Pagaya CFO receives 175,000 RSU grant

Perros Evangelos reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Perros Evangelos reported acquisition or exercise transactions in this Form 4 filing.

Pagaya Technologies Ltd. granted its Chief Financial Officer, Evangelos Perros, 175,000 Restricted Stock Units on April 1, 2026. Each RSU represents one Class A Ordinary Share.

The award will vest in eight equal quarterly installments, beginning on June 25, 2026. Following this grant, Perros holds 175,000 RSUs directly. The company notes the transaction was reported late due to an inadvertent administrative delay, rather than any error by the reporting person.

Insider Trade Summary

Grant/Award: 175,000 shares

Grant/Award 1 txn

Insider Perros Evangelos

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Unit	175,000	$0.00	$0.00

Holdings After Transaction: Restricted Stock Unit — 175,000 contracts (Direct)

Footnotes (2)

1. F1. On April 1, 2026, the Reporting Person was granted 175,000 Restricted Stock Units (the "Grant") by the Issuer. The transaction reported herein is being reported late due to an inadvertent administrative delay and not any error of the Reporting Person
2. F2. The Grant shall vest in eight equal quarterly installments beginning on June 25, 2026.

Key Figures

RSU grant size: 175,000 units Underlying shares: 175,000 shares Grant price: $0.00 per unit +2 more

5 metrics

RSU grant size 175,000 units Restricted Stock Units granted to CFO on April 1, 2026

Underlying shares 175,000 shares Class A Ordinary Shares underlying the RSUs

Grant price $0.00 per unit Compensation grant, not a market purchase

Post-grant RSU holdings 175,000 units Total RSUs held following the reported transaction

Vesting schedule Eight quarterly installments Vesting begins June 25, 2026

Key Terms

Restricted Stock Unit, Form 4, quarterly installments, Class A Ordinary Share

4 terms

Restricted Stock Unit financial

"the Reporting Person was granted 175,000 Restricted Stock Units"

A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.

Form 4 regulatory

"the transaction reported herein is being reported late"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

quarterly installments financial

"The Grant shall vest in eight equal quarterly installments"

Class A Ordinary Share financial

"underlying_security_title": "Class A Ordinary Share""

A Class A ordinary share is a type of common stock a company issues that carries a specific set of rights—most often particular voting power, dividend terms, or transfer rules—distinct from other share classes. For investors it matters because those rights affect control over company decisions, how income is paid out, and how easy shares are to buy or sell; think of it like a tiered ticket that gives different access and influence at the same event.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Pagaya (PGY) report for CFO Evangelos Perros?

Pagaya reported that CFO Evangelos Perros received a grant of 175,000 Restricted Stock Units on April 1, 2026. These RSUs are a stock-based compensation award and each unit is linked to one Class A Ordinary Share of Pagaya Technologies Ltd.

How many Pagaya (PGY) Restricted Stock Units were granted to the CFO?

The CFO received 175,000 Restricted Stock Units from Pagaya. This entire amount is reflected as held following the transaction, meaning the grant represents his full reported RSU position as of this Form 4, according to the disclosed post-transaction holdings.

When do the Pagaya (PGY) RSUs granted to the CFO begin vesting?

The RSUs begin vesting on June 25, 2026. From that date, the 175,000 Restricted Stock Units will vest in eight equal quarterly installments, spreading the vesting over a multi-year period tied to ongoing service with the company.

Over what schedule will the Pagaya (PGY) CFO’s 175,000 RSUs vest?

The 175,000 Restricted Stock Units will vest in eight equal quarterly installments. The first installment occurs on June 25, 2026, with the remaining installments following each quarter thereafter, aligning vesting with a long-term retention and incentive structure.

Did Pagaya (PGY) indicate why this Form 4 for the CFO’s RSUs was filed late?

Yes. The company stated the RSU grant was reported late due to an inadvertent administrative delay. It specifically notes that the delay was not the result of any error by the reporting person, Evangelos Perros, according to the footnote disclosure.

Does the Pagaya (PGY) CFO’s RSU grant involve any purchase or sale of shares?

No. The filing describes the transaction as a grant or award acquisition of 175,000 Restricted Stock Units at a price of $0.00 per unit. This is stock-based compensation, not an open-market purchase or sale of Pagaya shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 04/08/2026 - 05:33 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Perros Evangelos

(Last) (First) (Middle)

C/O PAGAYA TECHNOLOGIES LTD.

335 MADISON AVENUE, 16TH FLOOR

(Street)

NEW YORK NEW YORK 10017

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Pagaya Technologies Ltd. [ PGY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit	$0(1)	04/01/2026		A		175,000		(2)	(2)	Class A Ordinary Share	175,000	$0	175,000	D

Explanation of Responses:

1. On April 1, 2026, the Reporting Person was granted 175,000 Restricted Stock Units (the "Grant") by the Issuer. The transaction reported herein is being reported late due to an inadvertent administrative delay and not any error of the Reporting Person

2. The Grant shall vest in eight equal quarterly installments beginning on June 25, 2026.

Remarks:

	/s/Eric Watson, Attorney-in-Fact	04/08/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)