Peoples Financial (PFBX) furnishes press release on Q3 2025 results

Rhea-AI Filing Summary

Peoples Financial Corporation filed a current report to furnish its financial update for the third quarter of 2025. The company reported these results through a press release dated October 22, 2025, which is attached as Exhibit 99.1. The filing formally makes that earnings release part of the company’s public disclosures for the period.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) October 22, 2025

PEOPLES FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Mississippi

(State or Other Jurisdiction of Incorporation)

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001-12103	64-0709834
(Commission File Number)	(IRS Employer Identification No.)
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152 Lameuse Street Biloxi, MS	39530
(Address of Principal Executive Offices)	(Zip Code)

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(228) 435-5511

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

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Securities registered pursuant to Section 12(b) of the Act:

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​	Trading	​
Title of each class	Symbol(s)	Name of each exchange on which registered
None	PFBX	None

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4( c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02. Results of Operations and Financial Condition

On October 22, 2025, Peoples Financial Corporation (the “Company”) issued a press release announcing its third quarter results for 2025. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

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99.1	Press Release issued by Peoples Financial Corporation dated October 22, 2025, “Peoples Financial Corporation Reports Results for the Third Quarter of 2025”
104	Cover Page Interactive Data File (formatted as Inline XBRL)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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Dated: October 22, 2025	​
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​	PEOPLES FINANCIAL CORPORATION
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​	By:	/s/ Chevis C. Swetman
​	​	Chevis C. Swetman
​	​	Chairman, President and CEO

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FAQ

What did Peoples Financial Corporation (PFBX) report in this 8-K?

The company furnished a press release announcing its third quarter 2025 results, dated October 22, 2025, and attached it as Exhibit 99.1.

Which period’s results does Peoples Financial Corporation (PFBX) cover?

The furnished press release covers results for the third quarter of 2025.

How did Peoples Financial Corporation (PFBX) provide its Q3 2025 results?

The results were provided via a press release, which is incorporated by reference and attached as Exhibit 99.1.

Who signed the Peoples Financial Corporation (PFBX) 8-K?

The report was signed on behalf of the company by Chevis C. Swetman, Chairman, President and CEO.

Does this Peoples Financial Corporation (PFBX) filing include full financial statements?

The filing lists a press release as Exhibit 99.1 under financial statements and exhibits; detailed figures are contained in that exhibit.

What exhibits are included with the Peoples Financial Corporation (PFBX) 8-K?

The filing includes Exhibit 99.1, the Q3 2025 results press release, and Exhibit 104, the cover page interactive data file in Inline XBRL format.