17, 2026, providing regular cash returns to investors in line with the company’s ongoing dividend program.
Pathfinder Bancorp, Inc. President and CEO James A. Dowd exercised stock options for 6,000 shares of Common Stock at $11.35 per share. The option exercise converted Stock Options into Common Stock and brought his direct Common Stock holdings to 68,704 shares.
In addition to these direct holdings, he is reported with 18,052 Common Stock shares held indirectly through a 401(k) and 21,181 Common Stock shares held indirectly through an ESOP, reflecting total reported exposure split between direct and retirement-related accounts.
Pathfinder Bancorp director Adam C. Gagas exercised stock options and increased his direct share holdings. On 2026-03-13, he exercised options for 8,787 shares of Common Stock at an exercise price of $11.35 per share, converting all remaining options covered in this filing.
Following the transactions, he directly owns 35,588 shares of Common Stock. The filing also shows indirect ownership of 148,664 shares held "By POA" and 17,756 shares held "By IRA," in addition to the direct position. No open-market purchases or sales are reported in this filing.