PFBX files Form 8-K reporting cash dividend press release

Rhea-AI Filing Summary

Peoples Financial Corporation filed a Form 8-K to report that on November 25, 2025 it issued a press release announcing a cash dividend. The filing classifies this disclosure under Item 2.02, Results of Operations and Financial Condition.

The press release titled “Peoples Financial Corporation Announces a Cash Dividend” is included as Exhibit 99.1 and incorporated by reference, while Exhibit 104 provides the cover page interactive data file in Inline XBRL format. Specific dividend terms are contained in the attached press release rather than in this summary document.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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Accepted by SEC EDGAR 11/25/2025 - 05:15 PM Learn about SEC filing dates

0000770460false00007704602025-11-252025-11-25

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) November 25, 2025

PEOPLES FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Mississippi

(State or Other Jurisdiction of Incorporation)

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001-12103	64-0709834
(Commission File Number)	(IRS Employer Identification No.)
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152 Lameuse Street Biloxi, MS	39530
(Address of Principal Executive Offices)	(Zip Code)

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(228) 435-5511

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

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Securities registered pursuant to Section 12(b) of the Act:

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​	Trading	​
Title of each class	Symbol(s)	Name of each exchange on which registered
None	PFBX	None

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2 below):

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4( c) under the Exchange Act (17 CFR 240.13e-4( c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933(§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 2.02. Results of Operations and Financial Condition

On November 25, 2025, Peoples Financial Corporation (the “Company”) issued a press release announcing a dividend. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated by reference herein.

Item 9.01. Financial Statements and Exhibits.

(d)         Exhibits

4
	99.1	Press Release issued by Peoples Financial Corporation dated November 25, 2025, “Peoples Financial Corporation Announces a Cash Dividend”
	104	Cover Page Interactive Data File (formatted as Inline XBRL)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

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Dated: November 25, 2025	​
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​	PEOPLES FINANCIAL CORPORATION
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​	By:	/s/ Chevis C. Swetman
​	​	Chevis C. Swetman
​	​	Chairman, President and CEO

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