Peoples Financial (PFBX) details Q4 2025 results, extends stock repurchase plan and sets annual meeting

Rhea-AI Filing Summary

Peoples Financial Corporation filed a report stating that it has released a press release covering its financial results for the fourth quarter of 2025. The company also announced an extension of its most recent stock repurchase program, which allows it to continue buying back its own shares. In addition, the press release sets the date for the company’s next annual shareholder meeting, giving investors advance notice of when formal business and voting matters will occur.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) January 28, 2026

PEOPLES FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Mississippi

(State or Other Jurisdiction of Incorporation)

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001-12103	64-0709834
(Commission File Number)	(IRS Employer Identification No.)
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152 Lameuse Street Biloxi, MS	39530
(Address of Principal Executive Offices)	(Zip Code)

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(228) 435-5511

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

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Securities registered pursuant to Section 12(b) of the Act:

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​	Trading	​
Title of each class	Symbol(s)	Name of each exchange on which registered
None	PFBX	None

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4( c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02. Results of Operations and Financial Condition

On January 29, 2026, Peoples Financial Corporation (the “Company”) issued a press release announcing its fourth quarter results for 2025 along with an extension of the most recent repurchase plan and set the date for the annual shareholder meeting. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

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99.1	Press Release issued by Peoples Financial Corporation dated January 29, 2026, “Peoples Financial Corporation Reports Results for the Fourth Quarter of 2025, Announces an Extension of the Most Recent Stock Repurchase Program, and Sets Date for Annual Meeting”
104	Cover Page Interactive Data File (formatted as Inline XBRL)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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Dated: January 29, 2026	​
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​	PEOPLES FINANCIAL CORPORATION
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​	By:	/s/ Chevis C. Swetman
​	​	Chevis C. Swetman
​	​	Chairman, President and CEO

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FAQ

What did Peoples Financial Corporation (PFBX) announce in this 8-K filing?

Peoples Financial Corporation announced it issued a press release with fourth quarter 2025 results, extended its most recent stock repurchase program, and set the date for its next annual shareholder meeting, consolidating several investor-relevant updates in a single disclosure.

Does the PFBX filing include fourth quarter 2025 financial results?

The filing states that Peoples Financial Corporation issued a press release announcing its fourth quarter 2025 results. The detailed financial figures are contained in that press release, which is attached to the report as Exhibit 99.1 and incorporated by reference.

What does the extension of the stock repurchase program mean for PFBX shareholders?

The company disclosed an extension of its most recent stock repurchase program. This allows Peoples Financial Corporation to continue buying back its shares under that plan, which can affect share availability and reflects ongoing board authorization of the program.

Where can investors find the full press release mentioned for PFBX?

Investors can find the full press release as Exhibit 99.1 to the report. The exhibit is titled “Peoples Financial Corporation Reports Results for the Fourth Quarter of 2025, Announces an Extension of the Most Recent Stock Repurchase Program, and Sets Date for Annual Meeting.”

What corporate event timing information did PFBX provide in this disclosure?

Peoples Financial Corporation indicated that the press release sets the date for its annual shareholder meeting. While the exact date is not detailed in the excerpt, the meeting timing is established in the attached press release incorporated by reference.

Who signed the Peoples Financial Corporation 8-K report?

The report was signed on behalf of Peoples Financial Corporation by Chevis C. Swetman. He is identified in the document as the company’s Chairman, President and Chief Executive Officer, acting as the duly authorized representative.