[Form 4] PEOPLES BANCORP INC Insider Trading Activity

Rhea-AI Filing Summary

Beam S. Craig, a director of Peoples Bancorp Inc. (PEBO), was issued 437 shares of Common Stock on 09/30/2025 at a price of $29.99 per share as part of non-employee director compensation for board meeting fees and a quarterly retainer paid in stock. Following the issuance, Mr. Craig beneficially owned 25,379 shares in a direct capacity. The Form 4 was signed on behalf of Mr. Craig by an attorney-in-fact and dated 10/01/2025. The filing discloses this single non-derivative transaction and states the shares were compensation for director services.

Positive

• Director compensation disclosed transparently with transaction date, amount, and consideration stated
• Post-transaction beneficial ownership is reported as 25,379 shares, confirming insider holdings

Negative

• None.

Insights

Financial Analyst

TL;DR Director received stock compensation of 437 shares, modest change to insider holdings and no derivative activity disclosed.

The reported transaction is a routine equity grant for board fees and a quarterly retainer paid in stock, not an open-market purchase or sale. The issuance of 437 shares at $29.99 increased the reporting person’s direct beneficial ownership to 25,379 shares. For investors, this is a standard non-cash compensation event and does not by itself indicate a change in company performance or outlook.

Corporate Governance Expert

TL;DR Typical director compensation disclosure; governance transparency maintained through timely Form 4 filing.

The Form 4 clearly identifies the reporting person, relationship to the issuer (director), transaction date, amount issued, and the stated reason that the shares represent board meeting fees and a quarterly retainer. The filing was executed by an attorney-in-fact and provides the required post-transaction beneficial ownership figure. This fulfills Section 16 disclosure obligations for non-employee director compensation.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

BEAM S CRAIG

(Last) (First) (Middle)

P.O. BOX 738

138 PUTNAM STREET

(Street)

MARIETTA OH 45750

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES BANCORP INC [ PEBO ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/30/2025		A(1)		437	A	$29.99	25,379	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents Board meeting fees and quarterly retainer paid in stock as part of non-employee director compensation.

Remarks:

	/s/ Jason A. Silcott, attorney-in-fact for Mr. Beam	10/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transaction did PEBO director Beam S. Craig report on Form 4?

The Form 4 reports an issuance of 437 shares of Common Stock on 09/30/2025 at $29.99 per share.

Why were the 437 shares issued to the director?

The filing states the shares represent board meeting fees and a quarterly retainer paid in stock as non-employee director compensation.

How many shares does Beam S. Craig own after this transaction?

Following the issuance, Mr. Craig beneficially owned 25,379 shares in a direct capacity.

When was the Form 4 signed and who signed it?

The Form 4 was signed by Jason A. Silcott, attorney-in-fact for Mr. Beam and dated 10/01/2025.

Does the filing show any derivative securities or option activity for the director?

No. Table II for derivative securities contains no entries; only a non-derivative issuance is reported.