STOCK TITAN

Progressive (PGR) director reports phantom stock exercise and share disposition

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Progressive Corp director Barbara R. Snyder reported routine equity compensation-related transactions. She exercised phantom stock units to receive 824.7187 Common Shares at a conversion price of $0.00 per share, under a 1-for-1 director deferral plan. She also disposed of 106.7187 Common Shares back to the issuer at $219.88 per share. Following these transactions, she directly holds 13,193.479 Common Shares and 21,584.707 phantom stock units, with dividend-equivalent units paid in cash under the plan.

Positive

  • None.

Negative

  • None.
Insider Snyder Barbara R
Role null
Type Security Shares Price Value
Exercise Phantom Stock Unit (rest. Stock) 824.719 $0.00 --
Exercise Common 824.719 $0.00 --
Disposition Common 106.719 $219.88 $23K
Holdings After Transaction: Phantom Stock Unit (rest. Stock) — 21,584.707 shares (Direct, null); Common — 13,300.198 shares (Direct, null)
Footnotes (1)
  1. Reflects a distribution under a director deferral plan pursuant to previously made elections. In accordance with the plan, the restricted shares originally deferred were distributed in the form of Common Shares and all related dividend equivalent units were distributed in the form of cash. 1 for 1 Units deferred from restricted Common Shares upon vesting will be distributed in an equivalent number of Common Shares at the time elected by the reporting person or at such other time determined in accordance with the deferral plan. Units acquired upon the reinvestment of dividend equivalents will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the deferral plan. Expiration Date is the same as the Date Exercisable.
Shares disposed to issuer 106.7187 shares Common Shares, disposition to issuer at $219.88 per share on 2026-07-01
Disposition price $219.88 per share Price for 106.7187 Common Shares returned to issuer
Common Shares acquired via exercise 824.7187 shares Common Shares received from phantom stock unit exercise at $0.00 conversion price
Conversion price of phantom units $0.00 per share Exercise or conversion price for phantom stock units into Common Shares
Common Shares held after transactions 13,193.479 shares Direct ownership of Common Shares following reported Form 4 transactions
Phantom stock units held after exercise 21,584.707 units Remaining phantom stock units under director deferral plan after conversion event
Exercise events 1 derivative exercise, 824.7187 shares Summary of derivative exercise activity in transactionSummary
Phantom Stock Unit (rest. Stock) financial
"security_title: "Phantom Stock Unit (rest. Stock)""
director deferral plan financial
"Reflects a distribution under a director deferral plan pursuant to previously made elections."
A director deferral plan lets board members delay receiving part or all of their pay—typically fees or equity—until a later date, with the deferred amount converted to cash or units that are paid out on a set future date or event. For investors, it signals how a company manages present cash flow and aligns directors’ interests with long-term performance, while creating future payment obligations or possible share dilution when those deferred amounts are settled—like choosing to take a future pension or stock grant instead of a paycheck today.
dividend equivalent units financial
"all related dividend equivalent units were distributed in the form of cash."
Dividend equivalent units are bookkeeping credits that mirror cash dividends paid on actual shares, granted to holders of stock-based awards such as restricted stock units or deferred compensation. They matter to investors because they increase a company’s reported employee compensation cost and can lead to issuance of more shares or cash payouts over time, similar to extra pay linked to ownership that affects shareholder dilution and corporate cash flow.
Exercise or conversion of derivative security financial
"transaction_code_description: "Exercise or conversion of derivative security""
Disposition to issuer financial
"transaction_code_description: "Disposition to issuer""
1 for 1 financial
"1 for 1"
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Snyder Barbara R

(Last)(First)(Middle)
300 NORTH COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common07/01/2026M(1)824.7187A$013,300.1977D
Common07/01/2026D(1)106.7187D$219.8813,193.479D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock Unit (rest. Stock)(2)07/01/2026M824.7187 (3) (4)Common824.7187$021,584.707D
Explanation of Responses:
1. Reflects a distribution under a director deferral plan pursuant to previously made elections. In accordance with the plan, the restricted shares originally deferred were distributed in the form of Common Shares and all related dividend equivalent units were distributed in the form of cash.
2. 1 for 1
3. Units deferred from restricted Common Shares upon vesting will be distributed in an equivalent number of Common Shares at the time elected by the reporting person or at such other time determined in accordance with the deferral plan. Units acquired upon the reinvestment of dividend equivalents will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the deferral plan.
4. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did Progressive (PGR) director Barbara Snyder report?

Barbara Snyder reported exercising phantom stock units into 824.7187 Common Shares and disposing of 106.7187 Common Shares back to the issuer. These actions occurred under a director deferral plan and reflect routine equity compensation administration rather than open-market buying or selling activity.

How many Progressive (PGR) shares does Barbara Snyder hold after this Form 4?

After the reported transactions, Barbara Snyder holds 13,193.479 Progressive Common Shares directly and 21,584.707 phantom stock units. The phantom units are tied to a director deferral plan and are generally settled in Common Shares or cash according to her prior distribution elections.

What is the nature of the phantom stock units reported by Progressive (PGR) director Snyder?

The phantom stock units represent deferred restricted Common Shares under a director deferral plan, convertible into Common Shares on a 1-for-1 basis. Related dividend equivalent units are paid out in cash when distributions occur, based on elections made by the reporting director under the plan.

Was Barbara Snyder’s Progressive (PGR) Form 4 an open-market stock sale?

No, the Form 4 shows a disposition of 106.7187 Common Shares to the issuer and exercises of phantom stock units. The transactions relate to a director deferral and equity compensation plan, not open-market purchases or sales on a securities exchange by the reporting director.

At what price were Progressive (PGR) shares disposed of in Snyder’s Form 4?

The Form 4 shows Barbara Snyder disposed of 106.7187 Progressive Common Shares to the issuer at $219.88 per share. The phantom stock unit exercises into 824.7187 Common Shares carried a stated conversion or exercise price of $0.00 per share under the deferral plan.