Every 10-Q that Ponce Financial Group, Inc. (PDLB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PDLB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PDLB filings page.
Ponce Financial Group, Inc., parent of Ponce Bank, reported unaudited results for the period ended June 30, 2026. Total assets were $3.49 billion, up from $3.22 billion at December 31, 2025, driven mainly by loan growth to $2.91 billion and deposits to $2.27 billion.
For the three months ended June 30, 2026, net interest income was $30.1 million versus $24.4 million a year earlier, after $2.1 million of credit-loss provision. Quarterly net income was $8.5 million compared with $6.1 million, and basic EPS rose to $0.36 from $0.26. For the first six months, net income was $17.1 million versus $12.1 million, with basic EPS of $0.72 versus $0.51.
The company maintains $225 million of senior non‑cumulative preferred stock issued to the U.S. Treasury under the Emergency Capital Investment Program, currently paying a 0.5% dividend rate. Management believes that as of June 30, 2026 it has met ECIP “Deep Impact” and “Qualified Lending” thresholds that permit exercising a Treasury‑granted option to repurchase all preferred shares at a formula‑based price expected to be at a substantial discount to the $1,000 per share liquidation preference, subject to additional regulatory and contractual conditions.
Ponce Financial Group, Inc. reported stronger results for the quarter ended March 31, 2026. Net income rose to $8.6M from $6.0M a year earlier, with net income available to common stockholders of $8.3M. Basic and diluted earnings per common share increased to $0.36 from $0.25.
Total assets reached $3.30B, driven mainly by loan growth, as loans receivable, net, increased to $2.70B. Deposits grew to $2.13B, while Federal Home Loan Bank advances stood at $571.1M. Net interest income improved to $28.2M, supported by higher interest on loans receivable.
Credit quality metrics remained controlled. The allowance for credit losses on loans was $26.2M, up from $25.4M, and nonaccrual loans totaled $20.4M, down from $26.9M at year-end 2025. The company also continues to carry $225.0M of ECIP preferred stock paying a current 0.5% dividend rate.
Ponce Financial Group (PDLB) reported stronger Q3 results. Net income for the quarter was $6.5 million vs. $2.4 million a year ago, and diluted EPS was $0.27 vs. $0.10. Net interest income rose to $25.2 million from $19.0 million as loan yields outpaced funding costs, while the provision for credit losses increased to $1.4 million from $0.5 million.
For the first nine months of 2025, net income reached $18.6 million vs. $8.0 million in 2024, with net interest income of $71.9 million vs. $55.8 million. The balance sheet expanded: assets were $3.16 billion and loans receivable, net were $2.49 billion as of September 30, 2025. Deposits rose to $2.06 billion, while borrowings decreased to $521.1 million. Accumulated other comprehensive loss improved to $(11.6) million.
Credit metrics were stable with the allowance for credit losses at $24.8 million. Nonaccrual and 90+ day loans totaled $23.5 million. The company continues to carry $225.0 million of ECIP preferred stock at a 0.5% dividend rate and has reported 13 consecutive quarters meeting both Deep Impact and Qualified Lending conditions.