Peoples Financial (PFBX) insider sells 2,000 shares in open market

Rhea-AI Filing Summary

Peoples Financial Corp/MS/ First Vice President Andrew T. Swetman reported an open-market sale of 2,000 common shares at $21.25 each. After this transaction, he directly holds 515,184 shares, and is identified as both an officer and a ten percent owner.

Insider Trade Summary

Net Seller: 2,000 shares ($42,500)

Net Sell 1 txn

Insider Swetman Andrew T

Role First Vice President

Sold 2,000 shs ($43K)

Type	Security	Shares	Price	Value
Sale	Peoples Financial Corp/MS/	2,000	$21.25	$43K

Holdings After Transaction: Peoples Financial Corp/MS/ — 515,184 shares (Direct, null)

Footnotes (1)

Key Figures

Shares sold: 2,000 shares Sale price: $21.25 per share Shares held after: 515,184 shares +1 more

4 metrics

Shares sold 2,000 shares Open-market sale of common stock

Sale price $21.25 per share Price for the 2,000 shares sold

Shares held after 515,184 shares Direct ownership after the transaction

Transactions reported 1 sale Non-derivative transaction count on this Form 4

Key Terms

open-market sale, ten percent owner, non-derivative, direct ownership

4 terms

open-market sale financial

"transaction_action": "open-market sale""

An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.

ten percent owner financial

""is_ten_percent_owner": 1"

non-derivative financial

""transaction_type": "non-derivative""

direct ownership financial

""ownership_type": "direct""

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Swetman Andrew T

(Last) (First) (Middle)

152 LAMEUSE STREET

(Street)

BILOXI MISSISSIPPI 39530

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL CORP /MS/ [ PFBX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	First Vice President

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Peoples Financial Corp/MS/	05/29/2026	05/29/2026	S		2,000	D	$21.25	515,184	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Andrew T. Swetman	05/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did PFBX report for Andrew T. Swetman?

Andrew T. Swetman reported an open-market sale of 2,000 Peoples Financial Corp/MS/ shares at $21.25 per share. The Form 4 identifies this as a non-derivative transaction coded “S,” meaning a sale in the market or a private transaction.

What is Andrew T. Swetman’s role at Peoples Financial Corp/MS/ (PFBX)?

Andrew T. Swetman is listed as a First Vice President and a ten percent owner of Peoples Financial Corp/MS/. This dual designation highlights both his executive position at the company and his significant ownership stake in its common shares.

How many PFBX shares does Andrew T. Swetman hold after the reported sale?

Following the sale, Andrew T. Swetman directly holds 515,184 Peoples Financial Corp/MS/ shares. This post-transaction figure, disclosed in the Form 4, shows his remaining position after disposing of 2,000 shares in the reported transaction.

Was the recent PFBX insider transaction a buy or a sell?

The transaction was a sell. The Form 4 shows transaction code “S” and describes it as an open-market or private sale of 2,000 non-derivative shares at $21.25, indicating a disposition rather than an acquisition of PFBX shares.

Is the PFBX insider transaction classified as direct or indirect ownership?

The Form 4 classifies Andrew T. Swetman’s ownership as direct, using the code “D.” This means the 515,184 shares reported after the transaction are held directly in his name rather than through a separate entity, trust, or family account.