Peoples Financial (PFBX) EVP allotted 160 shares in 401(k)

Rhea-AI Filing Summary

Peoples Financial Corp executive A. Wes Fulmer, an Executive Vice President, reported acquiring 160 shares of Peoples Financial Corp/MS/ on December 31, 2025, coded as a purchase at a price of $0 per share.

The filing explains this reflects an allocation of shares under a 401(k) plan as of that date. Following this allocation, Fulmer directly beneficially owns 11,317 shares of Peoples Financial Corp stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FULMER A WES

(Last) (First) (Middle)

7375 OAKLAWN RD

(Street)

BILOXI MS 39532

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PEOPLES FINANCIAL CORP /MS/ [ PFBX ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
12/31/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Peoples Financial Corp/MS/	12/31/2025	12/31/2025	P		160	A	$0	11,317	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Adding Shares for Reporting Person Due to Allocation of 401(k) Plan Shares as of 12-31-2025.

	A. Wes Fulmer	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transaction did PFBX report for A. Wes Fulmer?

A. Wes Fulmer reported acquiring 160 shares of Peoples Financial Corp/MS/ on December 31, 2025. The transaction was coded as a purchase at $0 per share and arose from an allocation of 401(k) plan shares as of that date.

How many PFBX shares does A. Wes Fulmer own after this transaction?

After the reported transaction, A. Wes Fulmer beneficially owns 11,317 shares of Peoples Financial Corp stock. This total reflects his direct ownership following the 160-share allocation under the company’s 401(k) plan as of December 31, 2025.

What is the nature of the 160-share transaction reported by PFBX?

The 160-share transaction is a purchase coded "P" at a price of $0 per share. The remarks clarify it represents additional shares allocated to the reporting person through a 401(k) plan as of December 31, 2025, rather than an open-market trade.

What role does A. Wes Fulmer hold at Peoples Financial Corp (PFBX)?

A. Wes Fulmer is identified as an officer of Peoples Financial Corp, serving as Executive Vice President. His status is disclosed in the filing’s relationship section, which notes his officer role rather than director or 10% owner status.

Is the reported PFBX transaction a direct or indirect ownership change?

The filing classifies the ownership as "D" for direct following the transaction. This indicates the 11,317 shares, including the 160-share 401(k) allocation, are directly beneficially owned by A. Wes Fulmer, with no indirect ownership nature specified in the form.