Every 10-Q that Peoples Bancorp of North Carol (PEBK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow PEBK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full PEBK filings page.
Peoples Bancorp of North Carolina, Inc. reported Q2 2026 net earnings of $5.2 million, slightly above the prior year period, with net interest income of $16.0 million. For the first six months of 2026, net earnings were $9.6 million. Basic earnings per share were $0.98 for the quarter and $1.81 year‑to‑date, while cash dividends declared were $0.21 per share in Q2 and $0.59 for the first half.
Total assets reached $1.76 billion at June 30, 2026, with loans of $1.28 billion and deposits of $1.57 billion, reflecting growth since year‑end 2025. The allowance for credit losses on loans was $10.6 million, and nonaccrual loans totaled $5.2 million. Available‑for‑sale securities stood at $364.5 million with $38.3 million of unrealized losses attributed to interest‑rate movements. Off‑balance‑sheet commitments included $378.3 million of commitments to extend credit and $1.6 million of standby letters of credit.
Peoples Bancorp of North Carolina, Inc. reported solid first‑quarter 2026 results, with net earnings of $4.4 million, up slightly from $4.3 million a year earlier. Basic earnings per share were $0.83 versus $0.82, supported by stronger net interest income of $15.1 million compared with $13.9 million in 2025.
Total assets rose to $1.73 billion from $1.70 billion at year‑end 2025 as loans grew to $1.24 billion and deposits to $1.54 billion. Credit costs increased, with a $560 thousand provision for credit losses and nonaccrual loans at $4.8 million. Investment securities carried unrealized losses of $37.2 million, widening accumulated other comprehensive loss to $28.6 million. The company paid a higher cash dividend of $0.38 per share, up from $0.36 a year ago.
Peoples Bancorp of North Carolina (PEBK) reported steady Q3 2025 performance. Net earnings were $3.692 million, with basic/diluted EPS of $0.70/$0.67. For the nine months, net earnings reached $13.197 million and EPS was $2.49/$2.41.
Net interest income rose to $15.119 million in Q3 from $13.549 million a year ago, while the provision for credit losses was $0.530 million. Noninterest income was $7.127 million, led by appraisal management fee income of $3.601 million. Noninterest expense increased to $16.924 million from $15.016 million, reflecting higher salaries, professional fees, and debit card expense.
As of September 30, 2025, total assets were $1.738 billion, loans were $1.183 billion, and deposits were $1.553 billion. Accumulated other comprehensive loss improved to $29.346 million from $39.157 million at December 31, 2024, as unrealized losses on available-for-sale securities narrowed to $38.4 million from $51.1 million. The allowance for credit losses was $10.206 million, and nonaccrual loans totaled $5.113 million. The company declared cash dividends of $0.20 per share in Q3 and had 5,459,441 common shares outstanding at October 31, 2025.