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Peoples Financial (PFBX) sets $0.18 semi-annual cash dividend for June payout

Filing Impact
(Moderate)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Peoples Financial Corporation, parent of The Peoples Bank, declared a regular semi-annual cash dividend of $0.18 per common share. The dividend is payable on June 11, 2026 to shareholders of record as of June 8, 2026, returning cash directly to existing investors.

The company highlights its longstanding focus on shareholder returns. The Peoples Bank had $788 million in total assets as of March 31, 2026 and operates 18 banking facilities along the Mississippi Gulf Coast, offering retail, commercial, trust and investment services.

Positive

  • None.

Negative

  • None.
Item 2.02 Results of Operations and Financial Condition Financial
Disclosure of earnings results, typically an earnings press release or preliminary financials.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Dividend per share $0.18 per common share Regular semi-annual cash dividend
Dividend record date June 8, 2026 Shareholders of record date for dividend eligibility
Dividend payment date June 11, 2026 Scheduled payment date for declared dividend
Total assets $788 million The Peoples Bank total assets as of March 31, 2026
Bank facilities 18 facilities Branches along the Mississippi Gulf Coast
regular semi-annual cash dividend financial
"announced the declaration of a regular semi-annual cash dividend of $0.18 per common share"
OTCQX Best Market financial
"Peoples Financial Corporation (the “Company”)(OTCQX Best Market: PFBX), parent of The Peoples Bank"
OTCQX Best Market is the top tier of an over‑the‑counter (OTC) trading platform where companies voluntarily meet higher disclosure and governance standards than typical OTC listings. For investors, it signals relatively better transparency and oversight—think of it as a premium section of a flea market where sellers show more paperwork—yet these stocks still carry more liquidity and regulatory risk than listings on major national exchanges.
trust and investment services department financial
"the Bank also operates a trust and investment services department that has provided customers with financial, estate and retirement planning services"
forward-looking statements regulatory
"This news release reflects industry conditions, Company performance and financial results and contains “forward-looking statements,”"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
Private Securities Litigation Reform Act of 1995 regulatory
"these statements are deemed to be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995"
0000770460false00007704602026-05-272026-05-27

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) May 27, 2026

PEOPLES FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Mississippi

(State or Other Jurisdiction of Incorporation)

001-12103

64-0709834

(Commission File Number)

(IRS Employer Identification No.)

152 Lameuse Street Biloxi, MS

39530

(Address of Principal Executive Offices)

(Zip Code)

(228) 435-5511

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Securities registered pursuant to Section 12(b) of the Act:

Trading

Title of each class

Symbol(s)

Name of each exchange on which registered

None

PFBX

None

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):

  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

  Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4( c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

Item 2.02. Results of Operations and Financial Condition

 

On May 27, 2026, Peoples Financial Corporation (the “Company”) issued a press release announcing a dividend. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

 

 

Item 9.01. Financial Statements and Exhibits.

 

(d)         Exhibits

         

4

 

99.1

Press Release issued by Peoples Financial Corporation dated May 27, 2026, “Peoples Financial Corporation Announces a Cash Dividend”

 

104

Cover Page Interactive Data File (formatted as Inline XBRL)  

        

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: May 27, 2026

PEOPLES FINANCIAL CORPORATION

By:

/s/ Chevis C. Swetman

Chevis C. Swetman

Chairman, President and CEO

Exhibit 99.1

Graphic

FOR IMMEDIATE RELEASE

For more information, contact:

Chevis C. Swetman, President and CEO

228-435-8205

cswetman@thepeoples.com

PEOPLES FINANCIAL CORPORATION ANNOUNCES A REGULAR CASH DIVIDEND

BILOXI, MS (May 27, 2026) - Peoples Financial Corporation (the “Company”)(OTCQX Best Market: PFBX), parent of The Peoples Bank (the “Bank”), announced the declaration of a regular semi-annual cash dividend of $0.18 per common share payable on June 11, 2026, to shareholders of record as of June 08, 2026.

