The Progressive Corporation filings document formal disclosures for an Ohio-based insurance holding company with common shares listed on the New York Stock Exchange. Its 8-K reports regularly furnish monthly and year-to-date operating results for the company and its consolidated subsidiaries, including net premiums written, net premiums earned, net income, per-share results, combined ratio, realized securities gains or losses, and policies in force by line of business.
The filing record also includes capital-structure disclosures tied to senior notes and material agreements, proxy materials covering board governance, shareholder voting matters, executive compensation, and equity awards, and officer-transition disclosures under current-report requirements.
Progressive Corp. (PGR) reported third-quarter 2026 revenue of $23.192 billion, versus $22.512 billion a year earlier, and net income of $2.542 billion, compared with $2.615 billion. Net premiums earned increased 5% to $21.869 billion. For the nine months ended September 30, 2026, net income was $8.671 billion, versus $8.357 billion.
Companywide underwriting profit margin was 11.3% for the quarter, compared with 10.5%. Personal Lines margin was 12.0%; Commercial Lines margin was 7.4%, down from 10.8%. Policies in force increased 6%, or by 2.4 million policies, compared with September 30, 2025. Comprehensive income was $645 million, versus $2.899 billion, primarily reflecting $1.898 billion of net unrealized losses on fixed-maturity securities, compared with $284 million of net unrealized gains a year earlier.
Operating cash flow for the first nine months was $12.492 billion, versus $14.378 billion, primarily due to $1.2 billion of Florida policyholder credits paid in the first quarter. Progressive repurchased 7.7 million common shares for $1.6 billion during the period and paid $8.0 billion in January 2026 dividends, or $13.60 per share.
Progressive Corp.'s Personal Lines President, James C. Curtis, reported 4,291 Common shares held directly and 1,569 Common shares held indirectly through the 401(k) Plan as of October 18, 2026. He also reported 1,458.1240 deferred compensation units, with a 1-for-1 relationship to Common and payout in cash or Common shares depending on award type, and 4,078.0480 time-based restricted stock units, each a contingent right to one Common share. The restricted units have scheduled vesting dates from January 19, 2027, through January 21, 2031.
Progressive Corp. (PGR) Chief Information Officer Steven Broz sold 1,225 common shares at $223.32 per share on October 22, 2026, under a Rule 10b5-1 trading plan adopted February 19, 2026. After the sale, his reported direct holdings were 28,807 shares.
Progressive Corp (PGR) officer Steven Broz reported a proposed sale of 1,225 common shares through Fidelity Brokerage Services LLC, with an aggregate market value of $273,567.00 and an approximate sale date of October 22, 2026. The notice lists the shares as acquired through restricted stock vesting on July 24, 2026, and records three sales during the prior three months: 1,156 shares on July 23, 2026, 1,225 on August 20, 2026, and 1,225 on September 24, 2026.
The Progressive Corporation reported September 2026 net income of $630 million, up 107% from $305 million a year earlier. Net premiums written were $7.255 billion, up 2%, and net premiums earned were $7.160 billion, up 5%; diluted earnings per share were $1.08, versus $0.52. The combined ratio was 90.0%, compared with 100.4%.
For the third quarter, net premiums earned were $21.869 billion, up 5%, and net income was $2.542 billion, down 3%; the combined ratio was 88.7%, versus 89.5%. For the year-to-date period ended September 30, 2026, net premiums earned were $64.410 billion, up 6%, and net income was $8.671 billion, up 4%. September comprehensive income was a loss of $679 million, alongside a $1.309 billion decrease in total net unrealized gains (losses) on fixed-maturity securities. Progressive repurchased 969,262 common shares during September at an average cost of $207.92 per share. Policies in force totaled 40.489 million as of September 30, 2026, up 6% from a year earlier.
Progressive Corp (PGR) director Barbara R. Snyder acquired 9.8757 phantom stock units on October 9, 2026, upon reinvestment of dividend equivalents. Her reported direct position after the acquisition was 21,603.9783 phantom stock units. The units will be paid in cash at a time she elects or another time determined in accordance with the plan.
Progressive Corp director Lawton W. Fitt acquired 66.7769 phantom stock units on October 9, 2026, upon reinvestment of dividend equivalents. The units have a 1-for-1 relationship to common stock. His reported position after the transaction was 146,081.2435 phantom stock units.
Progressive Corp (PGR) director Roger N. Farah acquired 71.2004 Phantom Stock Units on October 9, 2026, through reinvestment of dividend equivalents. The units have a 1-for-1 relationship to common stock and will be paid out in cash at a time he elects or another time determined under the plan. Farah’s reported position after the acquisition was 155,758.3929 Phantom Stock Units.
Progressive Corp. director Charles A. Davis reported acquiring 2.3055 Phantom Stock Units and 10.0252 Phantom Stock Unit (rest. Stock) on October 9, 2026. Both amounts were acquired through reinvestment of dividend equivalents. The units will be paid out in cash at a time Davis elects or another time determined under the plan. His reported resulting positions were 5,043.4534 Phantom Stock Units and 21,931.1561 Phantom Stock Unit (rest. Stock), respectively.
Progressive Corp director Pamela J. Craig acquired 3.2263 phantom stock units on October 9, 2026, upon reinvestment of dividend equivalents. Her reported position after the transaction was 7057.9249 phantom stock units. The units will be paid out in cash at a time she elects or at another time determined in accordance with the plan.