STOCK TITAN

Progressive Corp (NYSE: PGR) director gains phantom stock units via dividends

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Progressive Corp director Pamela J. Craig reported a grant of 3.0695 Phantom Stock Units on July 10, 2026, classified as a grant/award acquisition tied to dividend reinvestment. These units, which track common stock on a 1-for-1 basis, will be paid out in cash under the plan’s timing rules. Following this grant, Craig’s direct Phantom Stock Unit balance is 7054.6987 units, and no open-market purchases or sales of Progressive common shares were reported.

Positive

  • None.

Negative

  • None.
Insider Craig Pamela J.
Role Director
Type Security Shares Price Value
Grant/Award Phantom Stock Unit (rest. Stock) 3.07 $0.00 --
Holdings After Transaction: Phantom Stock Unit (rest. Stock) — 7,054.699 shares (Direct)
Footnotes (1)
  1. 1 for 1 These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan. Expiration Date is the same as the Date Exercisable.
Phantom Stock Units granted 3.0695 units Grant/award acquisition on 2026-07-10 via reinvestment of dividend equivalents
Phantom Stock Units after transaction 7054.6987 units Total direct Phantom Stock Unit holdings following the reported grant
Transaction price per unit 0.0000 Reported price per Phantom Stock Unit for the grant transaction
Unit-to-share ratio 1 for 1 Each Phantom Stock Unit corresponds to one share of Common stock
Phantom Stock Unit financial
"Phantom Stock Unit (rest. Stock)"
dividend equivalents financial
"acquired upon the reinvestment of dividend equivalents, will be paid out in cash"
Payments tied to employee or contractor equity awards that mirror the cash dividends paid on the company’s stock; they give the holder the same economic benefit as owning the shares without transferring actual shares—often paid in cash or additional award units when the award becomes payable. Investors care because these payments affect a company’s compensation costs, cash flow and potential share dilution, and they signal how management is being rewarded and aligned with shareholders.
Expiration Date financial
"Expiration Date is the same as the Date Exercisable."
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What insider transaction did Pamela J. Craig report for Progressive Corp (PGR)?

Pamela J. Craig reported a grant of 3.0695 Phantom Stock Units linked to Progressive Corp (PGR). The award is classified as a grant/award acquisition and reflects reinvestment of dividend equivalents, with no open-market buying or selling of common stock disclosed.

How many Phantom Stock Units does Pamela J. Craig now hold in Progressive Corp (PGR)?

After the July 10, 2026 transaction, Pamela J. Craig holds 7054.6987 Phantom Stock Units tied to Progressive Corp (PGR). This figure represents her direct Phantom Stock Unit balance following the small dividend-related grant of 3.0695 additional units.

Did Pamela J. Craig buy or sell Progressive (PGR) common stock in this Form 4 filing?

No open-market purchases or sales of Progressive (PGR) common stock were reported. The Form 4 instead shows a derivative award: 3.0695 Phantom Stock Units acquired as a grant linked to dividend equivalents, settled in cash under the plan’s terms.

How are the Progressive (PGR) Phantom Stock Units reported by Pamela J. Craig settled?

The reported Phantom Stock Units are settled in cash, not shares. They were acquired through reinvestment of dividend equivalents and will be paid out at a time elected by Pamela J. Craig or otherwise determined under the applicable plan provisions.

What does the 1-for-1 reference mean for Progressive (PGR) Phantom Stock Units?

The footnote indicates a 1-for-1 relationship between each Phantom Stock Unit and one share of Progressive (PGR) common stock. While units track the value of common shares, they are paid out in cash according to the plan, rather than delivering actual stock.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Craig Pamela J.

(Last)(First)(Middle)
300 NORTH COMMONS BLVD.

(Street)
MAYFIELD VILLAGE OHIO 44143

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
PROGRESSIVE CORP/OH/ [ PGR ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock Unit (rest. Stock)(1)07/10/2026A3.0695 (2) (3)Common3.0695$07,054.6987D
Explanation of Responses:
1. 1 for 1
2. These units, which were acquired upon the reinvestment of dividend equivalents, will be paid out in cash at the time elected by the reporting person or at such other time determined in accordance with the plan.
3. Expiration Date is the same as the Date Exercisable.
/s/ Allyson L. Bach, By Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)