Peoples Financial Corp (PFBX) officer reports 2,281-share ownership stake

Rhea-AI Filing Summary

Peoples Financial Corp /MS/ executive Monroe Timothy Duane, the SVP and Chief Credit Officer, filed an initial ownership report. The Form 3 shows he holds 2,281 shares of Peoples Financial Corp/MS/ common stock directly, with no specific buy or sell transaction reported.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Monroe Timothy Duane

(Last) (First) (Middle)

408 SUNFLOWER ROAD

(Street)

PERKINSTON MS 39573

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
03/05/2026

3. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL CORP /MS/ [ PFBX ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP/Chief Credit Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Peoples Financial Corp/MS/	2,281	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Timothy Duane Monroe	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the Form 3 filing for PFBX by Monroe Timothy Duane show?

The Form 3 shows Monroe Timothy Duane, SVP and Chief Credit Officer, initially reporting ownership of 2,281 shares of Peoples Financial Corp/MS/ common stock, held directly. It records his starting stake as an insider, not a new trade.

Did the PFBX Form 3 filing disclose any stock purchases or sales?

No specific purchases or sales are disclosed in this Form 3. It simply reports that Monroe Timothy Duane directly owns 2,281 shares of Peoples Financial Corp/MS/ following the reported position, serving as an initial ownership statement.

How many Peoples Financial Corp (PFBX) shares does Monroe Timothy Duane own?

The filing states that Monroe Timothy Duane directly owns 2,281 shares of Peoples Financial Corp/MS/ common stock. This figure reflects his total reported holdings following the reported position as an executive officer.

What is Monroe Timothy Duane’s role at Peoples Financial Corp (PFBX)?

Monroe Timothy Duane is identified as an officer of Peoples Financial Corp/MS/ with the title SVP/Chief Credit Officer. The Form 3 links this executive role to his reported direct ownership of 2,281 common shares.

Why is a Form 3 important for PFBX investors?

Form 3 filings show when an individual becomes a reportable insider and disclose their initial share ownership. For PFBX, it confirms Monroe Timothy Duane’s status as an officer and his 2,281-share direct stake in the company.