“We are pleased to announce our semi-annual dividend to our shareholders."  said Chevis C. Swetman, Chairman and CEO of the holding company and the bank.  "We remain dedicated to returning earnings to our shareholders,” he added.

About the Company

Founded in 1896, with $788 million in total assets as of March 31, 2026, The Peoples Bank operates 18 bank facilities along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to offering a comprehensive range of retail and commercial banking services, the Bank also operates a trust and investment services department that has provided customers with financial, estate and retirement planning services since 1936.

Peoples Financial Corporation’s common stock is listed on the OTCQX Best Market under the symbol PFBX. Additional information is available on the Internet at the Company’s website, www.thepeoples.com, and at the website of the Securities and Exchange Commission (“SEC”), www.sec.gov.

This news release reflects industry conditions, Company performance and financial results and contains “forward-looking statements,’ which may include forecasts of our financial results and condition, expectations for our operations and businesses, and our assumptions for those forecasts and expectations. Do not place undue reliance on forward-looking statements. These forward-looking statements are subject to a number of risk factors and uncertainties which could cause the Company’s actual results and experience to differ materially from the anticipated results and expectation expressed in such forward-looking statements.

Factors that could cause our actual results to differ materially from our forward-looking statements are described under “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and “Regulation and Supervision” in the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2024, and in other documents subsequently filed by the Company with the Securities and Exchange Commission, available at the SEC’s website and the Company’s website, each of which are referenced above. To the extent that statements in this news release relate to future plans, objectives, financial results or performance by the Company, these statements are deemed to be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are generally identified by use of words such as “may,” “believe,” “expect,” “anticipate,” “intend,” “will,” “should,” “plan,” “estimate,” “predict,” “continue” and “potential” or the negative of these terms or other comparable terminology.


Forward-looking statements represent management’s beliefs, based upon information available at the time the statements are made, with regard to the matters addressed; they are not guarantees of future performance. Forward-looking statements are subject to numerous assumptions, risks and uncertainties that change over time and could cause actual results or financial condition to differ materially from those expressed in or implied by such statements. All information is as of the date of this news release. Except to the extent required by applicable law or regulation, the Company undertakes no obligation to revise or update publicly any forward-looking statement for any reason.


FAQ

What dividend did Peoples Financial Corporation (PFBX) declare in this filing?

Peoples Financial Corporation declared a regular semi-annual cash dividend of $0.18 per common share. The dividend reflects the company’s practice of returning cash to shareholders and follows its announcement through an attached press release in the current report.

When is the PFBX dividend record date and payment date?

Shareholders of record on June 8, 2026 will receive the dividend, which is payable on June 11, 2026. Only investors holding Peoples Financial Corporation common shares on the record date will be entitled to the announced cash distribution.

How often does Peoples Financial Corporation (PFBX) pay this type of dividend?

The company announced a regular semi-annual cash dividend, meaning it expects to pay this type of dividend twice a year. The filing describes the distribution as a recurring event rather than a special one-time payment to shareholders.

What is the size of Peoples Bank, the subsidiary of PFBX?

The Peoples Bank, the main subsidiary of Peoples Financial Corporation, reported $788 million in total assets as of March 31, 2026. It operates 18 banking facilities along the Mississippi Gulf Coast across Hancock, Harrison, Jackson and Stone counties.

On which market is Peoples Financial Corporation (PFBX) traded?

Peoples Financial Corporation’s common stock is listed on the OTCQX Best Market under the symbol PFBX. Investors can find additional company information on its website and through documents filed with the Securities and Exchange Commission.

What services does The Peoples Bank, owned by PFBX, provide?

The Peoples Bank offers a comprehensive range of retail and commercial banking services and also operates a trust and investment services department. That department has provided financial, estate and retirement planning services to customers since 1936 along the Mississippi Gulf Coast.

Filing Exhibits & Attachments

5 documents