Senior Peoples Financial (PFBX) leaders report significant share ownership

Rhea-AI Filing Summary

Peoples Financial Corp. (PFBX) received an amended Schedule 13G reporting updated ownership by three senior executives in its common stock. CEO and President Chevis C. Swetman reports beneficial ownership of 508,173 shares, or 11.00% of the class, with 180,972 shares under sole voting and dispositive power and 327,201 under shared power.

Assistant Vice President & Trust Officer Thomas Edward Quave reports 392,370 shares, representing 8.50% of the class, split between 319,630 shares with sole and 72,740 with shared voting and dispositive power. Senior Vice President & COO Andrew Tanner Swetman reports 866,078 shares, or 18.76% of the class, with 850,641 shares under sole and 15,437 under shared voting and dispositive power.

The reporting persons certify that their holdings were not acquired and are not held for the purpose of changing or influencing control of Peoples Financial Corp., other than activities solely in connection with a nomination under Rule 240.14a-11.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 27)

PEOPLES FINANCIAL CORP /MS/

(Name of Issuer)

Common Stock

(Title of Class of Securities)

71103B102

(CUSIP Number)

12/31/2025

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

SCHEDULE 13G

CUSIP No. 71103B102

1

Names of Reporting Persons

Chevis C. Swetman

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 180,972.00
6	Shared Voting Power 327,201.00
7	Sole Dispositive Power 180,972.00
8	Shared Dispositive Power 327,201.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

508,173.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

11.00 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

CUSIP No. 71103B102

1

Names of Reporting Persons

Thomas Edward Quave

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 319,630.00
6	Shared Voting Power 72,740.00
7	Sole Dispositive Power 319,630.00
8	Shared Dispositive Power 72,740.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

392,370.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

8.50 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

CUSIP No. 71103B102

1

Names of Reporting Persons

Andrew Tanner Swetman

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

UNITED STATES

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 850,641.00
6	Shared Voting Power 15,437.00
7	Sole Dispositive Power 850,641.00
8	Shared Dispositive Power 15,437.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

866,078.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

18.76 %

12

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13G

Item 1.
(a)	Name of issuer: PEOPLES FINANCIAL CORP /MS/
(b)	Address of issuer's principal executive offices: Howard and Lameuse Streets, Biloxi, MS 39530
Item 2.
(a)	Name of person filing: Chevis C. Swetman
(b)	Address or principal business office or, if none, residence: Howard and Lameuse Streets Biloxi, MS 39530
(c)	Citizenship: United States of America
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 71103B102
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 508,173
(b)	Percent of class: 11.00 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 180,972
	(ii) Shared power to vote or to direct the vote: 327,201
	(iii) Sole power to dispose or to direct the disposition of: 180,972
	(iv) Shared power to dispose or to direct the disposition of: 327,201
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Chevis C. Swetman

Signature:	/s/ Chevis C. Swetman
Name/Title:	CEO & President
Date:	02/09/2026

Thomas Edward Quave

Signature:	/s/ Thomas Edward Quave
Name/Title:	Assistant Vice President & Trust Officer
Date:	02/09/2026

Andrew Tanner Swetman

Signature:	/s/ Andrew Tanner Swetman
Name/Title:	Senior Vice President & COO
Date:	02/09/2026

FAQ

What does the latest Schedule 13G/A for Peoples Financial Corp. (PFBX) disclose?

The amended Schedule 13G/A discloses updated beneficial ownership of Peoples Financial Corp. common stock by three senior executives. It details how many shares each executive controls, their voting and dispositive powers, and the percentage of the total class their holdings represent as of December 31, 2025.

How many PFBX shares does CEO Chevis C. Swetman beneficially own?

CEO and President Chevis C. Swetman beneficially owns 508,173 shares of Peoples Financial Corp. common stock, representing 11.00% of the class. He has sole voting and dispositive power over 180,972 shares and shared voting and dispositive power over an additional 327,201 shares reported in the filing.

What is Andrew Tanner Swetman’s ownership stake in Peoples Financial Corp. (PFBX)?

Senior Vice President and COO Andrew Tanner Swetman beneficially owns 866,078 shares of Peoples Financial Corp. common stock. This represents 18.76% of the outstanding class, with 850,641 shares under his sole voting and dispositive power and 15,437 shares under shared voting and dispositive power.

What share ownership is reported for Thomas Edward Quave in PFBX?

Assistant Vice President and Trust Officer Thomas Edward Quave beneficially owns 392,370 shares of Peoples Financial Corp. common stock. This equals 8.50% of the class. He holds sole voting and dispositive power over 319,630 shares and shared voting and dispositive power over 72,740 shares, as disclosed.

Are the reported PFBX holdings intended to change control of Peoples Financial Corp.?

The reporting persons certify their Peoples Financial Corp. shares were not acquired and are not held to change or influence control of the issuer. They state the holdings are not part of any control-related transaction, other than activities solely in connection with a nomination under Rule 240.14a-11.

What class of securities and CUSIP does this PFBX Schedule 13G/A cover?

The Schedule 13G/A covers Peoples Financial Corp.’s common stock, identified in the filing as the relevant class of securities. The CUSIP number for this common stock, as disclosed, is 71103B102, which helps uniquely identify the security in markets and regulatory records.